Farmers Insurance Federal Credit Union Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Farmers Insurance Federal Credit Union's 3-Month CD rates are at 4.00%, 9-Month No Penalty CD rates are at 4.00%. Farmers Insurance Federal Credit Union's savings rates are at 0.05%. Farmers Insurance Federal Credit Union's money market rates are at 0.05%. Farmers Insurance Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Farmers Insurance Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.43%. Rates were last updated on 03/04/2026.
Farmers Insurance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Farmers Insurance Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Farmers Insurance Federal Credit Union Texas RatioFarmers Insurance Federal Credit Union's Texas Ratio is at 15.43%, which is considered good. The Texas Ratio for Farmers Insurance Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while Farmers Insurance Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Farmers Insurance Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Farmers Insurance Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A-
Very Good Health
Score: 92/100
Farmers Insurance Federal Credit Union has earned an overall safety grade of A-. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026
Farmers Insurance Federal Credit Union
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2255 N Ontario St
Burbank, CA 91504 
Farmers Insurance Federal Credit Union CD Rates
Farmers Insurance Federal Credit Union Savings Rates
Farmers Insurance Federal Credit Union Money Market Rates
Farmers Insurance Federal Credit Union Checking Rates
Farmers Insurance Federal Credit Union Home Equity & HELOC
Farmers Insurance Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Farmers Insurance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Farmers Insurance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Farmers Insurance Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Farmers Insurance Federal Credit Union
Website: https://www.figfcu.org
Full Time Employees: 228Part Time Employees: 3 President: Rudy Trevino CEO: Mirella Reznic Branch Locations: 10 ATM Locations: 2 Corporate Office Address:
2255 N Ontario St
Burbank, CA 91504 Phone Number: 800-877-2345 Fax Number: 323-549-0272 FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A- (92/100)
Texas Ratio:
15.43%
Return on Assets (ROA):
0.0676%
Return on Equity (ROE):
0.6872%
Non-Performing Loans Ratio (NPL):
1.65%
Total Assets:
1,334,022,899
Total Amount of Shares and Deposits:
1,154,409,002
Total Shares and Deposits < 1 Year:
958,520,219
Total Shares and Deposits 1 3 Years:
132,432,725
Total Shares and Deposits > 3 Years:
63,456,058
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
73,821,463
Total Uninsured Shares and Deposits > $250K (F+J):
74,204,755
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,080,204,247
Total Interest Expense (Sum of items 6 8):
25,027,505
Share Certificates:
6,033
Number of Accounts for Share Drafts:
46,337
IRA KEOGH Accounts:
1,698
Number of Accounts for Regular Shares:
84,435
Non Member Deposits:
468
Money Market Shares:
1,994
Net Income (unless the amount is already included in Undivided Earnings):
901,437
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
74,223,382
Total Liabilities:
1,206,559,479
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Farmers Insurance Federal Credit UnionIs a member application needed to join Farmers Insurance Federal Credit Union?Yes, to access services at Farmers Insurance Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Farmers Insurance Federal Credit Union provides a range of mortgage and home equity products. Is Farmers Insurance Federal Credit Union a safe place to deposit money?Yes, Farmers Insurance Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Farmers Insurance Federal Credit Union offer online and mobile banking?Most modern institutions like Farmers Insurance Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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