First Central Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare First Central Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Central Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. First Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Central Credit Union? Share your experience about First Central Credit Union by leaving a review below, or read customer reviews before you decide to use First Central Credit Union. Overall, First Central Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First Central Credit Union
Sanger Office 6201 Sanger Ave
Waco, TX 76710  Compare First Central Credit Union Rates with Other Competitive Bank and Credit Union Rates
Oxford Bank
Kasasa Checking
4.85%
$0
ABCO Federal Credit Union
6-Month CD
4.07%
$1,000
Mid-America Bank
48-Month CD
4.04%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Central Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
Abound Federal Credit Union
5-Year ARM
5.625%
5.707%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare First Central Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare First Central Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Central Credit Union rate data right now, check back for updates, we are adding rates all the time. First Central Credit Union InformationCredit Union Name: First Central Credit Union
Website: https://www.firstcentralcu.com
Full Time Employees: 60Part Time Employees: 10 President: Lori Alambar CEO: JoBetsy Tyler Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
6201 Sanger Ave
Waco, TX 76710 Phone Number: 254-776-9333 Fax Number: 254-741-2212 First Central Credit Union FinancialsTotal Assets:
171,045,393
Total Amount of Shares and Deposits:
146,020,999
Total Shares and Deposits < 1 Year:
125,582,874
Total Shares and Deposits 1 3 Years:
16,308,287
Total Shares and Deposits > 3 Years:
4,129,838
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,123,293
Total Uninsured Shares and Deposits > $250K (F+J):
7,538,293
Total Insured Shares and Deposits > $250K (item 17 less item K):
138,482,706
Total Interest Expense (Sum of items 6 8):
587,856
Share Certificates:
1,161
Number of Accounts for Share Drafts:
14,451
IRA KEOGH Accounts:
288
Number of Accounts for Regular Shares:
22,120
All other shares:
297
Non Member Deposits:
24
Money Market Shares:
133
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
18,609,479
Total Liabilities:
149,691,507
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First Central Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
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Average 30 year jumbo mortgage rates had the largest weekly increase so far in 2015. 30 year jumbo rates averaged 4.67 percent, up 27 basis points from last week's average rate of 4.40 percent. Despite the large increase this week, there are still many lenders quoting 30 year jumbo rates below 4.00 percent. Bank or Credit Union Offers and DealsMortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38%Bank of Internet Savings Account Rates Mortgage Rates Hit New Record Lows: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.92% Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming Banks are lowering rates on Deposits and CDs Mortgage Rates Mixed as Mortgage Applications Increase 7 Percent Mortgage Rates Increase: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.20% Fifth Third Bank 30 Year Mortgage Rate 4.625% APR Mortgage Rates Decline this Week 3-21: 30 Year Mortgage Rates and Refinance Rates at 4.77% Colorado Federal Savings Bank Savings Rates now at 0.85% Alternative Bank and Credit Union Offers to ExploreAloStar Bank of Commerce Money Market Account 50K Rates now at 0.70%Refinancing: 30 Year Loan Vs. 15 Year Loan Comenity Direct Savings Rate - Best Savings Rate Alert California First National Bank Money Market Account Rates now at 0.75% Where are Savings Interest Rates Headed with the Fed Looking to Taper? MetLife CD Rates Wells Fargo Auto Loans Homeowners Insurance: Taking Inventory of Your Possessions Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week Mortgage Rates: Weekly Average Mortgage Rates April 4, 2011 First Central Credit Union ReviewsThere are no reviews for First Central Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 3.75%, 6-month CD rates at 0.30% and 3-month CD rates at 2.50%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.92%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
