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High Sierra Credit Union Rates and Review January 2026

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High Sierra Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 3.85% and 3-month CD rates at 2.27%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 15.20%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to High Sierra Credit Union rates.

Compare High Sierra Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of High Sierra Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

High Sierra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at High Sierra Credit Union? Share your experience about High Sierra Credit Union by leaving a review below, or read customer reviews before you decide to use High Sierra Credit Union.

Overall, High Sierra Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

High Sierra Credit Union
Main Office
136 W Line St
Bishop, CA 93514
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD
3.90%
$1,000
3-Month CD
3.85%
$1,000
18-Month CD
3.78%
$1,000
24-Month CD
3.75%
$1,000
3-Month CD
3.63%
$1,000
24-Month CD
3.40%
$2,500
60-Month CD
3.34%
$1,000
48-Month CD
3.25%
$1,000
24-Month CD
3.10%
$500
Rewards Checking
3.04%
$100
18-Month CD
3.03%
$1,000
48-Month CD
3.02%
$1,000
60-Month CD
3.00%
$1,000
36-Month CD
3.00%
$1,000
12-Month CD
2.99%
$250
Money Market
2.53%
$100,000
Money Market
2.50%
$250,000
48-Month CD
2.26%
$1,000
60-Month CD
2.25%
$1,500
30-Month CD
2.25%
$500
60-Month CD
2.00%
$1,000
48-Month CD
1.75%
$500
12-Month CD
1.56%
$1,000
24-Month CD
1.50%
$500
Money Market
1.26%
$1,000
24-Month CD
1.26%
$1,000
Premier Money Market
1.25%
$10,000
48-Month CD
1.05%
$500
Loyalty Checking
1.00%
$0
60-Month CD
1.00%
$500
48-Month CD
0.85%
$500
36-Month CD
0.75%
$1,000
12-Month CD
0.55%
$500
30-Month CD
0.50%
$1,000
Money Market
0.50%
$1,500
24-Month CD
0.45%
$500
60-Month CD
0.45%
$1,000
36-Month CD
0.40%
$500
48-Month CD
0.30%
$500
Premier Money Market
0.30%
$2,000
Savings
0.25%
$100
Statement Savings
0.15%
$1,000
Prime Savings
0.15%
$25
Membership Savings
0.10%
$5
3-Month CD
0.05%
$1,000
Savings
0.03%
$50
48-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.750%
5.840%
0.000
5.250%
5.287%
0.000
30-Year Fixed
6.000%
6.112%
0.000
15-Year Fixed
5.500%
5.610%
0.000
20-Year Fixed
5.750%
5.887%
0.000
6.000%
6.070%
0.000
20-Year Fixed
5.875%
5.968%
0.000
4.875%
5.010%
0.000
15-Year Fixed
4.625%
4.990%
2.000
30-Year Fixed
6.500%
6.559%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.250%
5.499%
1.000
15-Year Fixed
5.390%
5.666%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.875%
6.118%
0.000
6.000%
6.183%
0.000
20 Year Fixed
5.500%
5.579%
0.000
15 Year Fixed
5.375%
5.588%
0.000
30-Year Fixed
6.125%
6.330%
0.000
20-Year Fixed
6.625%
6.626%
0.000
6.000%
6.257%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.250%
5.430%
0.359
5.625%
6.000%
0.000
5.500%
5.561%
0.000
30-Year Fixed
5.875%
5.950%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.250%
6.232%
0.750
15-Year Fixed
5.875%
6.120%
0.000
5.850%
5.891%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.500%
6.086%
0.000
6.250%
7.325%
0.000
10-Year Fixed
4.625%
5.148%
2.000
5.750%
5.767%
0.000
5.375%
5.639%
0.250
10-Year Fixed
5.375%
5.590%
0.000
5.750%
5.977%
0.000
5.875%
6.055%
0.000
5.500%
5.500%
0.000
5.875%
5.963%
0.000
15-Year Fixed
5.375%
5.546%
0.000
20-Year Fixed
5.625%
5.836%
0.500
6.000%
6.110%
0.000
15-Year Fixed
5.500%
5.546%
0.000
5.750%
6.093%
0.000
5.115%
5.787%
1.071
6.300%
6.498%
0.000
5.500%
5.621%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Gold
9.900%
Visa Secure Card
13.740%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Signature® Cash Back
17.750%
VISA® Credit Cards
7.990%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Student Classic
16.500%
Credit Limit - $500
Academic VISA® Classic
15.400%
18.000%
VISA Credit Card
11.900%
No annual fee
VISA Traditional
14.240% - 18.000%
Security Service Power MasterCard
12.740% - 18.000%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Platinum Rewards
14.900%
Business Select Credit Card Mastercard
18.000%
18.000%
VISA Signature Rewards
16.740% - 18.000%
Access FCU Visa Classic
13.500%
Visa Platinum Preferred Rewards
15.740% - 17.990%
8.990% - 17.990%
Maximum limit of $30,000
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.500%
$0 - $6,000
42
Bill Consolidation Loan
8.990%
$0
60
11.900%
$0 - $15,000
24 - 60
12.990%
$0 - $2,000
24 - 24
12.990%
$0
1 - 24
10.650%
$0
10.250% - 17.950%
$0
1 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Signature Loan
11.000%
$0
96
10.500%
$0 - $5,000
24 - 36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Signature Loans
14.000%
$0
60
Debt Consolidated
9.490%
$500
36
13.700%
$2,500 - $5,000
36 - 36
Personal Line of Credit
9.500%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Consolidation Loans
14.850%
$0
37 - 60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Summer/Holiday Loans
9.500%
$0
9.900%
$0
Unsecured/Personal Loans
8.990%
$0
10.000%
$0
1 - 36
13.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
15.000%
$500 - $1,500
6 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have High Sierra Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: High Sierra Credit Union
Website:
Full Time Employees: 3
Part Time Employees: 0
President: Tim Shultz
CEO: Eduardo Sandoval
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
136 W Line St
Bishop, CA 93514
Phone Number: 760-873-6190
Fax Number: 760-873-1084

Financials

Total Assets:
11,399,087
Total Amount of Shares and Deposits:
8,386,590
Total Shares and Deposits < 1 Year:
8,386,590
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,386,590
Total Interest Expense (Sum of items 6 8):
27,653
Number of Accounts for Regular Shares:
613
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,115,582
Total Liabilities:
9,421,569
Show More
Source: NCUA Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About High Sierra Credit Union

Is a member application needed to join High Sierra Credit Union?

Yes, to access services at High Sierra Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, High Sierra Credit Union provides a range of mortgage and home equity products.

Is High Sierra Credit Union a safe place to deposit money?

Yes, High Sierra Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does High Sierra Credit Union offer online and mobile banking?

Most modern institutions like High Sierra Credit Union provide digital access including online balance checks and transfers.

Current High Sierra Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions