What are the current interest rates at High Sierra Credit Union?

Current rates for High Sierra Credit Union include:

High Sierra Credit Union Rates and Review February 2026

Q: Is a member application needed to join High Sierra Credit Union?

Yes, to access services at High Sierra Credit Union, a member application is required.

Content reviewed by

Brian McKay

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High Sierra Credit Union Deposit Rates

You can compare High Sierra Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.30%, 6-month share certificate rates at 1.52% and 3-month share certificate rates at 2.52%. Savings rates are at 0.05% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates, and more, can be found in our database of rates which you can compare to High Sierra Credit Union rates.

High Sierra Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at High Sierra Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

High Sierra Credit Union Texas Ratio

High Sierra Credit Union's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for High Sierra Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that High Sierra Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

High Sierra Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, High Sierra Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product

APY/APR

vs.Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

High Sierra Credit Union
Main Office

136 W Line St
Bishop, CA 93514

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have High Sierra Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for High Sierra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather High Sierra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with High Sierra Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: High Sierra Credit Union

Website:

Full Time Employees: 3
Part Time Employees: 0
President: Tim Shultz
CEO: Eduardo Sandoval
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

136 W Line St
Bishop, CA 93514
Phone Number: 760-873-6190
Fax Number: 760-873-1084

Financials

Total Assets:

11,399,087

Total Amount of Shares and Deposits:

8,386,590

Total Shares and Deposits < 1 Year:

8,386,590

Total Insured Shares and Deposits > $250K (item 17 less item K):

8,386,590

Total Interest Expense (Sum of items 6 8):

27,653

Number of Accounts for Regular Shares:

613

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,115,582

Total Liabilities:

9,421,569

Source: NCUA Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About High Sierra Credit Union

Is a member application needed to join High Sierra Credit Union?

Yes, to access services at High Sierra Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, High Sierra Credit Union provides a range of mortgage and home equity products.

Is High Sierra Credit Union a safe place to deposit money?

Yes, High Sierra Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.