LOC Credit Union Rates and Review January 2026
Compare LOC Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LOC Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLOC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LOC Credit Union? Share your experience about LOC Credit Union by leaving a review below, or read customer reviews before you decide to use LOC Credit Union. Overall, LOC Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonTravel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Premier
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.500%
$0
60 - 60
Line of Credit
13.700%
$0
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have LOC Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: LOC Credit Union
Website: https://loccreditunion.com
Full Time Employees: 85Part Time Employees: 7 President: Paul Renko CEO: Stephen Grech Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
22981 Farmington Rd
Farmington, MI 48336 3915 Phone Number: 248-474-2502 Fax Number: FinancialsTotal Assets:
462,494,318
Total Amount of Shares and Deposits:
413,455,317
Total Shares and Deposits < 1 Year:
407,892,908
Total Shares and Deposits 1 3 Years:
5,342,788
Total Shares and Deposits > 3 Years:
219,621
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,315,934
Total Uninsured Shares and Deposits > $250K (F+J):
20,315,934
Total Insured Shares and Deposits > $250K (item 17 less item K):
393,139,383
Total Interest Expense (Sum of items 6 8):
2,460,552
Share Certificates:
2,173
Number of Accounts for Share Drafts:
19,424
IRA KEOGH Accounts:
585
Number of Accounts for Regular Shares:
35,783
Money Market Shares:
2,460
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,723,336
Total Liabilities:
419,452,840
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About LOC Credit UnionIs a member application needed to join LOC Credit Union?Yes, to access services at LOC Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, LOC Credit Union provides a range of mortgage and home equity products. Is LOC Credit Union a safe place to deposit money?Yes, LOC Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does LOC Credit Union offer online and mobile banking?Most modern institutions like LOC Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 3.50% and 3-month CD rates at 1.76%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to 
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