Fergus Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Fergus Federal Credit Union 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.60% and 3-month CD rates at 3.63%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 7.02%. Credit Card rates are at 14.00%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Fergus Federal Credit Union rates.

Compare Fergus Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Fergus Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Fergus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Fergus Federal Credit Union? Share your experience about Fergus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fergus Federal Credit Union.

Overall, Fergus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Fergus Federal Credit Union
Fergus Federal Credit Union

106 E Janeaux St
Lewistown, MT 59457 3033

https://www.fergusfcu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Fergus Federal Credit Union

Compare Fergus Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

United Republic Bank

12-Month CD

4.00%

$1,000

F&M Bank of St. Clair

6-Month CD

3.85%

$500

Great Plains State Bank

18-Month CD

3.80%

$500

Spring Bank Brookfield, WI

60-Month CD

3.65%

$1,000

First State Bank and Trust Bayport, MN

18-Month CD

3.55%

$1,000

Ivy Bank, a div of Cambridge Savings Bank

24-Month CD

3.50%

$1,000

Bank of Prairie du Sac

24-Month CD

3.35%

$1,000

Acme Continental Credit Union

60-Month CD

3.30%

$1,000

FNBO Direct

High-Yield Online Savings

3.25%

National Bank of Malvern

24-Month CD

3.25%

$500

Security Bank Tulsa, OK

Security Platinum 55 Checking

3.14%

$100

Complex Community Federal Credit Union

60-Month CD

3.04%

$500

River Bank

18-Month CD

3.03%

$1,000

M.Y. Safra Bank

48-Month CD

3.00%

$500

First National Bank VA

24-Month CD

2.78%

$500

Falcon National Bank

36-Month CD

2.75%

$500

Farmers National Bank

18-Month CD

2.70%

$500

First Bank Elk River

3-Month CD

2.52%

$500

Fairview State Banking Company

48-Month CD

2.48%

$2,500

cfsbank

36-Month CD

2.26%

$1,000

JVB Juniata Valley Bank

60-Month CD

2.02%

$1,000

Bank of Hindman

48-Month CD

2.02%

$1,000

Genesee Regional Bank

24-Month CD

2.00%

$500

State Central Bank

12-Month CD

1.76%

$10,000

Enterprise Bank Omaha, NE

48-Month CD

1.75%

$500

Carson Bank

12-Month CD

1.71%

$500

First State Bank of Porter

24-Month CD

1.71%

$1,000

Hometown National Bank

Foundations Money Market

1.20%

$2,500

Piedmont FSB

60-Month CD

1.20%

$500

Cayuga Lake National Bank

24-Month CD

1.15%

$500

Liberty Bank Middletown, CT

24-Month CD

1.05%

$500

Heritage Bank Wood River, NE

6-Month CD

1.00%

$1,000

The Bank of Brodhead

36-Month CD

1.00%

$500

Mayville State Bank

60-Month CD

0.70%

$1,000

Atkins Savings B&T

3-Month CD

0.50%

$1,000

Bath State Bank

48-Month CD

0.40%

$500

First Federal S&L of Lakewood

12-Month CD

0.30%

$500

Blue Foundry Bank

24-Month CD

0.30%

$1,000

Dime Bank

48-Month CD

0.30%

$500

Webster Five Cents Savings Bank

Money Market Plus

0.25%

$2,500

Flanagan State Bank

Money Market

0.22%

$2,500

Cattaraugus County Bank

Savings (with checking)

0.20%

Greenstate Credit Union

6-Month CD

0.20%

$500

Mechanics Cooperative Bank

Money Market

0.10%

$100

Metropolitan Bank and Trust Company

Savings

0.10%

$500

RBT Rollstone B&T

Money Market

0.10%

$2,500

Schuyler Savings Bank

Money Market Passbook

0.10%

$1,000

River Bank

Savings

0.10%

$100

State Bank Brownsburg, IN

Simply Savings

0.05%

$25

Bank of Magnolia

Passbook Savings

0.03%

$25

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Fergus Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

Mutual Security Credit Union

7/1 ARM

5.500%

5.583%

0.000

The Golden 1 Credit Union

15-Year Fixed

5.625%

0.125

Investment Savings Bank

20 Year Fixed

5.625%

5.705%

0.000

Norfolk Community Federal Credit Union

15 Year Fixed

5.625%

5.731%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.625%

5.800%

0.625

Ideal Credit Union

15 Year Fixed

5.625%

5.841%

0.000

Navy Federal Credit Union

5/5 Jumbo ARM

5.520%

5.856%

0.250

Geddes Federal S&L

15-Year Fixed Bi-weekly

5.750%

5.869%

0.000

WVS West View SB

10-Year Fixed

5.500%

5.896%

0.000

Marathon Bank

15-Year Fixed

5.750%

5.923%

0.000

A+ Federal Credit Union

20-Year Fixed

5.875%

5.959%

0.000

Mid Oregon Federal Credit Union

15 Year Fixed

5.750%

5.976%

0.250

Randolph Brooks FCU

15-Year Fixed

5.750%

6.030%

0.000

Citizens State Bank Cadott, WI

15-Year Fixed

5.750%

6.038%

0.000

Vystar Credit Union

15-Year Fixed

6.000%

6.051%

0.000

Meridian Trust Federal Credit Union

15 Year Fixed

5.750%

6.055%

0.000

FNB of River Falls

20-Year Fixed

6.000%

6.094%

0.000

First Federal Savings Bank Evansville, IN

15-Year Fixed

6.000%

6.107%

0.000

First Citizens Federal Credit Union

15 Year Fixed

6.000%

6.113%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.000%

6.163%

0.000

First National Bank of Hutchinson

10-Year Fixed

5.875%

6.186%

0.000

Midwest Liberty Federal Credit Union

20 Year Fixed

6.000%

6.244%

0.000

Kalsee Credit Union

15 Year Fixed

6.125%

6.248%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Fergus Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

Randolph Brooks FCU

Premier Rate Credit Card Mastercard

12.950% - 18.000%

Achieve Financial Credit Union

Visa Platinum with Rewards

9.900%

Mountain America Federal Credit Union

Low Rate Credit Card

13.240%

Teachers Federal Credit Union

Visa Secured

18.000%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

Security Service Federal Credit Union

Security Service Power Travel Rewards World MasterCard

16.250% - 17.250%

4U Federal Credit Union

Credit Card

10.150%

1st Valley Credit Union

Platinum Secured Visa

8.750%

Abbott Laboratories Credit Union

Visa Signature Rewards

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Abbey Credit Union

VISA® Gold

11.960%

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Fergus Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

Vystar Credit Union

Personal Loans

10.000%

1 - 36

1st Valley Credit Union

Signature Loan

10.500%

The Golden 1 Credit Union

Personal Line of Credit

13.040%

America First Federal Credit Union

Line of Credit Variable

16.740%

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

705 Federal Credit Union

Personal Line of Credit

11.500% - 18.000%

$0 - $5,000

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

AAEC Credit Union

Bill Consolidation Loan

8.990%

Hughes Federal Credit Union

Line of Credit

13.450%

ABCO Federal Credit Union

Vacation Loans

10.490%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $2,500

36 - 36

Abilene Teachers Federal Credit Union

Consumer Loan

10.250% - 17.950%

1 - 36

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

Security Service Federal Credit Union

Debt Consolidation Loan

11.240% - 17.950%

25 - 36

1st MidAmerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Y-12 Federal Credit Union

Ultra Loan

13.990%

1st United Credit Union

Personal Line of Credit Variable

13.150%

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

Achieve Credit Union

Personal Loan

8.950%

Academic Employees Credit Union

Preferred Personal Loan

10.000%

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Fergus Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Fergus Federal Credit Union Information

Credit Union Name: Fergus Federal Credit Union

Website: https://www.fergusfcu.com

Full Time Employees: 17
Part Time Employees: 2
President: Tracy Bent
CEO: Jayme Durbin
Branch Locations: 1
ATM Locations: 1

Corporate Office Address:

106 E Janeaux St
Lewistown, MT 59457 3033
Phone Number: 406-535-7478
Fax Number: 406-535-9790

Fergus Federal Credit Union Financials

Total Assets:

106,177,991

Total Amount of Shares and Deposits:

92,981,855

Total Shares and Deposits < 1 Year:

84,429,456

Total Shares and Deposits 1 3 Years:

3,004,210

Total Shares and Deposits > 3 Years:

5,548,189

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

5,949,758

Total Uninsured Shares and Deposits > $250K (F+J):

5,949,758

Total Insured Shares and Deposits > $250K (item 17 less item K):

87,032,097

Total Interest Expense (Sum of items 6 8):

382,958

Share Certificates:

617

Number of Accounts for Share Drafts:

3,641

IRA KEOGH Accounts:

215

Number of Accounts for Regular Shares:

6,991

Money Market Shares:

414

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

13,734,241

Total Liabilities:

93,862,656

Fergus Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Deposits and Shares Meeting 70310(a):

Brokered Certificates of Deposits:

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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