Ideal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Ideal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ideal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Ideal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ideal Credit Union? Share your experience about Ideal Credit Union by leaving a review below, or read customer reviews before you decide to use Ideal Credit Union. Overall, Ideal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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Compare Ideal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Toyota Financial Savings Bank
60-Month CD
4.01%
$1
Ixonia Bank
12-Month CD
4.00%
$1,000
Aroostook County FS&L Assoc.
18-Month CD
3.85%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Ideal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Ideal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Canyon View Credit Union
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Ideal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Ideal Credit Union InformationCredit Union Name: Ideal Credit Union
Website: https://www.idealcu.com
Full Time Employees: 157Part Time Employees: 13 President: Peter Olsen CEO: Brian Sherrick Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
8499 Tamarack Rd
Woodbury, MN 55125 9201 Phone Number: 651-770-7000 Fax Number: 651-747-8939 Ideal Credit Union FinancialsTotal Assets:
1,037,017,958
Total Amount of Shares and Deposits:
863,704,061
Total Shares and Deposits < 1 Year:
780,365,813
Total Shares and Deposits 1 3 Years:
69,817,742
Total Shares and Deposits > 3 Years:
13,520,507
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
26,153,644
Total Uninsured Shares and Deposits > $250K (F+J):
27,280,629
Total Insured Shares and Deposits > $250K (item 17 less item K):
836,423,432
Total Interest Expense (Sum of items 6 8):
3,987,813
Share Certificates:
5,061
Number of Accounts for Share Drafts:
27,764
IRA KEOGH Accounts:
1,873
Number of Accounts for Regular Shares:
64,450
All other shares:
507
Non Member Deposits:
189
Money Market Shares:
3,185
Net Income (unless the amount is already included in Undivided Earnings):
1,442,248
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
134,967,864
Total Liabilities:
931,409,744
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Ideal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals The car tax rebate system (Car Allowance Rebate System) is a government sponsored program and will give you a tax credit for purchasing a new, more fuel efficient vehicle when you trade in a less fuel efficient vehicle.
Bond yields across the globe have tumbled since U.K. voters voted yes to leave the European Union. Yields on German and Japanese bonds are negative, so investors are paying to hold those bonds instead of receiving interest. This week, long term U.S. bonds hit new record lows. 30 year yields have fallen to 2.09 percent and 10 year yields fell to 1.34 percent.  Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.
Bank or Credit Union Offers and DealsHousing Relief in the Home Bailout BillMortgage Interest Rate: Current Mortgage Rates Down This Week Mortgage Rates and Refinance Rates on Martin Luther King, Jr. Day: 30 Year Rates at 4.74, 15 Year Rates at 3.99% First Republic Bank 5 month CD Rate Affinity Federal Credit Union Savings Rates at 4.00% APY Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81% CD Rates: 1 Year Bank CD Rates 2012 Current Mortgage Rates Running Higher this Week TAB Bank 4 Year CD Rates now at 1.65% Mortgage Rates Drop: 30 Year Mortgage Rates at 4.83%, 15 Year Mortgage Rates at 4.19% Alternative Bank and Credit Union Offers to ExploreMortgage Rates and Refinacing Rates Today, January 21, 2011: 30 Year Mortgage Rates and Refinance Rates Averaging 4.77%Mortgage Rates Mixed Today 4/22 as More Americans are Pessimistic about the Economy: 30 Year Mortgage Rates at 4.86% Mortgage Rates Remain Stable: 30 Year Jumbo Mortgage Rates at 4.58% 30 Year Mortgage Rates Today at 3.99 Percent NewDominion Bank 3 Month $50K CD Rates now at 0.25% VirtualBank Money Market Account Rates now at 0.65% Higher Federal Funds Rate Likely in the Spring of 2015, Leading to Higher CD Rates Is a Brokered CD the Right Investment? Alpena Alcona Area Credit Union CD Rates: Top Rate 7.19% APY 7-Month CD Special Live Oak Bank 5 Year CD Rates now at 1.98% Ideal Credit Union ReviewsThere are no reviews for Ideal Credit Union yet. Feel free to create one below.
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