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 Financial Plus Credit Union Flint, MI Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Financial Plus Credit Union Flint, MI's 12 Month Youth CD rates are at 3.85%, 60 Month CDs rates are at 3.40%, 12 Month CDs rates are at 3.35%, 18 Month CDs rates are at 3.35%, 30 Month CDs rates are at 3.25%. Financial Plus Credit Union Flint, MI's savings rates are at 0.05%. Financial Plus Credit Union Flint, MI's money market rates are at 0.40%. Financial Plus Credit Union Flint, MI's 30 Year Fixed - without DPA rates are at 5.75%, 30 Year Fixed - with DPA rates are at 6.38%, What to expect during your mortgage application - 5/6 Arm rates are at 6.45%, 15 Year Fixed Mortgage rates are at 7.00%, Rural Development Loans - 30 Year Fixed rates are at 6.75%. Financial Plus Credit Union Flint, MI's Personal Loan Rates are as low as 11.74%. Financial Plus Credit Union Flint, MI's Credit Card Rates are at 13.75%. MonitorBankRates evaluates the financial stability of Financial Plus Credit Union Flint, MI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.27%. Rates last updated and verified on 09/22/2026. Financial Plus Credit Union Flint, MI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Plus Credit Union Flint, MI? Share your experience about Financial Plus Credit Union Flint, MI by leaving a review below, or read customer reviews before you decide to use Financial Plus Credit Union Flint, MI. Financial Plus Credit Union Flint, MI
FPCU Main Office Branch G3381 Van Slyke Rd
https://www.myfpcu.com Flint, MI 48507-3263 
Financial Plus Credit Union Flint, MI CD Rates
Financial Plus Credit Union Flint, MI Savings Rates
Financial Plus Credit Union Flint, MI Money Market Rates
Financial Plus Credit Union Flint, MI Checking Rates
Financial Plus Credit Union Flint, MI Mortgage Rates
Financial Plus Credit Union Flint, MI Home Equity & HELOC
Financial Plus Credit Union Flint, MI Auto Loan Rates
Financial Plus Credit Union Flint, MI RV, Boat and Powersport Loan Rates
Financial Plus Credit Union Flint, MI Credit Card Rates
Financial Plus Credit Union Flint, MI Personal Loan Rates
Financial Plus Credit Union Flint, MI Other Rates
Financial Health HistoryFinancial Plus Credit Union Flint, MI’s Texas Ratio rose from 2.59% in Q2 2023 to 3.27% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Financial Plus Credit Union Flint, MI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Plus Credit Union Flint, MI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Financial Plus Credit Union Flint, MI's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Financial Plus Credit Union Flint, MI
Website
https://www.myfpcu.com
Address
G3381 Van Slyke Rd,
Flint, MI 48507-3263
Phone
810-244-2200
Fax
810-244-2711
President
Lisa Wilson
CEO
Brad Bergmooser
Full-Time Employees
285
Part-Time Employees
8
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.27%
Return on Assets (ROA)
0.2266%
Return on Equity (ROE)
1.9436%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
1,644,355,631
Total Amount of Shares and Deposits
1,341,057,190
Total Shares and Deposits < 1 Year
1,286,799,013
Total Shares and Deposits 1 3 Years
50,130,725
Total Shares and Deposits > 3 Years
4,127,452
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
97,201,312
Total Uninsured Shares and Deposits > $250K (F+J)
97,201,312
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,243,855,878
Total Interest Expense (Sum of items 6 8)
6,330,227
Share Certificates
10,559
Number of Accounts for Share Drafts
60,257
IRA KEOGH Accounts
1,945
Number of Accounts for Regular Shares
98,587
Non Member Deposits
10
Money Market Shares
13,940
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
148,027,286
Total Liabilities
1,458,353,365
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Financial Plus Credit Union Flint, MI
Frequently Asked Questions About Financial Plus Credit Union Flint, MIHow many branches does Financial Plus Credit Union Flint, MI operate?Financial Plus Credit Union Flint, MI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Financial Plus Credit Union Flint, MI?Yes, to access services at Financial Plus Credit Union Flint, MI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Financial Plus Credit Union Flint, MI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Financial Plus Credit Union Flint, MI provides members with tools to manage their accounts and build a solid financial history. Does Financial Plus Credit Union Flint, MI offer online and mobile banking?Most modern institutions like Financial Plus Credit Union Flint, MI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfpcu.com. Current Financial Plus Credit Union Flint, MI Rates
Retrieved from our database of financial products. Rates subject to change.
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