Gateway Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Gateway Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Gateway Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGateway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Gateway Credit Union? Share your experience about Gateway Credit Union by leaving a review below, or read customer reviews before you decide to use Gateway Credit Union. Overall, Gateway Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Premier
9.900%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal/Signature
10.990%
$0
24 - 36
Unsecured Signature Loan
9.250%
$0
1 - 24
Signature Loans
11.240%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Gateway Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Gateway Credit Union
Website: https://www.yourgcu.org
Full Time Employees: 4Part Time Employees: 1 President: Steve Cheek CEO: Marcos Sulistio Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
3030 Gateway Loop
Springfield, OR 97477 Phone Number: 541-741-2605 Fax Number: 541-762-4604 FinancialsTotal Assets:
29,754,287
Total Amount of Shares and Deposits:
22,831,562
Total Shares and Deposits < 1 Year:
20,902,166
Total Shares and Deposits 1 3 Years:
925,993
Total Shares and Deposits > 3 Years:
1,003,403
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
721,394
Total Uninsured Shares and Deposits > $250K (F+J):
971,024
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,860,538
Total Interest Expense (Sum of items 6 8):
241,654
Share Certificates:
77
Number of Accounts for Share Drafts:
448
IRA KEOGH Accounts:
90
Number of Accounts for Regular Shares:
2,199
Non Member Deposits:
1
Money Market Shares:
83
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,000,110
Total Liabilities:
23,032,927
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Gateway Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Gateway Credit UnionIs a member application needed to join Gateway Credit Union?Yes, to access services at Gateway Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Gateway Credit Union provides a range of mortgage and home equity products. Is Gateway Credit Union a safe place to deposit money?Yes, Gateway Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Gateway Credit Union offer online and mobile banking?Most modern institutions like Gateway Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.85%, 6-month CD rates at 2.78% and 3-month CD rates at 0.03%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.76%. Credit Card rates are at 17.99%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to 
