Loreal USA Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Loreal USA Federal Credit Union12-month CD rates can be found at 4.40%, 6-month CD rates at 2.01% and 3-month CD rates at 3.00%. Savings rates are at 0.01% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 9.99%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to Loreal USA Federal Credit Union rates.

Compare Loreal USA Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Loreal USA Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Loreal USA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Loreal USA Federal Credit Union? Share your experience about Loreal USA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Loreal USA Federal Credit Union.

Overall, Loreal USA Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Loreal USA Federal Credit Union
Main Office
111 Terminal Ave
Clark, NJ 07066
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Loreal USA Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vibrant Credit Union
Vibrant Credit Union
Preferred Savings
4.50%
$1
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.10%
$500
Falcon National Bank
Falcon National Bank
24-Month CD
3.75%
$500
Northwest Bank
Northwest Bank
18-Month CD
3.58%
$100
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD
3.56%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
23-Month CD
3.50%
$1,000
The Bank of Elk River
The Bank of Elk River
60-Month CD
3.29%
$200
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
FNB of Wyoming
FNB of Wyoming
24-Month CD
3.14%
$100
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
Washita State Bank
Washita State Bank
60-Month CD
3.03%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD
3.00%
$500
Great Midwest Bank
Great Midwest Bank
48-Month CD
3.00%
$1,000
Cleveland State Bank
Cleveland State Bank
48-Month CD
2.77%
$1,000
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Clarion County Community Bank
Clarion County Community Bank
24-Month CD
2.60%
$500
First State Bank Nebraska
First State Bank Nebraska
60-Month CD
2.50%
$5,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
2.42%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
48-Month CD
2.02%
$100
Union Federal S&L
6-Month CD
2.01%
$200
First Community Bank of Moultrie County
First Community Bank of Moultrie County
60-Month CD
1.77%
$500
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Northfield Savings Bank
Northfield Savings Bank
24-Month CD
1.60%
$1,000
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
West Plains S&L
West Plains S&L
12-Month CD
1.10%
$1,000
William Penn Bank
William Penn Bank
24-Month CD
1.01%
$500
Minnstar Bank
Minnstar Bank
24-Month CD
0.65%
$1,000
HTLF Bank
HTLF Bank
24-Month CD
0.60%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
FNB in Taylorville
FNB in Taylorville
18-Month CD
0.50%
$1,000
Brenham National Bank
Brenham National Bank
24-Month CD
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
5 Star Bank
5 Star Bank
18-Month CD
0.35%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Prestige Interest Checking
0.35%
$1
Ambler Savings Bank
Ambler Savings Bank
Simply Savings
0.30%
$50
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
United Minnesota Bank
United Minnesota Bank
Savings
0.20%
$50
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Money Market
0.20%
$1,000
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
Roxboro Savings Bank
12-Month CD
0.15%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market
0.15%
$1,000
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
Millville Savings Bank
Millville Savings Bank
Statement Savings
0.10%
$1,000
River Bank
River Bank
Savings
0.10%
$100
Consumers Credit Union
Consumers Credit Union
Savings
0.10%
$5
Bellevue State Bank
Bellevue State Bank
NOW Checking
0.05%
$1,000
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Loreal USA Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.637%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.872%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.700%
5.889%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.500%
5.892%
2.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.035%
0.263
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.999%
6.101%
0.250
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.500%
6.198%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
6.125%
6.257%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
Northfield Savings Bank
Northfield Savings Bank
5/1 ARM
5.500%
6.425%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.125%
6.433%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.375%
6.484%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
Northfield Savings Bank
Northfield Savings Bank
7/1 ARM
6.125%
6.578%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.500%
6.601%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Loreal USA Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Loreal USA Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Loreal USA Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Loreal USA Federal Credit Union Information

Credit Union Name: Loreal USA Federal Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: Robert Schwalb
CEO: Sandra Schwalb
Branch Locations: 1
ATM Locations: 2
Corporate Office Address:
111 Terminal Ave
Clark, NJ 07066
Phone Number: 732-499-6679
Fax Number: 732-574-9148

Loreal USA Federal Credit Union Financials

Total Assets:
22,937,573
Total Amount of Shares and Deposits:
17,437,143
Total Shares and Deposits < 1 Year:
17,432,584
Total Shares and Deposits 1 3 Years:
4,559
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
914,173
Total Uninsured Shares and Deposits > $250K (F+J):
914,173
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,522,970
Total Interest Expense (Sum of items 6 8):
2,552
Share Certificates:
39
Number of Accounts for Share Drafts:
712
Number of Accounts for Regular Shares:
1,930
Net Income (unless the amount is already included in Undivided Earnings):
280
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,011,768
Total Liabilities:
17,448,041
Show More

Loreal USA Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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