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Leatherstocking Region Federal Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 22, 2026

Leatherstocking Region Federal Credit Union's 12-month CD rates are at 3.75%. Leatherstocking Region Federal Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Leatherstocking Region Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates were last updated on 05/22/2026.

Leatherstocking Region Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Leatherstocking Region Federal Credit Union? Share your experience about Leatherstocking Region Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Leatherstocking Region Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.81%
Excellent Lower than avg
Leatherstocking Region Federal Credit Union
Main Office
24 Glen Ave
Cooperstown, NY 13326 1122
https://www.lsrfcu.org
Member NCUA

Leatherstocking Region Federal Credit Union CD Rates

Product Rate APY Term View More
12-month share certificate - 3.75%
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 5.81%

Leatherstocking Region Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Refinance Your Auto Loan - - 4.39%
Details As Low As; helping lower your monthly payments!
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 5.81%

Leatherstocking Region Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 9.90%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 5.81%

Leatherstocking Region Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 5.81%
Signature (personal) Loans - 8.49%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 5.81%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Leatherstocking Region Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Leatherstocking Region Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Leatherstocking Region Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Leatherstocking Region Federal Credit Union
Website https://www.lsrfcu.org
Address 24 Glen Ave, Cooperstown, NY 13326 1122
Phone 607-547-5700
Fax 607-547-1856
President Nathan Smith
CEO Anoel Kelly
Full-Time Employees 14
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.81%
Return on Assets (ROA)
1.1998%
Return on Equity (ROE)
9.8128%
Non-Performing Loans Ratio (NPL)
1.17%
Total Assets
99,042,187
Total Amount of Shares and Deposits
86,905,901
Total Shares and Deposits < 1 Year
83,212,443
Total Shares and Deposits 1 3 Years
3,493,317
Total Shares and Deposits > 3 Years
200,141
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,791,631
Total Uninsured Shares and Deposits > $250K (F+J)
1,791,631
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,114,270
Total Interest Expense (Sum of items 6 8)
1,023,861
Share Certificates
822
Number of Accounts for Share Drafts
3,250
IRA KEOGH Accounts
186
Number of Accounts for Regular Shares
6,362
All other shares
800
Money Market Shares
242
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,800,374
Total Liabilities
87,029,824
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Leatherstocking Region Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Leatherstocking Region Federal Credit Union yet. Feel free to create one below.
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Total Reviews
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Frequently Asked Questions About Leatherstocking Region Federal Credit Union

How many branches does Leatherstocking Region Federal Credit Union operate?

Leatherstocking Region Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Leatherstocking Region Federal Credit Union?

Yes, to access services at Leatherstocking Region Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Leatherstocking Region Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Leatherstocking Region Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Leatherstocking Region Federal Credit Union offer online and mobile banking?

Most modern institutions like Leatherstocking Region Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lsrfcu.org.

Current Leatherstocking Region Federal Credit Union Rates

  • 12-Month CD3.75%
Retrieved from our database of financial products. Rates subject to change.

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