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Fleur de Lis Federal Credit Union Rates & Review October 2026

Fleur de Lis Federal Credit Union's top rates as of October 12, 2026 are 3.71% APY on its 12 Month CD - Checking, 0.10% APY on savings, 0.10% APY on checking, and personal loans from 9.90% APR, according to rates verified by MonitorBankRates. Other Fleur de Lis Federal Credit Union CD rates include 18 Month CD at 3.61%, 12 Month CD at 3.40%, and 18 Month CD at 3.40%. MonitorBankRates evaluates the financial stability of Fleur de Lis Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates last updated and verified on 10/12/2026.

Fleur de Lis Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fleur de Lis Federal Credit Union? Share your experience about Fleur de Lis Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fleur de Lis Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.69%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Fleur de Lis Federal Credit Union
Main Office
433 Metairie Rd
Metairie, LA 70005
http://www.fdlfcu.com/index.html
Member NCUA
Customer Reviews
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Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Fleur de Lis Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month Share Certificate 3.55% 3.61% 18 months
Min Balance $50,000
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.61% APY · checked 5 times
3.11%3.61%4.11%Sep 20, 2026: 3.61% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
12 Month Share Certificate 3.35% 3.40% 12 months
Min Balance $500
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
18 Month Share Certificate 3.35% 3.40% 18 months
Min Balance $500
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
6 Month Share Certificate 3.35% 3.40% 6 months
Min Balance $50,000
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 20, 2026: 3.40% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
6 Month Share Certificate 3.20% 3.25% 6 months
Min Balance $10,000
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
6 Month Share Certificate 3.15% 3.20% 6 months
Min Balance $500
Details A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 6 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Savings Rates

Product Rate APY View More
Savings Dividend Rate 0.10% 0.10%
Min Balance $100
Details Pays monthly on balances of $100 or more
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Checking Rates

Product Rate APY View More
Checking Dividend Rate 0.10% 0.10%
Min Balance $100
Details Pays monthly on balances of $100 or more
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 8.50% Up to 30 Years
Details Term: Up to 30 Years, 10 Year Draw; Variable Rate, Revolving Line Of Credit; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 12, 2026: 8.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto - - 3.00% Up to 84 Months
Details Refinance Options Available; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.00% APR · checked 8 times
2.50%3.00%3.50%Sep 12, 2026: 3.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat, Motorcycle, RV Loan - 5.00% Up to 84 Months
Details Refinance Options Available; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.90% Up to 60 Months
Details No Collateral Required; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 9.90% APR · checked 8 times
9.40%9.90%10.40%Sep 12, 2026: 9.90% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Fleur de Lis Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Tuition Loan - - 4.90% Up to 24 Months
Details Secure Your Tuition Today; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 4.90% APR · checked 8 times
4.40%4.90%5.40%Sep 12, 2026: 4.90% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Vacant Land Loan - - 8.50% Up to 20 Years
Details Variable Rate, Revolving Line Of Credit; APR available to borrowers who meet credit requirements
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 18, 2026: 8.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Zest Loan - - 28.00%
Details Credit Builder and Payday Loan Alternative; No Credit Check
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 28.00% APR · checked 8 times
27.50%28.00%28.50%Sep 12, 2026: 28.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
12 Month Share Certificate - Checking 3.45% - 3.51% 12 months
Min Balance $500
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 12, 2026: 3.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
12 Month Share Certificate - Checking 3.55% - 3.61% 12 months
Min Balance $10,000
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.61% APY
3.11%3.61%4.11%Oct 12, 2026: 3.61% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
12 Month Share Certificate - Checking 3.65% - 3.71% 12 months
Min Balance $50,000
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 12, 2026: 3.71% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
18 Month Share Certificate - Checking 3.45% - 3.51% 18 months
Min Balance $500
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 12, 2026: 3.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
18 Month Share Certificate - Checking 3.65% - 3.71% 18 months
Min Balance $50,000
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 12, 2026: 3.71% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
6 Month Share Certificate - Checking 3.25% - 3.30% 6 months
Min Balance $500
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 12, 2026: 3.30% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
6 Month Share Certificate - Checking 3.30% - 3.35% 6 months
Min Balance $10,000
Details Checking rate; A $500 deposit is required to open a Share Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 12, 2026: 3.35% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%

Financial Health History

Fleur de Lis Federal Credit Union’s Texas Ratio fell from 3.99% in Q3 2023 to 0.69% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.99% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.69% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$17M0.69%5.0A+
March 31, 2026$17M1.34%5.0A+
December 31, 2025$17M0.80%5.0A+
September 30, 2025$17M1.34%5.0A+
June 30, 2025$17M0.60%5.0A+
March 31, 2025$17M7.76%5.0A
December 31, 2024$16M2.09%5.0A+
September 30, 2024$17M1.53%5.0A+
June 30, 2024$16M1.75%5.0A+
March 31, 2024$17M2.34%5.0A+
December 31, 2023$17M4.12%5.0A+
September 30, 2023$17M3.99%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fleur de Lis Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fleur de Lis Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fleur de Lis Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fleur de Lis Federal Credit Union
Address 433 Metairie Rd, Metairie, LA 70005
Phone 504-838-5456
Fax 504-838-5463
President Joseph Ryan
CEO Robert Mayfield
Full-Time Employees 5
Part-Time Employees 2
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.69%
Return on Assets (ROA)
0.1599%
Return on Equity (ROE)
1.3441%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
16,799,495
Total Amount of Shares and Deposits
14,896,184
Total Shares and Deposits < 1 Year
14,400,528
Total Shares and Deposits 1 3 Years
377,135
Total Shares and Deposits > 3 Years
118,521
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
331,826
Total Uninsured Shares and Deposits > $250K (F+J)
331,826
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,564,358
Total Interest Expense (Sum of items 6 8)
45,288
Share Certificates
128
Number of Accounts for Share Drafts
667
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
1,561
All other shares
507
Net Income (unless the amount is already included in Undivided Earnings)
26,855
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,389,201
Total Liabilities
14,939,877
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Fleur de Lis Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/fleur-de-lis-federal-credit-union-rates-review-7376">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Fleur de Lis Federal Credit Union

How many branches does Fleur de Lis Federal Credit Union operate?

Fleur de Lis Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fleur de Lis Federal Credit Union?

Yes, to access services at Fleur de Lis Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fleur de Lis Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fleur de Lis Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fleur de Lis Federal Credit Union offer online and mobile banking?

Most modern institutions like Fleur de Lis Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.fdlfcu.com/index.html.

Current Fleur de Lis Federal Credit Union Rates

  • 12-Month CD3.51%
  • 18-Month CD3.51%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.