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Labor Management Federal Credit Union Rates & Review September 2026

Labor Management Federal Credit Union's savings rates are at 0.10%. Labor Management Federal Credit Union's Personal Loan Rates are as low as 7.00%. Labor Management Federal Credit Union's Credit Card Rates are at 6.00%. MonitorBankRates evaluates the financial stability of Labor Management Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates last updated and verified on 09/21/2026.

Labor Management Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Labor Management Federal Credit Union? Share your experience about Labor Management Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Labor Management Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.21%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Labor Management Federal Credit Union
LABOR MANAGEMENT FCU
8225 US HIGHWAY 60 W
LEWISPORT, KY 42351-7082
https://www.lmfcu.net
Member NCUA

Labor Management Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Balance $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Savings 0.10% 0.10%
Min Balance $0
Details Balance: Weekly Deposit Required
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Vacation Club 0.10% 0.10%
Min Balance $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.10% 0.10%
Min Balance $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - 2023-2026 - - 6.50% 60 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 7.00% 72 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2022 - - 7.50% 12-72 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 7.50% 84 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 7.75% 60 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2019-2021 - - 8.00% 12-60 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 8.00% 72 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2019-2021 - - 8.50% 12-60 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2022 - - 8.50% 12-72 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 8.50% 84 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 8.50% 60 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2018-Older - - 9.50% 12-36 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2019-2021 - - 9.50% 12-60 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 9.50% 72 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2022 - - 10.25% 12-72 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2018-Older - - 10.50% 12-36 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 10.50% 84 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2018-Older - - 11.50% 12-36 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 11.50% 60 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 12.00% 72 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2022 - - 12.25% 12-72 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2018-Older - - 13.00% 12-36 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2019-2021 - - 13.00% 12-60 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 13.00% 84 Months
Details Credit Score: 599-555; LTV: 90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2018-Older - - 15.00% 12-36 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 17.00% 60 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2022 - - 17.25% 12-72 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 17.50% 72 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2019-2021 - - 18.00% 12-60 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Auto Loans - 2023-2026 - - 18.00% 84 Months
Details Credit Score: 554 and over; LTV: 85%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles - 2024-2026 Loan - 6.25% 12-60 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 6.75% 72 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 7.25% 84 Months
Details Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 7.50% 12-60 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 8.00% 12-60 Months
Details 2020-2023; Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 8.00% 72 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 8.50% 72 Months
Details 2020-2023 72 Months $20,000 and above; Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 8.50% 84 Months
Details Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 8.50% 12-60 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 9.00% 12-60 Months
Details 2020-2023; Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 9.00% 72 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 9.50% 12-48 Months
Details 2019 & Older; Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 9.50% 72 Months
Details 2020-2023 72 Months $20,000 and above; Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 9.50% 84 Months
Details Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 10.00% 12-60 Months
Details 2020-2023; Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 10.50% 60 Months
Details 2019 & Older 60 Months $20,000 and above; Credit Score: 850-680
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 10.50% 12-48 Months
Details 2019 & Older; Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 10.50% 72 Months
Details 2020-2023 72 Months $20,000 and above; Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 11.50% 60 Months
Details 2019 & Older 60 Months $20,000 and above; Credit Score: 679-640
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 11.50% 12-48 Months
Details 2019 & Older; Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 11.50% 12-60 Months
Details Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 12.00% 72 Months
Details Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 12.50% 84 Months
Details Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 13.00% 12-60 Months
Details 2020-2023; Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 13.50% 60 Months
Details 2019 & Older 60 Months $20,000 and above; Credit Score: 639-600
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 13.50% 72 Months
Details 2020-2023 72 Months $20,000 and above; Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 14.50% 12-48 Months
Details 2019 & Older; Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 14.50% 12-60 Months
Details Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 15.00% 72 Months
Details Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 15.50% 60 Months
Details 2019 & Older 60 Months $20,000 and above; Credit Score: 599-555
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2024-2026 Loan - 15.50% 84 Months
Details Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 16.00% 12-60 Months
Details 2020-2023; Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2020-2023 Loan - 16.50% 72 Months
Details 2020-2023 72 Months $20,000 and above; Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 17.50% 60 Months
Details 2019 & Older 60 Months $20,000 and above; Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Recreational Vehicles - 2019 & Older Loan - 18.00% 12-48 Months
Details 2019 & Older; Credit Score: 554 >
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union Credit Card Rates

Product Rate APR View More
Army/Military Credit Card - 6.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Credit Card - 7.99%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Credit Card - 9.99%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Credit Cards D - 17.99%
Details With Management Approval
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Credit Cards E - 17.99%
Details With Management Approval
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 7.00% 12 Months
Details Credit Grade: A (850-680)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 7.50% 12 Months
Details Credit Grade: B (640-679)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 8.00% 24 Months
Details Credit Grade: A (850-680)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 8.50% 24 Months
Details Credit Grade: B (640-679)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 8.50% 12 Months
Details Credit Grade: C (600-639)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 9.00% 36 Months
Details Credit Grade: A (850-680)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 9.50% 36 Months
Details Credit Grade: B (640-679)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 9.50% 24 Months
Details Credit Grade: C (600-639)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 10.00% 48 Months
Details Credit Grade: A (850-680)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Unsecured Loan 10.00% 76 months
Details Borrow up to $14,000; Terms up to 76 months (Payments as low as $250/mo*)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Unsecured Loan 10.00% up to 76 months
Details Celebrate America's 250th with Financial Freedom! Borrow up to $14,000. Rates as low as 10.00% APR*. Terms up to 76 months (Payments as low as $250/mo*). No collateral required! Get a fast local decision. Apply online, call, or visit your local branch today to Fly Forward!
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 10.50% 48 Months
Details Credit Grade: B (640-679)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 10.50% 36 Months
Details Credit Grade: C (600-639)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 11.50% 60 Months
Details Credit Grade: A (850-680)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 11.50% 48 Months
Details Credit Grade: C (600-639)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 12.50% 60 Months
Details Credit Grade: B (640-679)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Signature Loan 13.50% 60 Months
Details Credit Grade: C (600-639)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Labor Management Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Account 0.30% - 0.30%
Min Balance $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Financial Health History

Labor Management Federal Credit Union’s Texas Ratio rose from 1.28% in Q2 2023 to 2.21% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 1.28% A+ Q2 2023 A Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A Q2 2025 A+ Q3 2025 A Q4 2025 2.21% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$28M2.21%5.0A+
December 31, 2025$28M10.05%5.0A
September 30, 2025$28M5.53%5.0A+
June 30, 2025$29M7.23%5.0A
March 31, 2025$32M5.65%5.0A+
December 31, 2024$31M2.46%5.0A+
September 30, 2024$32M5.02%5.0A+
June 30, 2024$33M12.25%5.0A
March 31, 2024$35M3.41%5.0A+
December 31, 2023$34M7.56%5.0A
September 30, 2023$34M8.58%5.0A
June 30, 2023$33M1.28%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Labor Management Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Labor Management Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Labor Management Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Labor Management Federal Credit Union
Address 8225 US HIGHWAY 60 W, LEWISPORT, KY 42351-7082
Phone 270-295-3422
Fax 270-295-3366
President Joanne Mason
CEO Ashley Walls
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.2082%
Return on Equity (ROE)
1.4176%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
28,268,691
Total Amount of Shares and Deposits
24,079,971
Total Shares and Deposits < 1 Year
23,230,414
Total Shares and Deposits 1 3 Years
843,876
Total Shares and Deposits > 3 Years
5,681
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
562,278
Total Uninsured Shares and Deposits > $250K (F+J)
562,278
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,517,693
Total Interest Expense (Sum of items 6 8)
62,888
Share Certificates
146
Number of Accounts for Share Drafts
1,246
IRA KEOGH Accounts
81
Number of Accounts for Regular Shares
3,105
All other shares
227
Non Member Deposits
1
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,037,861
Total Liabilities
24,117,833
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About Labor Management Federal Credit Union

How many branches does Labor Management Federal Credit Union operate?

Labor Management Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Labor Management Federal Credit Union?

Yes, to access services at Labor Management Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Labor Management Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Labor Management Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Labor Management Federal Credit Union offer online and mobile banking?

Most modern institutions like Labor Management Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lmfcu.net.

Current Labor Management Federal Credit Union Rates

  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.