Education Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Education Credit Union's 12-Month CD rates are at 4.25%, 36-Month CD rates are at 3.00%, 24-Month CD rates are at 3.00%, 60-Month CD rates are at 2.50%. Education Credit Union's savings rates are at 0.15%. Education Credit Union's money market rates are at 1.65%.
Compare Education Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Education Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Education Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Education Credit Union? Share your experience about Education Credit Union by leaving a review below, or read customer reviews before you decide to use Education Credit Union. Overall, Education Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Education Credit Union
Operations Center 6203 Hillside Rd
Amarillo, TX 79109 7193  Compare Education Credit Union Rates with Other Competitive Bank and Credit Union Rates
West Union Bank
Kasasa Checking
6.05%
$50
Fitness Bank
Fitness Savings
4.55%
$10,000
NCF Savings Bank
7-Month CD
4.40%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Education Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.866%
0.000
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
WVS West View SB
15-Year Fixed
5.790%
6.075%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Education Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
4U Federal Credit Union
Credit Card
10.150%
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Education Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Education Credit Union InformationCredit Union Name: Education Credit Union
Website: https://www.educationcu.com
Full Time Employees: 143Part Time Employees: 4 President: Linda Purdy CEO: Marcus Smith Branch Locations: 9 ATM Locations: 7 Corporate Office Address:
6203 Hillside Rd
Amarillo, TX 79109 7193 Phone Number: 806-358-7777 Fax Number: 806-242-9556 Education Credit Union FinancialsTotal Assets:
476,485,551
Total Amount of Shares and Deposits:
397,203,053
Total Shares and Deposits < 1 Year:
385,337,430
Total Shares and Deposits 1 3 Years:
11,136,596
Total Shares and Deposits > 3 Years:
729,028
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
14,418,325
Total Uninsured Shares and Deposits > $250K (F+J):
14,418,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
382,784,728
Total Interest Expense (Sum of items 6 8):
2,403,734
Share Certificates:
2,554
Number of Accounts for Share Drafts:
26,448
IRA KEOGH Accounts:
764
Number of Accounts for Regular Shares:
42,952
All other shares:
1,185
Non Member Deposits:
56
Money Market Shares:
632
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
28,007,853
Total Liabilities:
422,093,842
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Education Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsWhen you reach age 70½, you are required to withdraw money from all types of retirement accounts with the exception of Roth IRAs. At what point in the calendar year you reach this age will determine whether or not you need to take a RMD this year or next. You probably haven't thought about your age in terms of "half a year" since you were 5, but the IRS has the rule stated as "You reach age 70½ on the date that is 6 calendar months after your 70th birthday."
Certificate of deposit rates are down again this week with the exception of 18 month and 36 month certificate of deposit rates. 18 month CD rates increased to 1.225 percent, up from the last week’s average rate of 1.091 percent. 36 month CD interest rates are up to 1.902 percent, an increase from last week’s average rate of 1.650 percent.
 Fixed rate mortgages decreased to an all time low in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates both made record lows in this week’s Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates increased for the third consecutive week in the mortgage rate survey.
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