High Sierra Credit Union Rates and Review February 2026
High Sierra Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at High Sierra Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . High Sierra Credit Union Texas RatioHigh Sierra Credit Union's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for High Sierra Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that High Sierra Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
High Sierra Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, High Sierra Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Current Rate AvailabilityWe do not have High Sierra Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for High Sierra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather High Sierra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with High Sierra Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: High Sierra Credit Union
Full Time Employees: 3Part Time Employees: 0 President: Tim Shultz CEO: Eduardo Sandoval Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
136 W Line St
Bishop, CA 93514 Phone Number: 760-873-6190 Fax Number: 760-873-1084 FinancialsTotal Assets:
11,399,087
Total Amount of Shares and Deposits:
8,386,590
Total Shares and Deposits < 1 Year:
8,386,590
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,386,590
Total Interest Expense (Sum of items 6 8):
27,653
Number of Accounts for Regular Shares:
613
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,115,582
Total Liabilities:
9,421,569
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About High Sierra Credit UnionIs a member application needed to join High Sierra Credit Union?Yes, to access services at High Sierra Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, High Sierra Credit Union provides a range of mortgage and home equity products. Is High Sierra Credit Union a safe place to deposit money?Yes, High Sierra Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does High Sierra Credit Union offer online and mobile banking?Most modern institutions like High Sierra Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |