MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Local Union 1186 IBEW Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Local Union 1186 IBEW Federal Credit Union Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 25, 2026

You can compare Local Union 1186 IBEW Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 0.45% and 3-month share certificate rates at 3.55%. Savings rates are at 0.20% and money market rates are at 1.56%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to Local Union 1186 IBEW Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Local Union 1186 IBEW Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.69%. Rates were last updated on 06/25/2026.

Local Union 1186 IBEW Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Local Union 1186 IBEW Federal Credit Union? Share your experience about Local Union 1186 IBEW Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Local Union 1186 IBEW Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.69%
Excellent Lower than avg
Local Union 1186 IBEW Federal Credit Union
Akito "Blackie" Fujikawa Building
1935 Hau St Ste 300
Honolulu, HI 96819 5003
Member NCUA

Current Rate Availability

We do not have Local Union 1186 IBEW Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Local Union 1186 IBEW Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Local Union 1186 IBEW Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Local Union 1186 IBEW Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Local Union 1186 IBEW Federal Credit Union
Website
Address 1935 Hau St Ste 300, Honolulu, HI 96819 5003
Phone 808-848-1599
Fax 808-847-4596
President Dennis Kaloi
CEO Ron Mendiola
Full-Time Employees 1
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.69%
Return on Assets (ROA)
0.0620%
Return on Equity (ROE)
0.4345%
Non-Performing Loans Ratio (NPL)
4.11%
Total Assets
13,182,492
Total Amount of Shares and Deposits
11,290,544
Total Shares and Deposits < 1 Year
11,290,544
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
103,825
Total Uninsured Shares and Deposits > $250K (F+J)
103,825
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,186,719
Total Interest Expense (Sum of items 6 8)
42,237
Share Certificates
28
Number of Accounts for Share Drafts
39
Number of Accounts for Regular Shares
1,039
All other shares
21
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
778,958
Total Liabilities
11,302,692
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Local Union 1186 IBEW Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Local Union 1186 IBEW Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Local Union 1186 IBEW Federal Credit Union

How many branches does Local Union 1186 IBEW Federal Credit Union operate?

Local Union 1186 IBEW Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Local Union 1186 IBEW Federal Credit Union?

Yes, to access services at Local Union 1186 IBEW Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Local Union 1186 IBEW Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Local Union 1186 IBEW Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Local Union 1186 IBEW Federal Credit Union offer online and mobile banking?

Most modern institutions like Local Union 1186 IBEW Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Fo Me Bo Co Federal Credit Union Sharon And Crescent United Credit Union Connex Credit Union IBEW And United Workers Federal Credit Union YTR Community Federal Credit Union Brown Forman Employees Credit Union Sheboygan Area Credit Union Nassau Financial Federal Credit Union Numerica Credit Union Edwards Federal Credit Union Circuit Federal Credit Union Solon Chagrin Falls Federal Credit Union Texas Bridge Credit Union Ontario-Montclair School Employees Federal Credit Union San Diego County Credit Union Pee Dee Federal Credit Union Downriver Community Federal Credit Union Korean Catholic Federal Credit Union Wasatch Peaks Federal Credit Union Island Federal Credit Union Western Cooperative Credit Union