Electric Cooperatives Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Electric Cooperatives Federal Credit Union12-month CD rates can be found at 1.26%, 6-month CD rates at 0.90% and 3-month CD rates at 0.50%. Savings rates are at 0.05% and money market rates are at 3.75%. Mortgage rates on 30-year fixed loans are around 6.41%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Electric Cooperatives Federal Credit Union rates.

Compare Electric Cooperatives Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Electric Cooperatives Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Electric Cooperatives Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Electric Cooperatives Federal Credit Union? Share your experience about Electric Cooperatives Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Electric Cooperatives Federal Credit Union.

Overall, Electric Cooperatives Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Electric Cooperatives Federal Credit Union
Main Branch
1 Cooperative Way
Little Rock, AR 72209
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Electric Cooperatives Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ultima Bank Minnesota
Ultima Bank Minnesota
Smart Savings
5.10%
$0
Fitness Bank
Fitness Bank
Fitness Savings
4.55%
$10,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
12-Month CD
4.16%
$500
Newtek Bank
Newtek Bank
6-Month CD
4.10%
$2,500
State Bank of Newburg
State Bank of Newburg
24-Month CD
4.10%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
60-Month CD
3.97%
$1,000
Abington Bank
Abington Bank
6-Month CD
3.75%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
Marion County State Bank
Marion County State Bank
18-Month CD
3.50%
$1,000
Access Bank
Access Bank
36-Month CD
3.50%
$1,000
Cross River Bank
Cross River Bank
24-Month CD
3.30%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
60-Month CD
3.29%
$1,000
Bank of Old Monroe
Bank of Old Monroe
12-Month CD
3.28%
$1,000
Huron Valley State Bank
Huron Valley State Bank
36-Month CD
3.03%
$500
Shoreham Bank
Shoreham Bank
36-Month CD
3.00%
$1,000
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.00%
$1,000
Bank
Bank
24-Month CD (IntraFi)
2.90%
$100,000
Coffee County Bank
Coffee County Bank
48-Month CD
2.75%
$1,000
FSB of Cando
FSB of Cando
48-Month CD
2.75%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD (Jumbo)
2.75%
$100,000
FSB Louise, TX
FSB Louise, TX
12-Month CD
2.68%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
36-Month CD
2.60%
$2,500
Sanborn Savings Bank
Sanborn Savings Bank
36-Month CD
2.52%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
36-Month CD
2.50%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
1.98%
$15,000
First National Bank of Clarksdale
First National Bank of Clarksdale
48-Month CD
1.50%
$500
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
FNB of Hope
24-Month CD
1.40%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
12-Month CD
1.36%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
48-Month CD
1.36%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
BankOrion
BankOrion
60-Month CD
1.10%
$500
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
Bank of Luxemburg
Bank of Luxemburg
Money Market Select
0.75%
$5,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
36-Month CD
0.65%
$500
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$0
Murray Bank
Murray Bank
3-Month CD
0.30%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
12-Month CD
0.25%
$1,000
Spencer Savings Bank
Spencer Savings Bank
Statement Savings
0.25%
$100
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
Regular Share Savings
0.15%
$25
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
Seamens Bank
Seamens Bank
Savings
0.10%
$1
One Community Bank
One Community Bank
Mortgage Plus Checking
0.10%
$200
Greenville Federal
Greenville Federal
Money Market
0.07%
$0
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Henderson State Bank
Henderson State Bank
30-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Electric Cooperatives Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.125%
5.370%
1.250
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.000%
6.184%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
6.125%
6.192%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.125%
6.247%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
6.125%
6.340%
0.500
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.250%
6.344%
0.375
Northwest Community Bank
Northwest Community Bank
7/1 ARM
5.875%
6.361%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Electric Cooperatives Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Electric Cooperatives Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Electric Cooperatives Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Electric Cooperatives Federal Credit Union Information

Credit Union Name: Electric Cooperatives Federal Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Lacey Johnson
CEO: Windy Campbell
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1 Cooperative Way
Little Rock, AR 72209
Phone Number: 501-570-2396
Fax Number: 501-570-2393

Electric Cooperatives Federal Credit Union Financials

Total Assets:
17,076,378
Total Amount of Shares and Deposits:
14,937,675
Total Shares and Deposits < 1 Year:
14,765,200
Total Shares and Deposits 1 3 Years:
172,472
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
162,938
Total Uninsured Shares and Deposits > $250K (F+J):
162,938
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,774,737
Total Interest Expense (Sum of items 6 8):
28,129
Share Certificates:
24
Number of Accounts for Share Drafts:
654
IRA KEOGH Accounts:
22
Number of Accounts for Regular Shares:
2,779
All other shares:
761
Money Market Shares:
39
Net Income (unless the amount is already included in Undivided Earnings):
57,574
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,945,263
Total Liabilities:
14,965,732
Show More

Electric Cooperatives Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

30 year conforming mortgage rates are averaging 4.78%, a decline from Monday's average 30 year mortgage rate of 4.85%. The average 30 year mortgage rate in Virginia is slightly lower higher than the national. Current 30 year conforming mortgage rates in Virginia are averaging 4.80%.
Current-mortgage-interest-rates-november-2-2009Current mortgage interest rates are down slightly this week following 10 year U.S. Treasury yields which fell below 3.50 percent. Both conforming mortgage rates and jumbo mortgage rates were lower this week over last. One year jumbo rate mortgages were down considerably.

Bank or Credit Union Offers and Deals

Mortgage Rates, 30 Year Mortgage Rates at 3.88%, 15 Year Rates at 3.17%
Mid-Cities Financial Credit Union CD Rates
OneUnited Bank CD Rates
Pending Home Sales Rise 6.3 Percent
Fed Declines to Increase Rates, December Hike Likely
Current Mortgage Rates: June 22, 2009
Mortgage Rates Lower This Week: 30 Year Mortgage Rates at 3.94%
Mortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%
Mortgage Rates Make Fresh Lows: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 4.07%
Higher CD Rates This Month Will Depend on The Fed

Alternative Bank and Credit Union Offers to Explore

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National CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50%
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Community Bank of Nevada CD Rates
Current Fixed Home Mortgage Rates Lower: 30 Year Conforming Mortgage Rates at 4.30%, 30 Year Jumbo Mortgage Rates at 4.76%

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