LMCU Lake Michigan Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LMCU Lake Michigan Credit Union's 18-Month CD rates are at 3.75%, 12-Month CD rates are at 3.75%, 24-Month CD rates are at 3.50%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%. LMCU Lake Michigan Credit Union's savings rates are at 0.10%. LMCU Lake Michigan Credit Union's money market rates are at 0.30%. LMCU Lake Michigan Credit Union's 5-Year ARM rates are at 6.49%, 30-Year Fixed (Jumbo) rates are at 7.38%, 7-Year ARM rates are at 6.74%, 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%. LMCU Lake Michigan Credit Union's Credit Card Rates are at 11.50.

LMCU Lake Michigan Credit Union

Compare LMCU Lake Michigan Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LMCU Lake Michigan Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LMCU Lake Michigan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LMCU Lake Michigan Credit Union? Share your experience about LMCU Lake Michigan Credit Union by leaving a review below, or read customer reviews before you decide to use LMCU Lake Michigan Credit Union.

Overall, LMCU Lake Michigan Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.75%
24-Month CD
3.50%
36-Month CD
3.25%
48-Month CD
3.25%
60-Month CD
3.25%
Savings
0.10%
MMA
0.30%
30-Year Fixed
7.38%
Credit Card
11.50%
Personal Loan
N/A
LMCU Lake Michigan Credit Union
Prairie Creek
5664 Prairie Creek Dr SE
Caledonia, MI 49316
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LMCU Lake Michigan Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
12-Month CD
5.25%
$2,500
Modern Bank
Modern Bank
12-Month CD
5.15%
$10,000
Charles Schwab
Charles Schwab
12-Month CD
5.05%
$500
Beacon Community Bank
Beacon Community Bank
10-Month CD
4.75%
$250
New Peoples Bank
New Peoples Bank
12-Month CD
4.35%
$0
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
4.32%
$1,000
1st Ed Credit Union
1st Ed Credit Union
24-Month CD (special)
4.25%
$5,000
The Seymour Bank
The Seymour Bank
96-Month CD
4.06%
$1,000
West Pointe Bank
West Pointe Bank
30-Month CD
4.04%
$500
Evergreen Bank Group
Evergreen Bank Group
60-Month CD
4.00%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
12-Month CD
3.75%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
18-Month CD
3.75%
$500
Badger Bank
Badger Bank
24-Month CD (CDARS)
3.60%
$10,000
Bank of Edmonson County
Bank of Edmonson County
24-Month CD
3.56%
$500
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Bank of the Valley
Bank of the Valley
6-Month CD
3.55%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
3.50%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
3.30%
$100,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
36-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
60-Month CD
3.25%
$500
Guardian Savings Bank
Guardian Savings Bank
36-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Checking
3.00%
$1
FSB Louise, TX
FSB Louise, TX
18-Month CD
2.68%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
24-Month CD
2.55%
$1,000
Genoa Community Bank
Genoa Community Bank
24-Month CD
2.35%
$500
Haviland State Bank
Haviland State Bank
Alliance Money Market
2.22%
$2,500
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom2Earn Business Checking
2.00%
$2,500
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
Hiawatha National Bank
Hiawatha National Bank
12-Month CD
1.61%
$500
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
High Yield Money Market
1.60%
$50,000
Home Loan State Bank
Home Loan State Bank
60-Month CD
1.31%
$1,000
Nashville Savings Bank
Nashville Savings Bank
36-Month CD
1.31%
$1,000
Langley Federal Credit Union
Langley Federal Credit Union
Platinum Money Market
1.20%
$25,000
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.00%
$1,000
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
First FSB of Angola
First FSB of Angola
36-Month CD
0.90%
$500
Haddon Savings Bank
Haddon Savings Bank
Checking
0.70%
$50
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
18-Month CD
0.60%
$500
PS Bank
PS Bank
18-Month CD
0.50%
$500
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
NOW Checking
0.45%
$100
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Community Bank Delaware
Community Bank Delaware
36-Month CD
0.40%
$500
South Central State Bank
South Central State Bank
Savings
0.40%
$100
American Commerce Bank, N.A.
American Commerce Bank, N.A.
Savings
0.35%
$100
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Money Market
0.30%
$2,500
1st Advantage Bank
1st Advantage Bank
Savings
0.25%
$1,000
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
0.10%
$100
Bank of Magnolia
Bank of Magnolia
Passbook Savings
0.03%
$25
Bank of Magnolia
Bank of Magnolia
Money Market
0.02%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LMCU Lake Michigan Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.875%
5.970%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.375%
6.112%
0.250
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.298%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
6.125%
6.309%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.375%
6.413%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.417%
2.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.250%
6.451%
1.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.483%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
6.375%
6.515%
0.000
Rhinebeck Bank
Rhinebeck Bank
30-Year Fixed
6.500%
6.569%
0.625
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.375%
6.588%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.375%
6.623%
0.000
Metro Credit Union
Metro Credit Union
15 Year Jumbo
6.625%
6.661%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Year Fixed
6.625%
6.718%
0.375
Citizens Bank
Citizens Bank
15-Year Fixed
6.625%
6.740%
0.250
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.500%
6.749%
0.000
Ideal Credit Union
Ideal Credit Union
30 Year Fixed
6.625%
6.762%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
10-Year Fixed
6.625%
6.799%
0.000
JTNB
JTNB
30-Year Fixed
6.750%
6.821%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.500%
6.829%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.500%
6.871%
0.000
Kalsee Credit Union
Kalsee Credit Union
30 Year Fixed
6.625%
6.872%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.750%
6.910%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LMCU Lake Michigan Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LMCU Lake Michigan Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

LMCU Lake Michigan Credit Union Information

Credit Union Name: LMCU Lake Michigan Credit Union
Full Time Employees: 1534
Part Time Employees: 92
President: Gretchen Tellman
CEO: Sandy Jelinski
Branch Locations: 67
ATM Locations: 65
Corporate Office Address:
5664 Prairie Creek Dr SE
Caledonia, MI 49316
Phone Number: 616-242-9790
Fax Number:

LMCU Lake Michigan Credit Union Financials

Total Assets:
12,944,605,716
Total Amount of Shares and Deposits:
10,882,827,542
Total Shares and Deposits < 1 Year:
10,745,882,633
Total Shares and Deposits 1 3 Years:
102,685,905
Total Shares and Deposits > 3 Years:
34,259,004
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,727,275,195
Total Uninsured Shares and Deposits > $250K (F+J):
1,727,275,195
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,155,552,347
Total Interest Expense (Sum of items 6 8):
149,999,628
Share Certificates:
66,605
Number of Accounts for Share Drafts:
394,976
IRA KEOGH Accounts:
21,504
Number of Accounts for Regular Shares:
636,363
All other shares:
44,225
Non Member Deposits:
1
Money Market Shares:
51,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
407,460,986
Total Liabilities:
11,630,696,460
Show More

LMCU Lake Michigan Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

A better-than-expected jobs report for the month of November is another nail in the coffin of low mortgage rates and deposit rates. This is a mixed bag, depending on whether you are a net borrower or lender, i.e. have a mortgage or own certificates of deposit. At the end of this article are steps you can take to position your finances for higher rates.
mortgage-rates-30-year-mortgage-rates-decrease-to-513-and-15-year-mortgage-rates-decrease-to-445Mortgage rates decreased in the latest mortgage applications survey released this morning by the Mortgage Bankers Association. Both 30 year mortgage rates and 15 year mortgage rates decreased.
The current national average 12 month CD rates is 0.83 percent this morning. You can can find 12 month CD rates at banks and credit unions better than the national average CD rate. We have compiled a list of the best CD rates in Los Angeles, California.

Bank or Credit Union Offers and Deals

Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43%
Getting the Best Car Insurance Rates
Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan
Colorado Springs CD Rates
Highest Florida Savings Yields & MMA Yields
Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus
Best Savings Rate Now at 1.25% APY
Synchrony Bank CD Rates Lowered After Fed Rate Cut
Mortgage Rates: Average Mortgage Rate Mixed
Credit Card Rates: Average Rates January 12, 2011

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40%
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Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
Michigan First Credit Union Current CD rates
Mortgage Rates Today 12/15/10: 30 Year Conforming Mortgage Rates Hit 4.84%, 30 Year Jumbo Mortgage Rates Hit 5.46%
Mortgage Rates Increase: 30 Year Mortgage Rates at 4.92%, 15 Year Mortgage Rates at 4.30%
The Credit Crunch and You

LMCU Lake Michigan Credit Union Reviews

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