LMCU Lake Michigan Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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LMCU Lake Michigan Credit Union's 60-Month CD rates are at 3.35%, 48-Month CD rates are at 3.30%, 36-Month CD rates are at 3.25%, 24-Month CD rates are at 3.25%, 12-Month CD rates are at 3.20%. LMCU Lake Michigan Credit Union's savings rates are at 1.75%. LMCU Lake Michigan Credit Union's money market rates are at 1.00%. LMCU Lake Michigan Credit Union's 30-Year Fixed (Jumbo) rates are at 6.12%, 5-Year ARM rates are at 5.12%, 7-Year ARM rates are at 5.12%, 30-Year Fixed rates are at 5.62%, 15-Year Fixed rates are at 5.25%. LMCU Lake Michigan Credit Union's Credit Card Rates are at 11.50%.
Compare LMCU Lake Michigan Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LMCU Lake Michigan Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLMCU Lake Michigan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LMCU Lake Michigan Credit Union? Share your experience about LMCU Lake Michigan Credit Union by leaving a review below, or read customer reviews before you decide to use LMCU Lake Michigan Credit Union. Overall, LMCU Lake Michigan Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. LMCU Lake Michigan Credit Union Prairie Creek 5664 Prairie Creek Dr SE Caledonia, MI 49316  LMCU Lake Michigan Credit Union Deposit Rates
LMCU Lake Michigan Credit Union
Max Checking
4.00%
$1
LMCU Lake Michigan Credit Union
60-Month CD
3.35%
$500
LMCU Lake Michigan Credit Union
48-Month CD
3.30%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
LMCU Lake Michigan Credit Union Credit Card Rates
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMember Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Member First VISA
15.040%
No balance transfer fees or annual fees.
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loans
14.000%
$0
60
Title Loans
5.500%
$0
Personal Loan
10.890%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: LMCU Lake Michigan Credit Union
Website: https://www.lmcu.org
Full Time Employees: 1692Part Time Employees: 97 President: Gretchen Tellman CEO: Julie Leonard Branch Locations: 73 ATM Locations: 71 Corporate Office Address:
5664 Prairie Creek Dr SE
Caledonia, MI 49316 Phone Number: 616-242-9790 Fax Number: FinancialsTotal Assets:
15,210,402,425
Total Amount of Shares and Deposits:
12,870,775,137
Total Shares and Deposits < 1 Year:
12,097,030,275
Total Shares and Deposits 1 3 Years:
740,954,965
Total Shares and Deposits > 3 Years:
32,789,897
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,287,819,616
Total Uninsured Shares and Deposits > $250K (F+J):
2,287,819,616
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,582,955,521
Total Interest Expense (Sum of items 6 8):
239,847,536
Share Certificates:
80,712
Number of Accounts for Share Drafts:
430,140
IRA KEOGH Accounts:
23,628
Number of Accounts for Regular Shares:
680,339
All other shares:
47,212
Non Member Deposits:
1
Money Market Shares:
81,758
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
965,367,309
Total Liabilities:
13,492,387,204
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Source: NCUA Last Updated 09/30/2025
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December 17, 2025
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Frequently Asked Questions About LMCU Lake Michigan Credit UnionIs a member application needed to join LMCU Lake Michigan Credit Union?Yes, to access services at LMCU Lake Michigan Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, LMCU Lake Michigan Credit Union provides a range of mortgage and home equity products. Is LMCU Lake Michigan Credit Union a safe place to deposit money?Yes, LMCU Lake Michigan Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does LMCU Lake Michigan Credit Union offer online and mobile banking?Most modern institutions like LMCU Lake Michigan Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
