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iAdvertiser Disclosure
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 Lynn Firemens Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Lynn Firemens Federal Credit Union's 1 year CD rates are at 4.00%, 6 month CD rates are at 3.00%. Lynn Firemens Federal Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Lynn Firemens Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.96%. Rates were last updated on 04/17/2026. Lynn Firemens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lynn Firemens Federal Credit Union? Share your experience about Lynn Firemens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lynn Firemens Federal Credit Union. Lynn Firemens Federal Credit Union
Lynn Firemens FCU 30 Boston St Ste 9
https://www.lynnffcu.com Lynn, MA 01904 
Lynn Firemens Federal Credit Union CD Rates
Lynn Firemens Federal Credit Union Home Equity & HELOC
Lynn Firemens Federal Credit Union Auto Loan Rates
Lynn Firemens Federal Credit Union Credit Card Rates
Lynn Firemens Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lynn Firemens Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lynn Firemens Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lynn Firemens Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lynn Firemens Federal Credit Union
Website
https://www.lynnffcu.com
Address
30 Boston St Ste 9,
Lynn, MA 01904
Phone
781-593-8354
Fax
781-592-6590
President
Charles Gheringhelli
CEO
John Gallagher
Full-Time Employees
0
Part-Time Employees
7
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.96%
Return on Assets (ROA)
1.3032%
Return on Equity (ROE)
6.7400%
Non-Performing Loans Ratio (NPL)
1.06%
Total Assets
19,324,148
Total Amount of Shares and Deposits
15,577,119
Total Shares and Deposits < 1 Year
15,577,120
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
834,645
Total Uninsured Shares and Deposits > $250K (F+J)
834,645
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,742,474
Total Interest Expense (Sum of items 6 8)
93,568
Share Certificates
102
Number of Accounts for Share Drafts
595
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
1,760
All other shares
31
Net Income (unless the amount is already included in Undivided Earnings)
88,256
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,313,048
Total Liabilities
15,587,881
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lynn Firemens Federal Credit UnionIs Lynn Firemens Federal Credit Union a safe place to deposit money?Yes, Lynn Firemens Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9634747730823%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lynn Firemens Federal Credit Union operate?Lynn Firemens Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lynn Firemens Federal Credit Union?Yes, to access services at Lynn Firemens Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lynn Firemens Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lynn Firemens Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lynn Firemens Federal Credit Union offer online and mobile banking?Most modern institutions like Lynn Firemens Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lynnffcu.com. Current Lynn Firemens Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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