LMCU Lake Michigan Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LMCU Lake Michigan Credit Union's 18-Month CD rates are at 4.25%, 12-Month CD rates are at 4.25%, 60-Month CD rates are at 3.50%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.00%. LMCU Lake Michigan Credit Union's savings rates are at 0.10%. LMCU Lake Michigan Credit Union's money market rates are at 0.30%. LMCU Lake Michigan Credit Union's 30-Year Fixed Jumbo rates are at 7.50%, 5-Year ARM rates are at 6.75%, 7-Year ARM rates are at 6.88%, 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%. LMCU Lake Michigan Credit Union's Credit Card Rates are at 11.50.

LMCU Lake Michigan Credit Union

Compare LMCU Lake Michigan Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LMCU Lake Michigan Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LMCU Lake Michigan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LMCU Lake Michigan Credit Union? Share your experience about LMCU Lake Michigan Credit Union by leaving a review below, or read customer reviews before you decide to use LMCU Lake Michigan Credit Union.

Overall, LMCU Lake Michigan Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.25%
24-Month CD
2.75%
36-Month CD
3.00%
48-Month CD
3.25%
60-Month CD
3.50%
Savings
0.10%
MMA
0.30%
30-Year Fixed
7.50%
Credit Card
11.50%
Personal Loan
N/A
LMCU Lake Michigan Credit Union
Prairie Creek
5664 Prairie Creek Dr SE
Caledonia, MI 49316
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LMCU Lake Michigan Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
6-Month CD
5.25%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
11-Month CD special
5.00%
$1,000
OBC Bank
OBC Bank
9-Month CD
4.85%
$1,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
48-Month CD certificate
4.78%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month CD
4.50%
$1,000
Queenstown Bank
Queenstown Bank
Kasasa Checking
4.50%
$0
Colorado Federal Savings Bank
Colorado Federal Savings Bank
High Yield Savings
4.40%
$1
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
4.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
18-Month CD
4.25%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
Personal Money Market
4.07%
$1,000,000
FNB of Litchfield
FNB of Litchfield
24-Month CD
4.05%
$1,000
Renasant Bank
Renasant Bank
7-Month CD special
4.00%
$10,000
Beal Bank USA
Beal Bank USA
30-Month CD
4.00%
$1,000
First Federal S&L of San Rafael
First Federal S&L of San Rafael
Performace+ Checking
4.00%
$1,000
The Bank of Brodhead
The Bank of Brodhead
13-Month CD special
3.95%
$10,000
Firstrust Savings Bank
Firstrust Savings Bank
23-Month CD special
3.70%
$2,500
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.50%
$1,000
Aac Credit Union
Aac Credit Union
48-Month CD
3.50%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
60-Month CD
3.50%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.30%
$1,500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.25%
$500
Pennsville National Bank
Pennsville National Bank
24-Month CD
3.04%
$500
BLC Community Bank
BLC Community Bank
18-Month CD
3.03%
$2,500
First Liberty Bank
First Liberty Bank
36-Month CD
3.00%
$2,500
The Bank of Bennington
The Bank of Bennington
Premier Money Market
3.00%
$1,000,000
Asian Bank
Asian Bank
Personal Money Market
3.00%
$10,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
36-Month CD
3.00%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Checking Account
3.00%
$1
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
2.75%
$500
FNB of Dennison
12-Month CD
2.68%
$1,000
FSB of Randolph County
FSB of Randolph County
Savings Account
2.50%
$0
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
12-Month CD
2.27%
$1,000
FNB of Lacon
FNB of Lacon
12-Month CD
2.02%
$500
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
Alliance Bank WI
Alliance Bank WI
24-Month CD
1.88%
$500
Ladysmith Federal S&L
12-Month CD
1.76%
$1,000
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
InFirst Bank
InFirst Bank
48-Month CD
1.75%
$500
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
Community First Bank
Community First Bank
Money Market
1.30%
$250,000
Forte Bank
Forte Bank
24-Month CD
1.26%
$1,000
BankGloucester
BankGloucester
60-Month CD
1.02%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.00%
$2,500
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Premier Money Market Account
1.00%
$250,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
48-Month CD
1.00%
$500
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
18-Month CD
0.55%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD
0.50%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Money Market
0.30%
$2,500
State Bank of the Lakes
State Bank of the Lakes
Savings Account
0.15%
$0
Range Bank
Range Bank
Money Market
0.10%
$10,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
0.10%
$100
Mauch Chunk Trust Co.
Statement Savings
0.05%
$0
National Iron Bank
National Iron Bank
12-Month CD
0.05%
$10,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
60-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LMCU Lake Michigan Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
30 Year Fixed
5.500%
5.570%
0.000
PNC Bank
PNC Bank
15-Year Fixed
5.625%
5.877%
0.975
Wells Fargo
Wells Fargo
15 Year Fixed
5.625%
5.923%
1.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.000%
6.053%
0.250
Randolph Brooks FCU
Randolph Brooks FCU
ARM (5/5) Jumbo
6.125%
6.165%
0.000
Citi
Citi
15-Year Fixed
6.000%
6.312%
0.750
State Employees Credit Union
State Employees Credit Union
15-Year Fixed (LTV 90.1% - 100%)
6.175%
6.332%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.250%
6.369%
0.500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.375%
6.433%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.375%
6.461%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.375%
6.469%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union
15 Year Fixed
6.500%
6.500%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.375%
6.526%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15 Year Fixed
6.500%
6.528%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.568%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed
6.375%
6.571%
1.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.375%
6.576%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.375%
6.588%
0.000
Power Co-Op Employees Credit Union
Power Co-Op Employees Credit Union
3 ARM
0.000%
6.625%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 Adjustable
6.250%
6.626%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed Purchase
6.500%
6.724%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.625%
6.733%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.723%
6.764%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LMCU Lake Michigan Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abnb Federal Credit Union
Abnb Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LMCU Lake Michigan Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Abco Federal Credit Union
Abco Federal Credit Union
Personal Loans
10.490%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

LMCU Lake Michigan Credit Union Information

Credit Union Name: LMCU Lake Michigan Credit Union
Full Time Employees: 1534
Part Time Employees: 92
President: Gretchen Tellman
CEO: Sandy Jelinski
Branch Locations: 67
ATM Locations: 65
Corporate Office Address:
5664 Prairie Creek Dr SE
Caledonia, MI 49316
Phone Number: 616-242-9790
Fax Number:

LMCU Lake Michigan Credit Union Financials

Total Assets:
12,944,605,716
Total Amount of Shares and Deposits:
10,882,827,542
Total Shares and Deposits < 1 Year:
10,745,882,633
Total Shares and Deposits 1 3 Years:
102,685,905
Total Shares and Deposits > 3 Years:
34,259,004
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,727,275,195
Total Uninsured Shares and Deposits > $250K (F+J):
1,727,275,195
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,155,552,347
Total Interest Expense (Sum of items 6 8):
149,999,628
Share Certificates:
66,605
Number of Accounts for Share Drafts:
394,976
IRA KEOGH Accounts:
21,504
Number of Accounts for Regular Shares:
636,363
All other shares:
44,225
Non Member Deposits:
1
Money Market Shares:
51,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
407,460,986
Total Liabilities:
11,630,696,460
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LMCU Lake Michigan Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

first-time-home-buyer-tax-creditWith the passage of the American Recovery and Reinvestment Act of 2009, first time home buyers can qualify for up to an $8,000 tax credit depending on your adjusted gross income (AGI). The tax credit is equal to 10 percent of a home purchase prices up to a maximum of $8,000.
refinance-rates-30-year-refinance-rates-at-509-15-year-refinance-rates-at-439Refinance rates were down this week over last. Fixed conforming 30 year refinance mortgage rates are averaging 5.07%, down from the prior week’s average refinance rate of 5.09%. 15 year refinance rates are averaging 4.39%, down from the prior week's average refinance rate of 4.43%. Right now the best refinance rates are 15 year refinance rates.
USAA 4 Year Jumbo CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 4 Year Jumbo CD rates at USAA below.

Bank or Credit Union Offers and Deals

Bank of America 3 Month CD Rate
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eBank Money Market
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Mortgage Rates Mixed: 30 Year Mortgage Rates Up to 4.82%, 15 Year Mortgage Rates Down to 4.23%
Thomaston Savings Bank Current CD Rates
Tinker Federal Credit Union CD Rates
Mortgage Rates Steady After Budget and Debt Ceiling Deal
CD or Savings Account, which is Best for Retirees?
CD Rates at Allegany County Teachers Federal Credit Union

Alternative Bank and Credit Union Offers to Explore

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Current Mortgage Rates Today 4-6: 30 Year Mortgage Rates Averaging 4.92%, 15 Year Mortgage Rates Averaging 4.18%
Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00%
Mortgage Rates Lower: 30 Year Mortgage Rates at 4.91%, 15 year Mortgage Rates at 4.24%
30 Year Rates on Mortgages Increase Before Christmas and Decrease After MBA: Average Contract Rate on 30 Year Mortgages at 4.82%
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LMCU Lake Michigan Credit Union Reviews

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