Freedom Of Maryland Federal Credit Union Rates and Review January 2026
Compare Freedom Of Maryland Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Freedom Of Maryland Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFreedom Of Maryland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Freedom Of Maryland Federal Credit Union? Share your experience about Freedom Of Maryland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Freedom Of Maryland Federal Credit Union. Overall, Freedom Of Maryland Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Freedom Of Maryland Federal Credit Union Park Avenue 2019 Emmorton Rd Bel Air, MD 21015  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Premier Plus
8.900%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit Variable
13.150%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal/Signature
10.990%
$0
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Freedom Of Maryland Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Freedom Of Maryland Federal Credit Union
Website: https://www.freedomfcu.org
Full Time Employees: 118Part Time Employees: 4 President: Lisa Ermatinger CEO: Michael MacPherson Branch Locations: 8 ATM Locations: 8 Corporate Office Address:
2019 Emmorton Rd
Bel Air, MD 21015 Phone Number: 410-676-5700 Fax Number: 443-512-8389 FinancialsTotal Assets:
554,748,547
Total Amount of Shares and Deposits:
495,102,996
Total Shares and Deposits < 1 Year:
440,535,893
Total Shares and Deposits 1 3 Years:
38,256,558
Total Shares and Deposits > 3 Years:
16,310,545
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
33,784,096
Total Uninsured Shares and Deposits > $250K (F+J):
33,784,096
Total Insured Shares and Deposits > $250K (item 17 less item K):
461,318,900
Total Interest Expense (Sum of items 6 8):
6,247,987
Share Certificates:
3,580
Number of Accounts for Share Drafts:
19,534
IRA KEOGH Accounts:
1,596
Number of Accounts for Regular Shares:
40,208
All other shares:
75
Money Market Shares:
908
Net Income (unless the amount is already included in Undivided Earnings):
1,814,982
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
62,189,979
Total Liabilities:
509,727,876
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Freedom Of Maryland Federal Credit UnionIs a member application needed to join Freedom Of Maryland Federal Credit Union?Yes, to access services at Freedom Of Maryland Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Freedom Of Maryland Federal Credit Union provides a range of mortgage and home equity products. Is Freedom Of Maryland Federal Credit Union a safe place to deposit money?Yes, Freedom Of Maryland Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Freedom Of Maryland Federal Credit Union offer online and mobile banking?Most modern institutions like Freedom Of Maryland Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.85%, 6-month CD rates at 3.75% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 2.10%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 11.96%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
