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Parthenon Federal Credit Union Rates & Review November 2026

Parthenon Federal Credit Union's CD of Deposit - 3 Years rates are at 3.00%, CD of Deposit - 4 Years rates are at 3.00%, CD of Deposit - 5 Years rates are at 3.00%, CD of Deposit - 24 month rates are at 2.75%, CD of Deposit - 30 month rates are at 2.75%. Parthenon Federal Credit Union's money market rates are at 1.50%. Parthenon Federal Credit Union's checking rates are as high as 0.01%. Parthenon Federal Credit Union's Auto Loan Rates are as low as 5.50%. Parthenon Federal Credit Union's Credit Card Rates are at 10.49%. Parthenon Federal Credit Union's CD rates are 9% lower than the MonitorBankRates national average, and it has a C health rating. MonitorBankRates evaluates the financial stability of Parthenon Federal Credit Union with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.11%. Rates last updated and verified on 10/28/2026.

Parthenon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Parthenon Federal Credit Union? Share your experience about Parthenon Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Parthenon Federal Credit Union.

Overall Health & Safety Grade ?
C
Average Health Score: 76/100
MonitorBankRates Rating ?
4.0
Very Good Out of 5.0 Stars
Texas Ratio ?
27.11%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Parthenon Federal Credit Union
Parthenon Federal Credit Union
2290 Rosa L Parks Blvd
Nashville, TN 37228-1306
https://www.parthenonfcu.org
Member NCUA
Customer Reviews
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Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Parthenon Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate of Deposit - 3 Years 3.00% 3.00% 3 Years
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 15, 2026: 3.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 4 Years 3.00% 3.00% 4 Years
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 15, 2026: 3.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 5 Years 3.00% 3.00% 5 Years
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 15, 2026: 3.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 24 month 2.75% 2.75% 24 Months
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 30 month 2.75% 2.75% 30 Months
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 18 month 2.50% 2.50% 18 Months
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 12 month 2.25% 2.25% 12 Months
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Certificate of Deposit - 6 month 1.75% 1.75% 6 Months
Min Deposit $500
Details Rates effective as of 2/17/2025; Minimum Deposit: $500.00; $50.00 minimum balance required in share account to open certificate; penalty for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 9 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.20% 0.20%
Details Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Vacation Club 0.20% 0.20%
Details Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Regular Shares 0.10% 0.10%
Details Rates effective as of 12/01/2025; dividends compounded quarterly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Share Drafts 0.01% 0.01%
Details Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.50% 1.50%
Min Balance $100,000
Details Balance: Over $100,000; Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Money Market Account 1.25% 1.25%
Min Balance $50,000
Details Balance: Under $100,000; Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Money Market Account 1.00% 1.00%
Min Balance $25,000
Details Balance: Under $50,000; Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Money Market Account 0.75% 0.75%
Details Balance: Under $25,000; Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 5 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Checking Rates

Product Rate APY View More
Share Drafts 0.01% 0.01%
Details Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto/Truck 5.50% - 5.50% Up to 84 months
Details Published rate range: 5.50% - 14.75%. Model Year: 2025; Rate is based on credit performance, loan term, and PFCU discounts; .25% deduction with new checking account with Direct Deposit
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Oct 12, 2026: 5.50% APROct 12, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%
Used Auto/Truck 5.75% - 5.75% Up to 72 months
Details Published rate range: 5.75% - 14.75%. Model Year: 2019 - 2024; Rate is based on credit performance, loan term, and PFCU discounts; .25% deduction with new checking account with Direct Deposit
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 5.75% APR · checked 4 times
5.25%5.75%6.25%Oct 12, 2026: 5.75% APROct 12, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa 10.49% 10.49%
Details Published rate range: 10.49% - 17.40%. Rate is based on credit performance, loan term, and PFCU discounts
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 17, 2026: 10.49% APRSep 17, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Parthenon Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRAs 0.25% - 0.25%
Details Rates effective as of 12/01/2025; dividends compounded monthly
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
4.0
Star Rating
C
Health Grade
◈ Texas Ratio: 27.11%

Financial Health History

Parthenon Federal Credit Union’s Texas Ratio rose from 23.54% in Q3 2023 to 27.11% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.3 to 4.0 and its Health Grade from B- to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 15% 2.0★ 31% 3.0★ 46% 4.0★ 61% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 23.54% B- Q3 2023 D Q4 2023 F Q1 2024 D Q2 2024 D Q3 2024 F Q4 2024 F Q1 2025 D Q2 2025 D Q3 2025 C- Q4 2025 B+ Q1 2026 27.11% C Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$17M27.11%4.0C
March 31, 2026$17M17.76%4.8B+
December 31, 2025$18M31.72%3.6C-
September 30, 2025$17M36.29%3.2D
June 30, 2025$18M38.85%3.0D
March 31, 2025$19M45.42%2.5F
December 31, 2024$19M40.83%2.9F
September 30, 2024$18M35.97%3.3D
June 30, 2024$18M36.86%3.2D
March 31, 2024$18M41.50%2.8F
December 31, 2023$18M37.76%3.1D
September 30, 2023$18M23.54%4.3B-
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Parthenon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Parthenon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Parthenon Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Parthenon Federal Credit Union
Address 2290 Rosa L Parks Blvd, Nashville, TN 37228-1306
Phone 615-749-6461
Fax
President Mike Cunningham
CEO Mark Bess
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.0 / 5.0 ★
Overall Health & Safety Grade
C (76/100)
Texas Ratio
27.11%
Return on Assets (ROA)
-1.5040%
Return on Equity (ROE)
-9.3274%
Non-Performing Loans Ratio (NPL)
6.04%
Total Assets
17,058,422
Total Amount of Shares and Deposits
14,214,018
Total Shares and Deposits < 1 Year
14,012,531
Total Shares and Deposits 1 3 Years
186,710
Total Shares and Deposits > 3 Years
14,777
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,261,626
Total Uninsured Shares and Deposits > $250K (F+J)
1,261,626
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,952,392
Total Interest Expense (Sum of items 6 8)
71,410
Share Certificates
117
Number of Accounts for Share Drafts
841
IRA KEOGH Accounts
12
Number of Accounts for Regular Shares
1,891
All other shares
142
Money Market Shares
44
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,417,323
Total Liabilities
14,307,902
Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Parthenon Federal Credit Union

Does Parthenon Federal Credit Union offer CDs?

Yes. Parthenon Federal Credit Union current CD rates include its CD of Deposit - 3 Years at 3.00% APY, its CD of Deposit - 4 Years at 3.00% APY and its CD of Deposit - 5 Years at 3.00% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Parthenon Federal Credit Union NCUA insured?

Yes. Parthenon Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Parthenon Federal Credit Union?

The highest Parthenon Federal Credit Union CD rate is its CD of Deposit - 3 Years at 3.00% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Parthenon Federal Credit Union offer?

Parthenon Federal Credit Union CD rates are 2.25% APY for a 12 month CD, 2.50% APY for an 18 month CD, 2.75% APY for a 2 year CD, 2.75% APY for a 30 month CD, 3.00% APY for a 3 year CD, 3.00% APY for a 4 year CD and 3.00% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Parthenon Federal Credit Union for its full lineup.

What is the highest money market rate at Parthenon Federal Credit Union?

The highest Parthenon Federal Credit Union money market rate is its Money Market Account at 1.50% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Parthenon Federal Credit Union?

The lowest Parthenon Federal Credit Union auto loan rate is its New Auto/Truck at 5.50%, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Parthenon Federal Credit Union?

The lowest Parthenon Federal Credit Union credit card APR is its Visa Credit Card at 10.49%, verified by MonitorBankRates as of October 28, 2026.

How many branches does Parthenon Federal Credit Union operate?

Parthenon Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Parthenon Federal Credit Union?

Yes, to access services at Parthenon Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Parthenon Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parthenon Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Parthenon Federal Credit Union offer online and mobile banking?

Most modern institutions like Parthenon Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parthenonfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Parthenon Federal Credit Union rates compare?

Parthenon Federal Credit Union's CD rates are 9% lower than the MonitorBankRates national average, and it has a C health rating. Parthenon Federal Credit Union's top rates are its CD of Deposit - 3 Years at 3.00% APY, its Money Market Account at 1.50% APY, its Share Drafts at 0.01% APY, its New Auto/Truck at 5.50% APR and its Visa Credit Card at 10.49% APR, verified by MonitorBankRates on October 28, 2026.

Current Parthenon Federal Credit Union Rates

  • 12-Month CD2.25%
  • 18-Month CD2.50%
  • 24-Month CD2.75%
  • 60-Month CD3.00%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.