Education Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Education Credit Union's 12-Month CD rates are at 4.75%, 24-Month CD rates are at 3.25%, 48-Month CD rates are at 3.00%, 60-Month CD rates are at 2.75%. Education Credit Union's savings rates are at 0.20%. Education Credit Union's money market rates are at 1.65%.

Education Credit Union

Compare Education Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Education Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Education Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Education Credit Union? Share your experience about Education Credit Union by leaving a review below, or read customer reviews before you decide to use Education Credit Union.

Overall, Education Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
N/A
24-Month CD
3.25%
36-Month CD
N/A
48-Month CD
3.00%
60-Month CD
2.75%
Savings
0.20%
MMA
1.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Education Credit Union
Operations Center
6203 Hillside Rd
Amarillo, TX 79109 7193
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Education Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Education Credit Union
Education Credit Union
Smart Checking <-$50K
6.00%
$0
NexBank
NexBank
6-Month CD
5.25%
$10,000
AloStar Bank of Commerce
AloStar Bank of Commerce
5-Month CD
5.25%
$10,000
Firstrust Savings Bank
Firstrust Savings Bank
5-Month CD (special)
5.00%
$2,500
PS Bank of Velva
PS Bank of Velva
3-Month CD
5.00%
$500
Touchstone Bank
Touchstone Bank
Kasasa Checking
5.00%
$0
Old Dominion National Bank
Old Dominion National Bank
Student Savings
5.00%
$500
Osgood Bank OB
Osgood Bank OB
6-Month CD (relationship)
4.76%
$10,000
Education Credit Union
Education Credit Union
12-Month CD
4.75%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
12-Month CD
4.70%
$1,000
Vio Bank
Vio Bank
18-Month CD
4.50%
$500
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.50%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
12-Month CD certificate
4.50%
$1,000
Main Street Bank
Main Street Bank
48-Month CD
4.45%
$1,000
FinWise Bank
FinWise Bank
48-Month CD
4.06%
$500
Ixonia Bank
Ixonia Bank
36-Month CD
4.02%
$1,000
TD Bank
TD Bank
18-Month CD (special, relationship)
4.00%
$250
Andrews Federal Credit Union
Andrews Federal Credit Union
48-Month CD
3.95%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
60-Month CD
3.90%
$1,000
ACFCU
ACFCU
24-Month CD certificate
3.75%
$1,000
Security FSB
Security FSB
SecFed High Yield Money Market
3.56%
$250,000
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
3.50%
$250,000
Self-Help Credit Union
Self-Help Credit Union
Money Market
3.33%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
18-Month CD
3.28%
$5,000
Education Credit Union
Education Credit Union
24-Month CD
3.25%
$500
First State Bank of Harvey
First State Bank of Harvey
24-Month CD
3.15%
$1,000
Bank of Zachary
Bank of Zachary
e-Z Money Market
3.09%
$100,000
Metz Banking Company
Metz Banking Company
36-Month CD
3.05%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
3.00%
$1,000
E-Trade
E-Trade
Max-Rate Checking
3.00%
$0
Education Credit Union
Education Credit Union
48-Month CD
3.00%
$500
Milford Federal Bank
Milford Federal Bank
60-Month CD
2.78%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
36-Month CD
2.77%
$500
Black River Country Bank
Black River Country Bank
48-Month CD
2.75%
$1,000
Education Credit Union
Education Credit Union
60-Month CD
2.75%
$500
Maine Community Bank
Maine Community Bank
Money Market
2.25%
$250,000
Time Bank
Time Bank
48-Month CD
2.25%
$2,500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
The Bank of South Carolina
The Bank of South Carolina
12-Month CD
2.00%
$1,000
First Citizens State Bank
First Citizens State Bank
24-Month CD
1.80%
$1,000
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
1.80%
$1,000
Education Credit Union
Education Credit Union
Super Money Market
1.65%
$2,500
Piedmont FSB
Piedmont FSB
48-Month CD
1.30%
$500
Frontier State Bank
Frontier State Bank
3-Month CD
1.16%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
6-Month CD
1.00%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.00%
$1,000
Castroville State Bank
Castroville State Bank
Regular Savings
0.30%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD certificate
0.30%
$500
Education Credit Union
Education Credit Union
Share Savings
0.20%
$100
A & S Federal Credit Union
A & S Federal Credit Union
6-Month CD certificate
0.15%
$5,000
First Hawaiian Bank
First Hawaiian Bank
18-Month CD eCD
0.12%
$500
Manasquan Bank
Manasquan Bank
Anchor Checking
0.10%
$50
Brenham National Bank
Brenham National Bank
18-Month CD
0.05%
$1,000
The Andover Bank
The Andover Bank
Statement Savings
0.03%
$0
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$50
Chelsea Groton Bank
Chelsea Groton Bank
Checking
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Education Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
7/1 ARM
5.000%
5.531%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.875%
6.031%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.000%
6.079%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
6.000%
6.307%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
6.000%
6.330%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.250%
6.353%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
5/1 ARM
5.875%
6.356%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
6.375%
6.404%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.250%
6.439%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.500%
6.526%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
First Community Credit Union
First Community Credit Union
20 Year Fixed
6.500%
6.528%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.375%
6.535%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
30-Year Fixed
6.500%
6.560%
0.000
MemberSource Credit Union
MemberSource Credit Union
30 Year Fixed
6.375%
6.604%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.500%
6.614%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30-Year Fixed
6.500%
6.644%
0.000
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
InFirst Bank
InFirst Bank
15-Year Fixed
6.500%
6.720%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
20-Year Fixed
6.750%
6.810%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
6.750%
6.827%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.500%
6.829%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.750%
6.851%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Education Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Education Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Education Credit Union Information

Credit Union Name: Education Credit Union
Full Time Employees: 151
Part Time Employees: 3
President: Linda Purdy
CEO: Marcus Smith
Branch Locations: 9
ATM Locations: 7
Corporate Office Address:
6203 Hillside Rd
Amarillo, TX 79109 7193
Phone Number: 806-358-7777
Fax Number: 806-242-9556

Education Credit Union Financials

Total Assets:
471,853,389
Total Amount of Shares and Deposits:
400,320,029
Total Shares and Deposits < 1 Year:
385,652,918
Total Shares and Deposits 1 3 Years:
13,270,266
Total Shares and Deposits > 3 Years:
1,396,845
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,114,420
Total Uninsured Shares and Deposits > $250K (F+J):
13,114,420
Total Insured Shares and Deposits > $250K (item 17 less item K):
387,205,609
Total Interest Expense (Sum of items 6 8):
4,873,740
Share Certificates:
2,251
Number of Accounts for Share Drafts:
25,789
IRA KEOGH Accounts:
774
Number of Accounts for Regular Shares:
41,653
All other shares:
1,183
Non Member Deposits:
64
Money Market Shares:
642
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,936,753
Total Liabilities:
418,303,122
Show More

Education Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

todays-mortgage-rates-30-year-mortgage-rates-at-499-15-year-mortgage-rates-at-434Mortgage rates are higher in this week’s mortgage survey released this morning. 30 year mortgage rates averaged 4.99 percent for the week ending March 15, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points decreased to 0.6 points, down from the prior week's average of 0.7 points.
apple-bank-savings-accountApple Bank for Savings, headquartered in New York, New York, is offering a savings account that currently has the highest account rate on our savings account/money market account rate table for account balances starting at $10,000.

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Education Credit Union Reviews

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