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Financial Partners Credit Union Rates & Review April 2026

You can compare Financial Partners Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.28%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.50%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Financial Partners Credit Union rates. MonitorBankRates evaluates the financial stability of Financial Partners Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.50%. Rates were last updated on 04/25/2026.

Financial Partners Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Partners Credit Union? Share your experience about Financial Partners Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Partners Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.50%
Excellent Higher than avg
Financial Partners Credit Union
Main Branch
940 N MacArthur Blvd
Springfield, IL 62702 2308
https://www.fpcu.net
Member NCUA

Financial Partners Credit Union Credit Card Rates

Product Rate APR View More
VISA CARDS Limit - 7.99%
Details $10,000; Credit Score 740+
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%
VISA CARDS Limit - 8.99%
Details $10,000; Credit Score 680-739
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%
VISA CARDS Limit - 9.99%
Details $10,000; Credit Score 640-679
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%
VISA CARDS Limit - 13.99%
Details $10,000; Credit Score 600-639
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%
VISA CARDS Limit - 16.99%
Details $10,000; Credit Score 550-599
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%
VISA CARDS Limit - 18.99%
Details $10,000; Credit Score Below 550
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.50%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Financial Partners Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Partners Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Partners Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Partners Credit Union
Address 940 N MacArthur Blvd, Springfield, IL 62702 2308
Phone 217-744-1456
Fax 217-744-1454
President James Cockrell
CEO Eric Paine
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.50%
Return on Assets (ROA)
0.1830%
Return on Equity (ROE)
2.4705%
Non-Performing Loans Ratio (NPL)
1.74%
Total Assets
12,286,143
Total Amount of Shares and Deposits
11,339,295
Total Shares and Deposits < 1 Year
11,339,295
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,339,295
Total Interest Expense (Sum of items 6 8)
53,801
Share Certificates
58
Number of Accounts for Share Drafts
592
Number of Accounts for Regular Shares
1,060
All other shares
123
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
188,296
Total Liabilities
11,383,257
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Financial Partners Credit Union

Is Financial Partners Credit Union a safe place to deposit money?

Yes, Financial Partners Credit Union is considered a safe financial institution. With a Texas Ratio of 9.5040795652566%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Financial Partners Credit Union operate?

Financial Partners Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Partners Credit Union?

Yes, to access services at Financial Partners Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Partners Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Partners Credit Union offer online and mobile banking?

Most modern institutions like Financial Partners Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fpcu.net.