Greenstate Credit Union Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Greenstate Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Greenstate Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Greenstate Credit Union Texas RatioGreenstate Credit Union's Texas Ratio is at 19.41%, which is considered good. The Texas Ratio for Greenstate Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while Greenstate Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.6
Excellent
Out of 5.0 Stars
Greenstate Credit Union has earned a Smart Rating of 4.6 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Greenstate Credit Union is an excellent credit union worth considering, with an overall rating of 4.6 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Greenstate Credit Union
Financial Center 2355 Landon Rd
North Liberty, IA 52317 6508 
Current Rate AvailabilityWe do not have Greenstate Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Greenstate Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Greenstate Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenstate Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Greenstate Credit Union
Website: https://www.greenstate.org
Full Time Employees: 961Part Time Employees: 22 President: Fred Mims CEO: Vic Israni Branch Locations: 34 ATM Locations: 36 Corporate Office Address:
2355 Landon Rd
North Liberty, IA 52317 6508 Phone Number: 319-339-1000 Fax Number: FinancialsTotal Assets:
10,843,432,572
Total Amount of Shares and Deposits:
8,494,249,947
Total Shares and Deposits < 1 Year:
7,322,292,414
Total Shares and Deposits 1 3 Years:
1,036,682,373
Total Shares and Deposits > 3 Years:
135,275,159
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,203,236,537
Total Uninsured Shares and Deposits > $250K (F+J):
1,243,011,155
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,251,238,792
Total Interest Expense (Sum of items 6 8):
236,326,372
Share Certificates:
73,838
Number of Accounts for Share Drafts:
162,990
IRA KEOGH Accounts:
8,689
Number of Accounts for Regular Shares:
442,614
All other shares:
477
Non Member Deposits:
437
Money Market Shares:
24,153
Net Income (unless the amount is already included in Undivided Earnings):
17,767,494
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
828,479,182
Total Liabilities:
10,016,136,965
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Greenstate Credit UnionIs a member application needed to join Greenstate Credit Union?Yes, to access services at Greenstate Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Greenstate Credit Union provides a range of mortgage and home equity products. Is Greenstate Credit Union a safe place to deposit money?Yes, Greenstate Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Greenstate Credit Union offer online and mobile banking?Most modern institutions like Greenstate Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
You can compare Greenstate Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.15%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 1.65%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates, and more, can be found in our database of rates which you can compare to 
