Finger Lakes Health Care Federal Credit Union Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Compare Finger Lakes Health Care Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Finger Lakes Health Care Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFinger Lakes Health Care Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Finger Lakes Health Care Federal Credit Union? Share your experience about Finger Lakes Health Care Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Finger Lakes Health Care Federal Credit Union. Overall, Finger Lakes Health Care Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Finger Lakes Health Care Federal Credit Union Main office 519 Hart St Elmira, NY 14905 1614  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonCollege Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit Variable
13.150%
$0
Consolidation Loans
14.850%
$0
37 - 60
Personal Loans
7.990%
$0 - $30,000
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Finger Lakes Health Care Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Finger Lakes Health Care Federal Credit Union
Website: https://www.flhc.com
Full Time Employees: 6Part Time Employees: 0 President: Kenneth Peworchik CEO: Amanda Powell Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
519 Hart St
Elmira, NY 14905 1614 Phone Number: 607-733-1304 Fax Number: 607-733-1376 FinancialsTotal Assets:
33,487,827
Total Amount of Shares and Deposits:
28,147,305
Total Shares and Deposits < 1 Year:
25,939,883
Total Shares and Deposits 1 3 Years:
2,207,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,220,176
Total Uninsured Shares and Deposits > $250K (F+J):
1,220,176
Total Insured Shares and Deposits > $250K (item 17 less item K):
26,927,129
Total Interest Expense (Sum of items 6 8):
152,736
Share Certificates:
100
Number of Accounts for Share Drafts:
1,425
IRA KEOGH Accounts:
55
Number of Accounts for Regular Shares:
3,035
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,908,480
Total Liabilities:
28,180,255
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Finger Lakes Health Care Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Finger Lakes Health Care Federal Credit Union
Frequently Asked Questions About Finger Lakes Health Care Federal Credit UnionIs a member application needed to join Finger Lakes Health Care Federal Credit Union?Yes, to access services at Finger Lakes Health Care Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Finger Lakes Health Care Federal Credit Union provides a range of mortgage and home equity products. Is Finger Lakes Health Care Federal Credit Union a safe place to deposit money?Yes, Finger Lakes Health Care Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Finger Lakes Health Care Federal Credit Union offer online and mobile banking?Most modern institutions like Finger Lakes Health Care Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.95%, 6-month CD rates at 3.65% and 3-month CD rates at 0.65%. Savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 7.99%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
