First Service Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. First Service Federal Credit Union Deposit Rates

First Service Federal Credit Union12-month CD rates can be found at 2.82%, 6-month CD rates at 4.25% and 3-month CD rates at 2.50%. Savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 7.04%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to First Service Federal Credit Union rates.

Compare First Service Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Service Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Service Federal Credit Union? Share your experience about First Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Service Federal Credit Union.

Overall, First Service Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Service Federal Credit Union
Groveport
100 Main St
Groveport, OH 43125 1198
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Service Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Second Federal S&L
Second Federal S&L
12-Month CD
4.30%
$500
Live Oak Bank
Live Oak Bank
6-Month CD
4.00%
$2,500
First Jackson Bank
First Jackson Bank
36-Month CD
3.90%
$1,000
HSBC Bank USA
HSBC Bank USA
24-Month CD (Online)
3.75%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
48-Month CD
3.75%
$200
First Southwest Bank
First Southwest Bank
12-Month CD
3.75%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
36-Month CD
3.70%
$1,000
Lone Star Bank
Lone Star Bank
3-Month CD
3.63%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
3.60%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.56%
$1,500
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
3.50%
$500
Financial Partners CU
Financial Partners CU
18-Month CD
3.25%
$1,000
Adirondack Bank
Adirondack Bank
12-Month CD
3.20%
$1,000
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.16%
$1,000
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
12-Month CD
2.76%
$5,000
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Petefish, Skiles & Co. Bank
24-Month CD
1.76%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
Money Market
1.57%
$1
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
Wolf River Community Bank
Wolf River Community Bank
48-Month CD
1.50%
$1,000
USAA
USAA
36-Month CD
1.30%
$1,000
Tri-County Trust Company
Tri-County Trust Company
3-Month CD
1.26%
$1,000
Penn Community Bank
Penn Community Bank
60-Month CD
1.25%
$500
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
12-Month CD
1.01%
$500
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Savings
1.00%
$100
Grinnell State Bank
Grinnell State Bank
Savings
0.75%
$0
United State Bank Lewistown, MO
United State Bank Lewistown, MO
Advantage Money Market
0.75%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
Clinton Savings Bank
Clinton Savings Bank
60-Month CD
0.60%
$10
BankChampaign
BankChampaign
60-Month CD
0.55%
$500
Connection Bank
Connection Bank
24-Month CD
0.50%
$1,000
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
Vinton County Bank
Vinton County Bank
6-Month CD
0.50%
$2,500
Bank of Brenham
Bank of Brenham
Savings
0.43%
$0
Ballston Spa National Bank
Ballston Spa National Bank
12-Month CD
0.40%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
Money Market
0.25%
$2,500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
Prairie Bank of Kansas
Prairie Bank of Kansas
Money Market
0.15%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
UniBank
UniBank
Regular Savings
0.05%
$500
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Service Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.507%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.375%
5.582%
1.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.625%
5.674%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.750%
5.961%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
5.972%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.875%
5.985%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.875%
6.057%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.875%
6.109%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.000%
6.149%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
5.875%
6.151%
1.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.125%
6.286%
0.875
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.875%
6.304%
0.250
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.375%
6.392%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Service Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Service Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
ACFCU
ACFCU
Line of Credit
13.700%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have First Service Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

First Service Federal Credit Union Information

Credit Union Name: First Service Federal Credit Union
Full Time Employees: 36
Part Time Employees: 3
President: Jim Kozelek
CEO: Jack Harper
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
100 Main St
Groveport, OH 43125 1198
Phone Number: 614-836-0100
Fax Number: 614-836-4578

First Service Federal Credit Union Financials

Total Assets:
214,843,171
Total Amount of Shares and Deposits:
192,939,210
Total Shares and Deposits < 1 Year:
180,487,846
Total Shares and Deposits 1 3 Years:
9,774,586
Total Shares and Deposits > 3 Years:
2,676,778
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,358,256
Total Uninsured Shares and Deposits > $250K (F+J):
15,358,256
Total Insured Shares and Deposits > $250K (item 17 less item K):
177,580,954
Total Interest Expense (Sum of items 6 8):
700,781
Share Certificates:
1,071
Number of Accounts for Share Drafts:
6,949
IRA KEOGH Accounts:
680
Number of Accounts for Regular Shares:
14,435
All other shares:
916
Money Market Shares:
470
Net Income (unless the amount is already included in Undivided Earnings):
378,824
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,407,375
Total Liabilities:
194,736,083
Show More

First Service Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Any large increases in CD rates and other deposit rates depend on when the Federal Reserve increases the federal funds rate. The Fed's current target range for the fed funds rate is between zero percent and one quarter percent. Market expectations are that the Fed will increase the fed funds rate sometime in 2015. The question remains when will a rate hike occur in 2015.
These days you can get a home equity line of credit (HELOC) with a rate under 5.00%. HELOC's are usually tied to the prime rate which is currently 3.25%.

Bank or Credit Union Offers and Deals

TIAA Direct High Yield Savings Account: Best Savings Rate at 1.25%
Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77%
Current Mortgage Rates - Today's Interest Rates Stable at 5.50%
Mortgage Rates: Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.14%
Tennessee Commerce Bank Savings Account
First Central Savings Bank Savings Account Rates and MMA Account Rates
Low Mortgage Rates and Low Home Inventory Cause Biggest Home Price Gains Since 2006
Where's My Stimulus Payment (Tax Rebate)?
Goldwater Bank Money Market Account Rates now at 0.26%
Mortgage Rates Today, HARP Loans and the Greek Vote

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Nosedive to New Low
Mortgage Rates Start 2019 Lower
Interest Rates Rise as Unemployment Rate Increases to 7.3%; 204,000 Jobs Added
Texas Trust Credit Union Savings and Money Market Accounts
Ally Bank CD Rates - 1 Year Bank CD Rates at 1.19%
EH National Bank Money Market Account Rates now at 0.80%
Home Sales
Today's Mortgage Rates Move Higher as Property Values Rise $372 Billion in Q1
Credit Union of New Jersey Certificates of Deposit
Setting a Home Buying Budget: Figure out the Downpayment and Purchase Price

First Service Federal Credit Union Reviews

There are no reviews for First Service Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Service Federal Credit Union
Your Name:
Your Rating:

See how First Service Federal Credit Union Compares to other credit unions