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Financial Resources Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Financial Resources Federal Credit Union's top rates as of October 12, 2026 are 4.49% APY on its Term CD & IRA Specials - 13 month - Relationship Premium, 3.03% APY on savings, 0.10% APY on checking, 7.00% on its all Mortgage rates here. - 5/6 ARM, rv, boat and powersport loans from 10.69% APR, and credit cards from 14.74% APR, according to rates verified by MonitorBankRates. Other Financial Resources Federal Credit Union CD rates include Term CD & IRA Specials - 13 month at 4.18%, Term CD & IRA Specials - 8 month - Relationship Premium at 3.87%, and Term CD & IRA Specials - 8 month at 3.56%. MonitorBankRates evaluates the financial stability of Financial Resources Federal Credit Union with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.88%. Rates last updated and verified on 10/12/2026.
Financial Resources Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Resources Federal Credit Union? Share your experience about Financial Resources Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Resources Federal Credit Union.
Overall Health & Safety Grade
?
C+
Fair HealthScore: 78/100
Overall Health & Safety Grade
Financial Resources Federal Credit Union has earned an overall safety grade of C+ (Fair, Score: 78/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
4.1
ExcellentOut of 5.0 Stars
MonitorBankRates Star Rating
Financial Resources Federal Credit Union has earned a Star Rating of 4.1 out of 5 stars (Excellent).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
25.88%
GoodHigher than avg
Financial Resources Federal Credit Union Texas Ratio
Financial Resources Federal Credit Union's Texas Ratio is 25.88%, which is considered good and is higher than the national average of 6.13%.
While Financial Resources Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Financial Resources Federal Credit Union Health Trend
13.43% to 25.88% over 12 quarters, worseningFull history
Star Rating 5.0 to 4.1, Health Grade A to C+
The Texas Ratio for this credit union has weakened since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Financial Resources Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Term Certificate & IRA Specials - 13 month - Relationship Premium
4.40%
4.49%
13 months
Min Balance$500
DetailsRelationship Premium Rate; Balance: $500 minimum to earn stated APY
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 4.49% APY · checked 2 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Term Certificate & IRA Specials - 13 month
4.10%
4.18%
13 months
Min Balance$500
DetailsStandard Dividend Rate; Balance: $500 minimum to earn stated APY
Last Updated10/12/2026
Rate History
2 changes since Oct 4, 2026 · 4.18% → 4.18% ▼ 0.00 pts · high 4.18% / low 4.10%
Oct 12, 20264.18%▲ from 4.10%
Oct 8, 20264.10%▼ from 4.18%
Oct 4, 20264.18%first recorded
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Term Certificate & IRA Specials - 8 month - Relationship Premium
3.80%
3.87%
8 months
Min Balance$500
DetailsRelationship Premium Rate; Balance: $500 minimum to earn stated APY
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.87% APY · checked 2 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Term Certificate & IRA Specials - 8 month
3.50%
3.56%
8 months
Min Balance$500
DetailsStandard Dividend Rate; Balance: $500 minimum to earn stated APY
Last Updated10/12/2026
Rate History
No change since Oct 4, 2026 · 3.56% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
60 Month Regular Term Certificates - Relationship Premium
3.20%
3.25%
60 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
48 - 59 Month Regular Term Certificates - Relationship Premium
3.00%
3.04%
48-59 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 3.04% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
60 Month Regular Term Certificates
2.90%
2.94%
60 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 2.94% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
36 - 47 Month Regular Term Certificates - Relationship Premium
2.80%
2.84%
36-47 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 2.84% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
48 - 59 Month Regular Term Certificates
2.70%
2.73%
48-59 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 2.73% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
36 - 47 Month Regular Term Certificates
2.50%
2.53%
36-47 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 2.53% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
24 - 35 Month Regular Term Certificates - Relationship Premium
2.10%
2.12%
24-35 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 2.12% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
12 - 23 Month Regular Term Certificates - Relationship Premium
1.90%
1.92%
12-23 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.92% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
24 - 35 Month Regular Term Certificates
1.80%
1.82%
24-35 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.82% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
12 - 23 Month Regular Term Certificates
1.60%
1.61%
12-23 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.61% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
6 - 11 Month Regular Term Certificates - Relationship Premium
1.50%
1.51%
6-11 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.51% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
3 - 5 Month Regular Term Certificates - Relationship Premium
1.30%
1.31%
3-5 months
Min Balance$500
DetailsRelationship Premium Rate
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.31% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
6 - 11 Month Regular Term Certificates
1.20%
1.21%
6-11 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.21% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
3 - 5 Month Regular Term Certificates
1.00%
1.01%
3-5 months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.01% APY · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Resources Federal Credit Union Savings Rates
Product
Rate
APY
View More
Ultra Purple Savings
3.00%
3.03%
Min Balance$500,000
DetailsBalance: $500,000 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Youth Savings
3.00%
3.03%
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Ultra Purple Savings
2.75%
2.78%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Ultra Purple Savings
2.25%
2.27%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Purple Savings
1.50%
1.51%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.51% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Purple Savings
1.50%
1.51%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.51% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Purple Savings
1.50%
1.51%
Min Balance$50,000
DetailsBalance: $50,000 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Ultra Purple Savings
1.50%
1.51%
Min Balance$10,000
DetailsBalance: $10,000 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.51% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Ultra Purple Savings
1.50%
1.51%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.51% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Purple Savings
1.00%
1.00%
Min Balance$0
DetailsBalance: $0 - $499.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Purple Savings
1.00%
1.00%
Min Balance$500
DetailsBalance: $500 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Variable IRA Savings
0.50%
0.50%
Min Balance$75,000
DetailsBalance: $75,000 and over; Variable IRA rate is variable and may change after the account is opened
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Variable IRA Savings
0.40%
0.40%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99; Variable IRA rate is variable and may change after the account is opened
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.40% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Variable IRA Savings
0.40%
0.40%
Min Balance$50,000
DetailsBalance: $50,000 - $74,999.99; Variable IRA rate is variable and may change after the account is opened
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.40% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Variable IRA Savings
0.30%
0.30%
Min Balance$1,000
DetailsBalance: $1,000 - $4,999.99; Variable IRA rate is variable and may change after the account is opened
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.30% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Variable IRA Savings
0.30%
0.30%
Min Balance$5,000
DetailsBalance: $5,000 - $24,999.99; Variable IRA rate is variable and may change after the account is opened
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.30% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Regular Savings
0.01%
0.01%
Min Balance$1
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Resources Federal Credit Union Checking Rates
Product
Rate
APY
View More
VIP Checking
0.10%
0.10%
Min Balance$1,500
DetailsBalance: $1,500.00 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Advantage 50 Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Champion Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Direct Advantage Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Hero Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
VIP Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0-1,499.99
Last Updated10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Resources Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
all Mortgage rates here. - 5/6 ARM
7.00%
0
7.05%
DetailsPrice per Thousand: $6.65
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 7.05% APR
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Resources Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan - 7 Year Fixed Rate
-
-
6.74%
7 years
DetailsAs Low As; Relationship Premium APR; Home Equity Loans in the First Lien position: subtract 0.25% from the rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Home Equity Loan - 10 Year Fixed Rate
-
-
7.00%
10 years
DetailsAs Low As; Relationship Premium APR; Home Equity Loans in the First Lien position: subtract 0.25% from the rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Home Equity Loan - 15 Year Fixed Rate
-
-
7.125%
15 years
DetailsAs Low As; Relationship Premium APR; Home Equity Loans in the First Lien position: subtract 0.25% from the rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.13% APR · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Home Equity Loan - 20 Year Fixed Rate
-
-
7.24%
20 years
DetailsAs Low As; Relationship Premium APR; Home Equity Loans in the First Lien position: subtract 0.25% from the rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 3 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Resources Federal Credit Union Auto Loan Rates
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
Institution Ratings
4.1
Star Rating
C+
Health Grade
◈ Texas Ratio: 25.88%
Financial Health History
Financial Resources Federal Credit Union’s Texas Ratio rose from 13.43% in Q3 2023 to 25.88% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.1 and its Health Grade from A to C+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$659M
25.88%
4.1
C+
March 31, 2026
$634M
20.24%
4.6
B
December 31, 2025
$618M
20.21%
4.6
B
September 30, 2025
$609M
20.45%
4.6
B
June 30, 2025
$620M
17.04%
4.8
B+
March 31, 2025
$609M
12.44%
5.0
A
December 31, 2024
$616M
12.85%
5.0
A
September 30, 2024
$625M
18.74%
4.7
B+
June 30, 2024
$618M
17.76%
4.8
B+
March 31, 2024
$657M
16.60%
4.9
A-
December 31, 2023
$642M
18.57%
4.7
B+
September 30, 2023
$613M
13.43%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Financial Resources Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Resources Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Financial Resources Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameFinancial Resources Federal Credit Union
Address
3040 US Highway 22 Bldg 2,
Branchburg, NJ 08876-3594
Phone800-933-3280
Fax908-253-6409
PresidentRobert Graczyk
CEOFrank Almeida
Full-Time Employees100
Part-Time Employees4
Branch Locations10
ATM Locations9
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
4.1 / 5.0 ★
Overall Health & Safety Grade
C+ (78/100)
Texas Ratio
25.88%
Return on Assets (ROA)
0.1391%
Return on Equity (ROE)
1.5697%
Non-Performing Loans Ratio (NPL)
3.35%
Total Assets
658,964,318
Total Amount of Shares and Deposits
589,586,262
Total Shares and Deposits < 1 Year
572,099,662
Total Shares and Deposits 1 3 Years
16,122,230
Total Shares and Deposits > 3 Years
1,364,370
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
130,781,611
Total Uninsured Shares and Deposits > $250K (F+J)
130,781,611
Total Insured Shares and Deposits > $250K (item 17 less item K)
458,804,651
Total Interest Expense (Sum of items 6 8)
5,974,635
Share Certificates
3,398
Number of Accounts for Share Drafts
14,337
IRA KEOGH Accounts
522
Number of Accounts for Regular Shares
31,579
Money Market Shares
2,448
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,945,993
Total Liabilities
606,588,687
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Financial Resources Federal Credit Union
How many branches does Financial Resources Federal Credit Union operate?
Financial Resources Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Financial Resources Federal Credit Union?
Yes, to access services at Financial Resources Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Financial Resources Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Financial Resources Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Financial Resources Federal Credit Union offer online and mobile banking?
Most modern institutions like Financial Resources Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfinancialresources.org.
Current Financial Resources Federal Credit Union Rates
12-Month CD1.21%
24-Month CD1.61%
60-Month CD2.73%
Savings3.03%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
