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Flint Federal Credit Union Rates and Review January 2026

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Flint Federal Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 3.80% and 3-month CD rates at 3.65%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.26%. Credit Card rates are at 11.75%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates which you can compare to Flint Federal Credit Union rates.

Compare Flint Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Flint Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Flint Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Flint Federal Credit Union? Share your experience about Flint Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Flint Federal Credit Union.

Overall, Flint Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Flint Federal Credit Union
Flint Federal Credit Union
3 S Macon ST
Reynolds, GA 31076
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$50,000
18-Month CD
3.58%
$500
36-Month CD
3.50%
$500
18-Month CD
3.50%
$1,000
36-Month CD
3.45%
$500
18-Month CD
3.44%
$1,000
36-Month CD
3.40%
$500
60-Month CD
3.25%
$1,000
36-Month CD
3.14%
$500
12-Month CD (Jumbo)
3.04%
$100,000
24-Month CD
3.03%
$500
48-Month CD
3.02%
$1,000
36-Month CD (Jumbo)
3.02%
$200,000
24-Month CD
3.00%
$1,000
12-Month CD
3.00%
$500
18-Month CD (Jumbo)
2.92%
$100,000
48-Month CD
2.84%
$1,000
Christmas Club Savings
2.75%
$0
36-Month CD
2.67%
$1,000
48-Month CD
2.65%
$1,000
48-Month CD
2.53%
$1,000
60-Month CD
2.50%
$50
60-Month CD
2.27%
$1,000
12-Month CD
2.25%
$1,000
60-Month CD
2.00%
$1,000
Money Market
1.77%
$2,500
36-Month CD
1.75%
$1,000
Lighthouse Savings
1.66%
$15,000
30-Month CD
1.51%
$1,000
36-Month CD
1.20%
$500
Free Kasasa Checking
1.20%
$0
24-Month CD
1.05%
$500
48-Month CD
0.90%
$500
18-Month CD
0.80%
$25,000
60-Month CD
0.70%
$2,500
6-Month CD
0.70%
$1,000
24-Month CD
0.65%
$500
24-Month CD
0.60%
$500
18-Month CD
0.55%
$500
12-Month CD
0.55%
$2,500
Money Market
0.40%
$1,000
Prestige Interest Checking
0.30%
$0
Statement Savings
0.25%
$0
Republic Savings
0.25%
$100
6-Month CD
0.10%
$1,000
Statement Savings
0.05%
$50
Money Market
0.05%
$1,000
36-Month CD
0.05%
$500
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
5.375%
5.540%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.125%
5.389%
1.000
5/1 Adjustable
5.875%
6.234%
0.000
5.625%
5.850%
0.000
5.250%
5.534%
0.000
5.625%
5.846%
0.000
6.375%
6.375%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.875%
6.099%
0.000
5.375%
6.097%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.375%
6.498%
0.000
5.500%
5.545%
0.500
5/6 ARM
5.375%
6.286%
0.947
5.375%
5.475%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
30-Year Fixed
6.000%
6.034%
0.000
20-Year Fixed
5.500%
5.627%
0.000
5.125%
5.304%
0.000
15 Year Fixed
5.550%
5.643%
0.000
30-Year Fixed
6.125%
6.330%
0.000
6.000%
6.123%
0.000
5.625%
6.000%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.000%
5.242%
0.000
30-Year Fixed
5.875%
5.999%
0.000
20-Year Fixed
6.125%
6.201%
0.000
10-Year Fixed
5.375%
5.638%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
6.000%
6.257%
0.000
5.500%
5.603%
0.000
5.125%
5.361%
1.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.500%
5.680%
1.125
6.250%
6.434%
0.000
6.125%
6.162%
0.000
15-Year Fixed
6.500%
6.500%
0.000
30-Year Fixed
5.875%
5.965%
0.000
10 Year Fixed
5.750%
5.883%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.875%
6.023%
0.125
5.500%
5.567%
0.000
5.500%
5.588%
0.000
5.375%
5.911%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
30-Year Fixed
5.500%
5.606%
0.750
30-Year Fixed
6.375%
6.451%
0.000
6.000%
6.000%
0.000
15-Year Fixed
6.000%
6.021%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Academic VISA® Platinum
10.900%
18.000%
Visa Signature® Rewards
17.750%
Max Rewards Visa Credit Card
15.250%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
14.000%
VISA Platinum without Rewards
7.900%
Visa Secure Card
13.740%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic VISA® Classic
15.400%
VISA Credit Card
11.900%
No annual fee
Visa Business Rewards Card
15.240%
8.750%
16.490% - 17.990%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Access FCU Visa Classic
13.500%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
VISA® Classic
12.960%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
7.000%
$500 - $15,000
60
Preferred Personal Loan
10.000%
$0
60
13.490%
$0 - $5,000
48 - 48
13.450%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.700%
$0 - $10,000
60 - 60
Gold Star Loan
14.200%
$0
48
Personal Line of Credit
11.500%
$0
8.990%
$0
36
9.200% - 17.950%
$0 - $2,500
36 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Line Of Credit
16.240%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
14.200%
$5,000 - $8,000
48 - 48
Personal Line of Credit
9.500%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Line of Credit
12.950% - 18.000%
$0
12.490%
$0
11.990%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
9.990% - 18.000%
$0 - $50,000
11.990%
$0
1 - 12
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
8.890%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Flint Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Flint Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Laquita McCrary
CEO: Tonya Kendrick
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
3 S Macon ST
Reynolds, GA 31076
Phone Number: 478-847-5180
Fax Number: 478-847-5196

Financials

Total Assets:
2,984,667
Total Amount of Shares and Deposits:
2,134,235
Total Shares and Deposits < 1 Year:
2,134,235
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,134,235
Total Interest Expense (Sum of items 6 8):
7,625
Share Certificates:
3
Number of Accounts for Regular Shares:
760
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
377,649
Total Liabilities:
2,152,876
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Flint Federal Credit Union

Is a member application needed to join Flint Federal Credit Union?

Yes, to access services at Flint Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Flint Federal Credit Union provides a range of mortgage and home equity products.

Is Flint Federal Credit Union a safe place to deposit money?

Yes, Flint Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Flint Federal Credit Union offer online and mobile banking?

Most modern institutions like Flint Federal Credit Union provide digital access including online balance checks and transfers.

Current Flint Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions