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Jetstream Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Jetstream Federal Credit Union's top rates as of October 9, 2026 are 4.00% APY on its 12-Month CD, 0.25% APY on savings, 0.75% APY on money market accounts, personal loans from 9.99% APR, and credit cards from 12.65% APR, according to rates verified by MonitorBankRates. Other Jetstream Federal Credit Union CD rates include 12-Month Golden Eagle CD at 4.00%, 6-Month CD at 4.00%, and 6-Month Golden Eagle CD at 4.00%. MonitorBankRates evaluates the financial stability of Jetstream Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates last updated and verified on 10/09/2026.

Jetstream Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jetstream Federal Credit Union? Share your experience about Jetstream Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jetstream Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.34%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Jetstream Federal Credit Union
Corporate Office
7900 Oak Ln Ste 300
Miami Lakes, FL 33016
https://www.jetstreamfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Jetstream Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate 3.93% 4.00% 12 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
12-Month Golden Eagle Certificate 3.93% 4.00% 12-Month
Min Deposit $5,000
Min Balance $5,000
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
6-Month Certificate 3.93% 4.00% 6 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
6-Month Golden Eagle Certificate 3.93% 4.00% 6-Month
Min Deposit $5,000
Min Balance $5,000
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Jumbo Certificates - 12-Month 3.93% 4.00% 12-Month
Min Deposit $50,000
Min Balance $50,000
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Jumbo Certificates - 6-Month 3.93% 4.00% 6-Month
Min Deposit $50,000
Min Balance $50,000
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
24-Month Certificate 2.50% 2.53% 24 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
36-Month Certificate 2.50% 2.53% 36 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
60-Month Certificate 2.50% 2.53% 60 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
18-Month Certificate 2.00% 2.02% 18 months
Min Deposit $500
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 2.02% APY
1.52%2.02%2.52%Oct 9, 2026: 2.02% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
3-Month Certificate 0.50% 0.50% 3 months
Min Deposit $10,000
Details Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 9, 2026: 0.50% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.25% 0.25%
Min Deposit $1
Min Balance $1
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 17, 2026: 0.25% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Club Account 0.10% 0.10%
Min Deposit $5
Min Balance $50
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Club Account 0.10% 0.10%
Min Deposit $5
Min Balance $0
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Membership Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $50
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market-100K 0.75% 0.75%
Min Deposit $0
Min Balance $100,000
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Money Market-200K 0.75% 0.75%
Min Deposit $0
Min Balance $200,000
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Money Market-50K 0.75% 0.75%
Min Deposit $0
Min Balance $50,000
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Money Market-25K 0.45% 0.45%
Min Deposit $0
Min Balance $25,000
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Money Market-10K 0.35% 0.35%
Min Deposit $0
Min Balance $10,000
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Money Market-2.5K 0.25% 0.25%
Min Deposit $0
Min Balance $2,500
Details Rate Fixed/Variable: Varies; Dividends Compounded Paid: Monthly
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.50% 10 years
Details Term: 10 years Draw and 15 year repayment period.; Variable rate as low as; Max LTV: 80%
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
5.75%6.38%7.00%Sep 14, 2026: 6.25% APROct 2, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.50%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Cars Loan - - 4.99%
Details Rates starting at; This calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Cars, Trucks, Vans Loan - - 4.99% 36 months
Details As low as; 100% Amount Financed
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Cars Loan - - 5.24%
Details Rates starting at; This calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 7 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Cars, Trucks, Vans Loan - - 5.24% 36 months
Details As low as; 100%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 7 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Cars, Trucks, Vans Loan - - 5.49% 37-48 months
Details As low as; 100% Amount Financed
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Cars, Trucks, Vans Loan - - 5.74% 37-48 months
Details As low as; 100%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 7 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Cars, Trucks, Vans Loan - - 5.99% 49-60 months
Details As low as; 100% Amount Financed
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Cars, Trucks, Vans Loan - - 6.24% 49-60 months
Details As low as; 100%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Cars, Trucks, Vans Loan - - 6.49% 61-72 months
Details As low as; 100% Amount Financed
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Cars, Trucks, Vans Loan - - 6.74% 61-72 months
Details As low as; 100%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 7 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Cars, Trucks, Vans Loan - - 6.99% 73-84 months
Details As low as; 100% Amount Financed
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats & RVs (Motor Homes & Campers) Loan - 5.99% Up to 60 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Motorcycles Loan - 5.99% Up to 36 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Boats & RVs (Motor Homes & Campers) Loan - 6.99% Up to 96 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Motorcycles Loan - 6.99% Up to 60 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Boats & RVs (Motor Homes & Campers) Loan - 6.99% Up to 60 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Motorcycles Loan - 6.99% Up to 36 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
New Boats & RVs (Motor Homes & Campers) Loan - 7.99% Up to 144 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Boats & RVs (Motor Homes & Campers) Loan - 7.99% Up to 96 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Motorcycles Loan - 7.99% Up to 60 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Used Boats & RVs (Motor Homes & Campers) Loan - 8.99% Up to 144 months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic Credit Card (Non-Rewards) - 12.65%
Details Regular APR: 12.65%
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.40% → 12.65% ▲ 0.25 pts · high 12.65% / low 12.40%
11.90%12.53%13.15%Sep 14, 2026: 12.40% APROct 5, 2026: 12.65% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202612.65%▲ from 12.40%
  • Sep 14, 202612.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Visa Preferred Credit Card (Rewards) - 13.65%
Details Regular APR: 13.65%
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 13.40% → 13.65% ▲ 0.25 pts · high 13.65% / low 13.40%
12.90%13.53%14.15%Sep 14, 2026: 13.40% APROct 5, 2026: 13.65% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202613.65%▲ from 13.40%
  • Sep 14, 202613.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Business Visa Rewards - 14.49%
Details Regular APR: 14.49%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 14.49% APR · checked 7 times
13.99%14.49%14.99%Sep 14, 2026: 14.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Secured Visa (Non-Rewards) - 16.65%
Details Regular APR: 16.65%
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 16.40% → 16.65% ▲ 0.25 pts · high 16.65% / low 16.40%
15.90%16.53%17.15%Sep 14, 2026: 16.40% APROct 5, 2026: 16.65% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202616.65%▲ from 16.40%
  • Sep 14, 202616.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%

Jetstream Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.99% Up to 36 months
Details As low as; Maximum Limit: Up to $20K***
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 7 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Personal Line of Credit 10.99% Max. 60 months
Details Up to $20K***; Max. Limit
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.99% APR
10.49%10.99%11.49%Oct 9, 2026: 10.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Personal Loan 10.99% Up to 60 months
Details As low as; Maximum Limit: Up to $20K ***
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 17, 2026: 10.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.34%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Jetstream Federal Credit Union’s Texas Ratio rose from 1.22% in Q3 2023 to 2.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.5% 3.0★ 3.7% 4.0★ 4.9% 5.0★ Healthy zone – entire history below the 15% limit 1.22% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.34% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$307M2.34%5.0A+
March 31, 2026$288M0.71%5.0A+
December 31, 2025$269M0.65%5.0A+
September 30, 2025$270M2.20%5.0A+
June 30, 2025$266M1.68%5.0A+
March 31, 2025$266M0.48%5.0A+
December 31, 2024$260M3.65%5.0A+
September 30, 2024$272M1.86%5.0A+
June 30, 2024$281M1.95%5.0A+
March 31, 2024$262M1.40%5.0A+
December 31, 2023$254M1.48%5.0A+
September 30, 2023$237M1.22%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jetstream Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jetstream Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jetstream Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jetstream Federal Credit Union
Website https://www.jetstreamfcu.org
Address 7900 Oak Ln Ste 300, Miami Lakes, FL 33016
Phone 305-821-7060
Fax 305-819-1875
President Bolivar Perez
CEO Jeanne Kucey
Full-Time Employees 59
Part-Time Employees 2
Branch Locations 6
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.34%
Return on Assets (ROA)
0.3108%
Return on Equity (ROE)
3.1167%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
307,040,020
Total Amount of Shares and Deposits
255,334,243
Total Shares and Deposits < 1 Year
253,308,929
Total Shares and Deposits 1 3 Years
1,601,358
Total Shares and Deposits > 3 Years
423,956
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,030,606
Total Uninsured Shares and Deposits > $250K (F+J)
21,030,606
Total Insured Shares and Deposits > $250K (item 17 less item K)
234,303,637
Total Interest Expense (Sum of items 6 8)
1,970,200
Share Certificates
2,156
Number of Accounts for Share Drafts
7,955
IRA KEOGH Accounts
455
Number of Accounts for Regular Shares
16,317
Non Member Deposits
2
Money Market Shares
255
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,520,256
Total Liabilities
276,595,873
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Jetstream Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/jetstream-federal-credit-union-rates-review-24718">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Jetstream Federal Credit Union

How many branches does Jetstream Federal Credit Union operate?

Jetstream Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jetstream Federal Credit Union?

Yes, to access services at Jetstream Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jetstream Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jetstream Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jetstream Federal Credit Union offer online and mobile banking?

Most modern institutions like Jetstream Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jetstreamfcu.org.

Current Jetstream Federal Credit Union Rates

  • 12-Month CD4.00%
  • 18-Month CD2.02%
  • 24-Month CD2.53%
  • 60-Month CD2.53%
  • Savings0.25%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.

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