Element Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Element Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Element Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Element Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Element Federal Credit Union? Share your experience about Element Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Element Federal Credit Union. Overall, Element Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Element Federal Credit Union
Kanawha City 3418 MacCorkle Ave SE
Charleston, WV 25304  Compare Element Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
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Rewards Checking
5.00%
$0
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4.50%
$1,000
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Savings
4.20%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Element Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
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10-Year Fixed
5.050%
5.243%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Element Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Achieve Financial Credit Union
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8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Teachers Federal Credit Union
Visa Low Rate
14.000%
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Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Element Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
ACMG Federal Credit Union
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8.990%
$0
36
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14.200%
$5,000 - $8,000
48 - 48
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Personal Loan
13.240%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Element Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Element Federal Credit Union InformationCredit Union Name: Element Federal Credit Union
Website: https://www.elementfcu.org
Full Time Employees: 13Part Time Employees: 6 President: Stephan Looney CEO: Linda Bodie Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
3418 MacCorkle Ave SE
Charleston, WV 25304 Phone Number: 304-721-4145 Fax Number: 304-342-3147 Element Federal Credit Union FinancialsTotal Assets:
60,634,864
Total Amount of Shares and Deposits:
52,323,664
Total Shares and Deposits < 1 Year:
49,732,196
Total Shares and Deposits 1 3 Years:
1,960,158
Total Shares and Deposits > 3 Years:
631,310
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,648,669
Total Uninsured Shares and Deposits > $250K (F+J):
21,889,669
Total Insured Shares and Deposits > $250K (item 17 less item K):
30,433,995
Total Interest Expense (Sum of items 6 8):
166,134
Share Certificates:
259
Number of Accounts for Share Drafts:
2,715
IRA KEOGH Accounts:
77
Number of Accounts for Regular Shares:
6,316
Non Member Deposits:
7
Money Market Shares:
95
Net Income (unless the amount is already included in Undivided Earnings):
201,668
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,212,548
Total Liabilities:
52,833,442
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Element Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsFinding the best CD rates currently available isn't an easy thing to do these days since CD rates are so low. The current national average 12 month CD rate is only 0.87 percent. Longer term CD rates aren't much better. The current national average 60 month CD rate is averaging 2.25 percent.
State Farm Bank Money Market Account rates are now at 0.30 percent with a yield of 0.30 percent. View current Money Market Account rates at State Farm Bank below.
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12-month CD rates can be found at 3.75%, 6-month CD rates at 4.28% and 3-month CD rates at 3.61%. Savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.55%. Credit Card rates are at 16.49%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to 
