LM Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LM Federal Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 4.25% and 3-month CD rates at 0.60%. Savings rates are at 1.01% and money market rates are at 2.44%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 15.40%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to LM Federal Credit Union rates.

Compare LM Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LM Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LM Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LM Federal Credit Union? Share your experience about LM Federal Credit Union by leaving a review below, or read customer reviews before you decide to use LM Federal Credit Union.

Overall, LM Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
LM Federal Credit Union
MAIN OFFICE
101 CHESAPEAKE PARK PLZ
BALTIMORE, MD 21220
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LM Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Clewiston, FL
First Bank Clewiston, FL
Kasasa Checking
5.12%
$100
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
Goldwater Bank
Goldwater Bank
36-Month CD
3.75%
$500
Evergreen Federal Bank
Evergreen Federal Bank
12-Month CD
3.75%
$1,000
Kearney Trust Company
Kearney Trust Company
24-Month CD
3.67%
$100
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
24-Month CD
3.50%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
MCT Credit Union
MCT Credit Union
48-Month CD
3.20%
$1,000
Hometown Bank of PA
Hometown Bank of PA
36-Month CD
3.04%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
36-Month CD (Bump)
3.00%
$500
BAC Community Bank
BAC Community Bank
12-Month CD
2.94%
$2,500
Gogebic Range Bank
Gogebic Range Bank
60-Month CD
2.78%
$500
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
2.78%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.75%
$10,000
BankVista
BankVista
48-Month CD
2.75%
$1,000
Sanborn Savings Bank
Sanborn Savings Bank
36-Month CD
2.52%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
24-Month CD
2.50%
$1,000
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
Abri Credit Union
Abri Credit Union
24-Month CD
2.25%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
2.02%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
48-Month CD
1.51%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
12-Month CD
1.51%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Table Rock Community Bank
Table Rock Community Bank
18-Month CD
1.36%
$1,000
William Penn Bank
William Penn Bank
48-Month CD
1.01%
$500
Ascendia Bank
Ascendia Bank
48-Month CD
1.00%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Money Market
0.80%
$1,000
Century SLA
Century SLA
Money Market
0.75%
$100,000
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Lusitania Savings Bank
Lusitania Savings Bank
60-Month CD (IRA)
0.50%
$100
Security State Bank of Marine
Security State Bank of Marine
36-Month CD
0.50%
$300
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
BankWest Of Kansas
BankWest Of Kansas
12-Month CD
0.30%
$0
Main Street Bank Corp
Main Street Bank Corp
18-Month CD
0.30%
$1,000
Versailles S&L Co.
Versailles S&L Co.
18-Month CD
0.30%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
GSL Savings Bank
GSL Savings Bank
Super Money Market
0.25%
$1,500
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Greenstate Credit Union
Greenstate Credit Union
3-Month CD
0.20%
$500
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
St. Ansgar State Bank
St. Ansgar State Bank
Money Market
0.10%
$2,500
cfsbank
cfsbank
Savings
0.05%
$50
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Hoyne Savings Bank
Hoyne Savings Bank
NOW Checking
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LM Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.500%
5.691%
0.471
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
5.375%
5.965%
0.000
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.900%
5.994%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
6.125%
6.192%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
5.875%
6.239%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LM Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LM Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have LM Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

LM Federal Credit Union Information

Credit Union Name: LM Federal Credit Union
Full Time Employees: 10
Part Time Employees: 2
President: ROBERT CASWELL
CEO: MARK BOLD
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
101 CHESAPEAKE PARK PLZ
BALTIMORE, MD 21220
Phone Number: 410-687-5240
Fax Number: 410-687-1322

LM Federal Credit Union Financials

Total Assets:
56,770,558
Total Amount of Shares and Deposits:
51,040,526
Total Shares and Deposits < 1 Year:
49,412,119
Total Shares and Deposits 1 3 Years:
1,572,084
Total Shares and Deposits > 3 Years:
56,323
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
996,863
Total Uninsured Shares and Deposits > $250K (F+J):
996,863
Total Insured Shares and Deposits > $250K (item 17 less item K):
50,043,663
Total Interest Expense (Sum of items 6 8):
145,951
Share Certificates:
282
Number of Accounts for Share Drafts:
1,321
IRA KEOGH Accounts:
125
Number of Accounts for Regular Shares:
4,285
Money Market Shares:
83
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,268,022
Total Liabilities:
51,332,269
Show More

LM Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

30-year-mortgage-rates-down-to-504-this-week-according-to-freddie-mac30 year mortgage rates remain at  5.04 percent for week ending September 17, 2009 according  to the most recent Primary Mortgage  Market Survey released by Freddie Mac.  That rate is unchanged from the prior week's average 30-year mortgage rate of 5.04 percent. Average discount points remained the same at 0.6 percent.
Navy Federal Credit Union is advertising auto loan rates as low as 3.99% APR for both new car loans and used car loans up to 60 months. If you're active duty or retired military or a 25-year member you can save with an additional 1/4% APR discount.
Until recently, we have all been going on the assumption that rates on interest bearing assets won't move higher until the end of 2015. This assumption is based on the Federal Open Market Committee's policy of keeping the federal funds rate in a targeted range of zero percent to one quarter percent until that time.

Bank or Credit Union Offers and Deals

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LM Federal Credit Union Reviews

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