LCRA Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LCRA Credit Union12-month CD rates can be found at 3.30%, 6-month CD rates at 4.30% and 3-month CD rates at 2.50%. Savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 10.90%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates which you can compare to LCRA Credit Union rates.

Compare LCRA Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LCRA Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LCRA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LCRA Credit Union? Share your experience about LCRA Credit Union by leaving a review below, or read customer reviews before you decide to use LCRA Credit Union.

Overall, LCRA Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
LCRA Credit Union
SOC
3505 Montopolis Dr Bldg A
Austin, TX 78744
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LCRA Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
48-Month CD
4.20%
$1,000
Tri-County Trust Company
Tri-County Trust Company
6-Month CD
4.06%
$1,000
Merrick Bank
Merrick Bank
24-Month CD
4.00%
$25,000
Luana Savings Bank
Luana Savings Bank
48-Month CD
3.99%
$2,000
Seattle Bank
Seattle Bank
18-Month CD
3.80%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
12-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
Abington Bank
Abington Bank
12-Month CD
3.75%
$1,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
24-Month CD
3.50%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
LendingClub
LendingClub
60-Month CD
3.40%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.04%
$1,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
West Shore Bank
West Shore Bank
48-Month CD
2.52%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Murray Bank
Murray Bank
24-Month CD
2.25%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
36-Month CD
2.02%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
24-Month CD
2.02%
$1,000
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Perryton National Bank
Perryton National Bank
12-Month CD
2.00%
$2,500
Thomaston Savings Bank
Thomaston Savings Bank
3-Month CD
2.00%
$1,000
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.76%
$1,000
Walden Savings Bank
Walden Savings Bank
36-Month CD
1.65%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
Community Bank Owatonna
Community Bank Owatonna
12-Month CD
1.15%
$1,000
1st Street Credit Union
1st Street Credit Union
6-Month CD
1.15%
$1,000
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Savings
0.80%
$25,000
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Genoa Community Bank
Genoa Community Bank
Savings
0.70%
$100
Marathon Bank
Marathon Bank
18-Month CD
0.65%
$1,000
First Westroads Bank
First Westroads Bank
Money Market
0.60%
$100
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.50%
$50
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
0.50%
$500
FNB in Taylorville
FNB in Taylorville
Savings
0.35%
$100
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
Schuyler Savings Bank
Schuyler Savings Bank
24-Month CD
0.30%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Savings
0.17%
$100
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
PNB Community Bank
PNB Community Bank
12-Month CD
0.10%
$1,000
Genoa Banking Company
Statement Savings
0.10%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LCRA Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.750%
5.885%
0.500
WVS West View SB
WVS West View SB
10-Year Fixed
5.490%
5.886%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.625%
5.933%
2.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.000%
6.198%
1.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.297%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
6.125%
6.339%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.125%
6.361%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.375%
6.376%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LCRA Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LCRA Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have LCRA Credit Union rate data right now, check back for updates, we are adding rates all the time.

LCRA Credit Union Information

Credit Union Name: LCRA Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Dowell Garrison
CEO: Melissa Reyes
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
3505 Montopolis Dr Bldg A
Austin, TX 78744
Phone Number: 737-212-0030
Fax Number: 737-212-0040

LCRA Credit Union Financials

Total Assets:
21,889,744
Total Amount of Shares and Deposits:
18,235,260
Total Shares and Deposits < 1 Year:
18,235,259
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,235,260
Total Interest Expense (Sum of items 6 8):
12,708
Share Certificates:
85
Number of Accounts for Share Drafts:
655
IRA KEOGH Accounts:
13
Number of Accounts for Regular Shares:
2,511
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
59,276
Total Liabilities:
18,750,636
Show More

LCRA Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Even with the increase in interest rates since this summer, mortgage rates today are still very low, historically speaking. Rates are still low right now but will be moving higher in 2014 so if you're thinking about buying a home you should lock in a rate today. Likewise, if you have been thinking about refinancing now is the time before rates move higher.
30 year rates on mortgages increased to 4.93 percent the week ending December 24, 2010, up from the previous week's average 30 year rate of 4.84 percent says the Mortgage Bankers Association. The average contract rate on 30 year mortgages for the week ending December 31, 2010, decreased to 4.82 percent. The average contract rate on 15 year mortgages remained unchanged at 4.22 percent for the week ending December 24, 2010. For the week ending December 31, 2010 rates on 15 year mortgages increased to 4.23 percent.

Bank or Credit Union Offers and Deals

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Affinity Federal Credit Union Savings Rates at 4.00% APY
Luana Savings Bank Rates and Reviews
Outlook for Higher CD Rates in 2017 is Promising

Alternative Bank and Credit Union Offers to Explore

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Dutch Point Credit Union CD Rates
Navy Federal Credit Union $2,500 Towards Closing Costs
Mortgage Rates Decline on Economic and Investor Uncertainty
Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01%
Mortgage Rates Lower in Latest Mortgage Survey: 30 Year Mortgage Rates at 5.00%
Best Money Market Account Rates & Savings Rates 10/24/12
What is a Reverse Mortgage?
Mortgage Rates: Updated May 4th
12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY

LCRA Credit Union Reviews

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