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Great Falls Regional Federal Credit Union Rates and Review January 2026

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Great Falls Regional Federal Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 3.53% and 3-month CD rates at 2.00%. Savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to Great Falls Regional Federal Credit Union rates.

Compare Great Falls Regional Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Great Falls Regional Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Great Falls Regional Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Great Falls Regional Federal Credit Union? Share your experience about Great Falls Regional Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Falls Regional Federal Credit Union.

Overall, Great Falls Regional Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Great Falls Regional Federal Credit Union
34 Bates Street
34 Bates St
Lewiston, ME 04240 7606
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
3-Month CD
4.16%
$500
12-Month CD
4.00%
$1,000
12-Month CD
3.96%
$10,000
6-Month CD
3.85%
$1,000
36-Month CD
3.76%
$500
Eagle High-Yield Savings
3.70%
$1,000
36-Month CD
3.60%
$1,000
36-Month CD
3.55%
$500
12-Month CD (Jumbo)
3.40%
$100,000
12-Month CD
3.34%
$1,000
17-Month CD
3.30%
$1,000
12-Month CD
3.25%
$1,000
60-Month CD
3.24%
$500
18-Month CD
3.21%
$1,000
36-Month CD
3.19%
$1,000
12-Month CD
3.00%
$500
48-Month CD
3.00%
$1,000
24-Month CD
2.75%
$500
36-Month CD
2.68%
$500
60-Month CD
2.54%
$500
60-Month CD
2.52%
$1,000
24-Month CD
2.50%
$1,000
36-Month CD
2.07%
$1,000
48-Month CD
2.02%
$500
18-Month CD
2.01%
$500
18-Month CD
1.75%
$1,000
36-Month CD
1.51%
$1,000
24-Month CD
1.50%
$1,000
Premium Plus Money Market
1.21%
$95,000
18-Month CD
1.20%
$500
18-Month CD
1.10%
$1,000
Savings
0.80%
$100
Savings
0.75%
$100
48-Month CD
0.70%
$500
36-Month CD
0.60%
$500
36-Month CD
0.60%
$500
12-Month CD
0.50%
$1,000
36-Month CD
0.30%
$1,000
Money Market
0.25%
$0
48-Month CD
0.25%
$1,000
18-Month CD
0.20%
$500
Statement Savings
0.20%
$200
Statement Savings
0.10%
$25
Savings
0.10%
$1
Smart Savings
0.10%
$250
Money Market
0.04%
$2,500
Simply Savings
0.03%
$50
36-Month CD
0.03%
$1,000
Super NOW Checking
0.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.853%
0.000
5.375%
5.935%
0.000
5.500%
5.567%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.625%
6.117%
0.000
10-Year Fixed
6.250%
6.250%
0.000
20-Year Fixed
5.625%
5.836%
0.500
10 Year Fixed
6.000%
6.223%
0.000
15-Year Fixed
4.625%
4.990%
2.000
30-Year Fixed
6.000%
6.162%
1.000
5.875%
6.359%
0.000
5.500%
5.972%
0.000
30-Year Fixed
5.875%
6.002%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.125%
5.174%
0.000
6.740%
6.723%
0.000
5.500%
5.500%
0.000
5.750%
5.977%
0.000
5.375%
5.804%
0.000
5.875%
5.933%
0.000
6.000%
6.059%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.875%
6.118%
0.000
3-Year ARM
5.125%
5.911%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.375%
5.860%
0.000
15-Year Fixed
5.350%
5.785%
0.000
30-Year Fixed
6.125%
0.000%
6.198
5.750%
5.907%
0.000
6.000%
6.084%
0.000
30-Year Fixed
5.875%
5.923%
0.000
5.375%
5.565%
1.000
30 Year Fixed
6.000%
6.130%
0.000
15-Year Fixed
5.500%
5.546%
0.000
4.750%
4.940%
0.250
5.375%
5.416%
0.000
5.625%
5.846%
0.000
5.500%
5.588%
0.000
5.250%
6.232%
0.750
5.990%
6.290%
0.000
10-Year Fixed
5.125%
5.511%
0.000
5.625%
5.700%
0.000
5.375%
5.512%
0.000
15-Year Fixed
5.375%
5.539%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.625%
6.000%
0.000
6.000%
6.310%
0.000
5.300%
5.433%
0.000
20-Year Fixed
5.625%
5.710%
0.000
6.000%
6.257%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
10.150%
Visa Platinum Rewards
14.900%
18.000%
14.000%
Savings Secured Visa®
18.000%
World Cash Back Credit Card Mastercard
18.000%
Visa Student Rewards Card
17.990%
Visa Platinum Credit Card
9.500% - 12.500%
Visa Signature® Cash Back
17.750%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
11.900%
Access FCU Visa Gold
9.900%
7.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Secure Card
13.740%
Academic VISA® Gold
15.400%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum Credit Card
8.500%
As low as 8.50%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Rewards MasterCard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.890%
$0
60
8.990% - 17.990%
$0
Personal Line of Credit
16.240%
$0
60
10.500%
$0
Personal Signature Loan
11.000%
$0
96
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Preferred Personal Loan
10.000%
$0
60
9.900%
$0
Personal Signature Loans
14.000%
$0
60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
9.990%
$0
1 - 60
Personal Loan
11.000%
$0
1 - 12
Education (tuition bill required)
8.250%
$0
60
Personal Loan
8.950%
$0
Personal Loan
11.760%
$0
15.000%
$500 - $1,500
6 - 12
13.990%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Line of Credit Variable
16.740%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loans
10.000%
$0
1 - 36
8.500%
$0 - $6,000
42
Unsecured (Signature) Loan
11.000%
$0 - $500
12.500%
$0
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Great Falls Regional Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Great Falls Regional Federal Credit Union
Full Time Employees: 16
Part Time Employees: 4
President: Paul Morin
CEO: Catherina Blais
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
34 Bates St
Lewiston, ME 04240 7606
Phone Number: 207-782-7192
Fax Number: 207-782-5501

Financials

Total Assets:
63,961,030
Total Amount of Shares and Deposits:
55,250,640
Total Shares and Deposits < 1 Year:
53,637,556
Total Shares and Deposits 1 3 Years:
1,238,472
Total Shares and Deposits > 3 Years:
374,612
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,062,517
Total Uninsured Shares and Deposits > $250K (F+J):
2,062,517
Total Insured Shares and Deposits > $250K (item 17 less item K):
53,188,123
Total Interest Expense (Sum of items 6 8):
300,929
Share Certificates:
271
Number of Accounts for Share Drafts:
3,265
IRA KEOGH Accounts:
46
Number of Accounts for Regular Shares:
6,018
All other shares:
16
Money Market Shares:
212
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,952,717
Total Liabilities:
55,435,925
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Great Falls Regional Federal Credit Union

Is a member application needed to join Great Falls Regional Federal Credit Union?

Yes, to access services at Great Falls Regional Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Great Falls Regional Federal Credit Union provides a range of mortgage and home equity products.

Is Great Falls Regional Federal Credit Union a safe place to deposit money?

Yes, Great Falls Regional Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Great Falls Regional Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Falls Regional Federal Credit Union provide digital access including online balance checks and transfers.

Current Great Falls Regional Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions