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Knox County Teachers Federal Credit Union Rates and Review January 2026

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Knox County Teachers Federal Credit Union12-month CD rates can be found at 2.22%, 6-month CD rates at 0.05% and 3-month CD rates at 0.10%. Savings rates are at 0.20% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 5.91%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to Knox County Teachers Federal Credit Union rates.

Compare Knox County Teachers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Knox County Teachers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Knox County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Knox County Teachers Federal Credit Union? Share your experience about Knox County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Knox County Teachers Federal Credit Union.

Overall, Knox County Teachers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Knox County Teachers Federal Credit Union
North Office
6821 Maynardville Pike
Knoxville, TN 37918 5310
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
3.80%
$1
12-Month CD
3.80%
$10,000
12-Month CD
3.77%
$500
12-Month CD
3.60%
$100
24-Month CD
3.56%
$500
15-Month CD
3.55%
$1,000
12-Month CD
3.50%
$1,000
48-Month CD
3.30%
$1,000
60-Month CD
3.25%
$1,000
24-Month CD
3.00%
$100
18-Month CD
2.94%
$1,000
24-Month CD
2.89%
$1,000
36-Month CD
2.53%
$2,500
48-Month CD
2.50%
$1,000
12-Month CD
2.50%
$1,000
9-Month CD
2.38%
$10,000
60-Month CD
2.36%
$500
60-Month CD
2.32%
$1,000
36-Month CD
2.32%
$1,000
6-Month CD
2.26%
$500
Premier Money Mangement Savings
2.08%
$25
Diamond Savings
2.00%
$50
48-Month CD
2.00%
$1,000
24-Month CD
1.91%
$1,000
36-Month CD
1.80%
$2,500
12-Month CD
1.80%
$1,000
60-Month CD
1.79%
$500
12-Month CD
1.71%
$500
36-Month CD
1.10%
$2,000
Rewards Checking
0.90%
$500
Interest Checking Now
0.75%
$500
60-Month CD
0.55%
$500
60-Month CD
0.55%
$500
Money Market
0.45%
$50,000
6-Month CD
0.40%
$1,000
Savings
0.40%
$5
Power Advantage Checking
0.25%
$500
Personal Money Market
0.25%
$1,000
Primary Share Savings
0.25%
$200
Money Market
0.20%
$2,500
Checking
0.14%
$0
6-Month CD
0.12%
$500
Interest Checking
0.05%
$100
Money Market
0.05%
$2,500
Savings
0.05%
$1
1st Select Savings
0.05%
$100
Passbook Savings
0.02%
$10
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
20 Year Fixed
5.500%
5.659%
0.000
20-Year Fixed
5.900%
6.129%
0.000
30-Year Fixed
5.625%
5.658%
0.000
5.375%
5.375%
0.000
5.625%
6.037%
0.000
5.625%
6.117%
0.000
5.875%
6.055%
0.000
30-Year Fixed
6.500%
6.559%
0.000
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.500%
5.724%
0.000
5.375%
5.512%
0.000
5.500%
5.588%
0.000
6.125%
6.326%
0.000
6.000%
6.059%
0.000
6.000%
6.310%
0.000
5.750%
5.970%
0.250
30-Year Fixed
7.125%
7.126%
0.000
6.525%
6.595%
0.000
5.625%
5.693%
0.500
5.500%
5.803%
0.000
5.990%
6.035%
0.000
6.000%
6.160%
0.000
5.500%
5.635%
0.000
30-Year Fixed
6.000%
6.031%
0.000
5.375%
5.911%
0.000
5.000%
5.055%
0.000
15-Year Fixed
5.750%
5.769%
0.000
5.625%
5.726%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
6.000%
6.133%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.250%
5.506%
0.000
5.875%
6.055%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
6.000%
6.000%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
15-Year Fixed
5.500%
5.695%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.875%
6.010%
0.000
6.125%
6.346%
0.000
5.650%
5.986%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
20-Year Fixed
5.875%
6.057%
0.000
15-Year Fixed
5.500%
5.571%
0.000
20-Year Fixed
5.875%
6.140%
0.000
30-Year Fixed
5.750%
5.886%
0.000
4.875%
5.778%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
16.200%
Classroom Supply Visa
8.500%
8.990% - 17.990%
Maximum limit of $30,000
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Rewards Student Classic
16.500%
Credit Limit - $500
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum with Rewards
9.900%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Acadia Visa Credit Card
10.900%
No annual fee
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Rewards
14.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA® Credit Cards
7.990%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
18.000%
10.150%
11.900%
7.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Signature Loan
10.250%
$0
37 - 60
10.990%
$0 - $10,000
60 - 60
9.490%
$0
48 - 48
10.500%
$0 - $5,000
24 - 36
13.490%
$0 - $5,000
48 - 48
8.500%
$0 - $6,000
42
Unsecured Signature Loan
10.250%
$0
25 - 36
9.900%
$0
Consolidation Loans
13.060%
$0
1 - 36
9.990% - 16.240%
$0
61 - 66
7.750% - 16.750%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
10.890%
$0
60
Debt Consolidated
9.490%
$500
36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loans
11.000%
$0
37 - 60
12.500%
$0
60 - 60
8.990% - 17.990%
$0
8.890%
$0
Personal Loan
11.000%
$0
1 - 12
Debt Consolidation
13.990%
$0
1 - 72
Personal Loan
8.950%
$0
A+ Preferred Line Of Credit
10.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Knox County Teachers Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Knox County Teachers Federal Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Robert Huff
CEO: Julie McMillan
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
6821 Maynardville Pike
Knoxville, TN 37918 5310
Phone Number: 865-922-7481
Fax Number: 865-922-7488

Financials

Total Assets:
33,542,345
Total Amount of Shares and Deposits:
28,365,629
Total Shares and Deposits < 1 Year:
28,317,040
Total Shares and Deposits 1 3 Years:
48,590
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
664,513
Total Uninsured Shares and Deposits > $250K (F+J):
664,513
Total Insured Shares and Deposits > $250K (item 17 less item K):
27,701,116
Total Interest Expense (Sum of items 6 8):
18,592
Share Certificates:
66
Number of Accounts for Share Drafts:
926
IRA KEOGH Accounts:
44
Number of Accounts for Regular Shares:
2,676
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,488,616
Total Liabilities:
28,580,328
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Knox County Teachers Federal Credit Union

Is a member application needed to join Knox County Teachers Federal Credit Union?

Yes, to access services at Knox County Teachers Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Knox County Teachers Federal Credit Union provides a range of mortgage and home equity products.

Is Knox County Teachers Federal Credit Union a safe place to deposit money?

Yes, Knox County Teachers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Knox County Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Knox County Teachers Federal Credit Union provide digital access including online balance checks and transfers.

Current Knox County Teachers Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions