Maine State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Maine State Credit Union Deposit Rates

Maine State Credit Union12-month CD rates can be found at 1.50%, 6-month CD rates at 4.91% and 3-month CD rates at 2.28%. Savings rates are at 0.25% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.97%. Credit Card rates are at 17.75%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates.

Compare Maine State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Maine State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Maine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Maine State Credit Union? Share your experience about Maine State Credit Union by leaving a review below, or read customer reviews before you decide to use Maine State Credit Union.

Overall, Maine State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Maine State Credit Union
Capitol Street
200 Capitol St
Augusta, ME 04330 6238
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Maine State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Checking
7.00%
$0
FirsTier Bank
FirsTier Bank
10-Month CD special
5.25%
$0
Communitywide Federal Credit Union
Communitywide Federal Credit Union
IRA Savings
5.00%
$2,000
Mid America Bank
Mid America Bank
9-Month CD Special
4.75%
$10,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
4.55%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD
4.34%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
36-Month CD
4.27%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
24-Month CD share certificate
4.06%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
36-Month CD
4.00%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
60-Month CD
3.80%
$100
Port Richmond Savings
Port Richmond Savings
48-Month CD
3.56%
$500
Sullivan Bank
Sullivan Bank
60-Month CD
3.55%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
24-Month CD
3.49%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
36-Month CD
3.40%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
12-Month CD Jumbo
3.25%
$100,000
Ashton State Bank
Ashton State Bank
48-Month CD
3.03%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.00%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
60-Month CD
3.00%
$1,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
36-Month CD special
3.00%
$500
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.80%
$500
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.78%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.60%
$250,000
5Star Bank
5Star Bank
36-Month CD
2.50%
$1,000
First Bank Elk River
First Bank Elk River
48-Month CD
2.10%
$1
Methuen Co-operative Bank
Methuen Co-operative Bank
60-Month CD
2.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
48-Month CD
2.00%
$500
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
Frontier State Bank
Frontier State Bank
36-Month CD
1.81%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
48-Month CD
1.76%
$50
SL Bank
SL Bank
18-Month CD
1.66%
$1,000
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.40%
$1,000
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.20%
$5,000
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.10%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
0.90%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
48-Month CD
0.60%
$1,000
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
F&M Bank Laotto, IN
F&M Bank Laotto, IN
6-Month CD
0.50%
$500
InterBank
InterBank
48-Month CD
0.50%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
24-Month CD
0.50%
$1,000
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
60-Month CD
0.30%
$100
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
IRA Statement Savings
0.25%
$10
Stafford Savings Bank
Stafford Savings Bank
Money Market
0.12%
$1,000
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
Brenham National Bank
Brenham National Bank
24-Month CD
0.05%
$1,000
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
National Iron Bank
National Iron Bank
Statement Savings
0.02%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Maine State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
4.990%
5.287%
0.500
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.056%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed
6.125%
6.248%
0.500
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.500%
6.294%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.125%
6.430%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.448%
0.250
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
6.125%
6.555%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.375%
6.570%
0.000
Institution for Savings
Institution for Savings
30-Year Fixed
6.375%
6.603%
2.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.375%
6.621%
2.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
15 Year Fixed Jumbo
6.375%
6.640%
1.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
6.500%
6.642%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.500%
6.645%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.660%
1.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
6.375%
6.693%
1.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.625%
6.733%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed
6.625%
6.739%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed Jumbo
6.750%
6.797%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
20-Year Fixed
6.750%
6.810%
0.500
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.750%
6.851%
0.000
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.625%
6.866%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
6.000%
6.866%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Maine State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Maine State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Maine State Credit Union rate data right now, check back for updates, we are adding rates all the time.

Maine State Credit Union Information

Credit Union Name: Maine State Credit Union
Full Time Employees: 117
Part Time Employees: 2
President: Eric Poirier
CEO: Stephen Wallace
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
200 Capitol St
Augusta, ME 04330 6238
Phone Number: 207-623-1851
Fax Number:

Maine State Credit Union Financials

Total Assets:
602,898,812
Total Amount of Shares and Deposits:
548,452,753
Total Shares and Deposits < 1 Year:
488,880,525
Total Shares and Deposits 1 3 Years:
47,406,815
Total Shares and Deposits > 3 Years:
12,165,413
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
47,148,420
Total Uninsured Shares and Deposits > $250K (F+J):
47,148,420
Total Insured Shares and Deposits > $250K (item 17 less item K):
501,304,333
Total Interest Expense (Sum of items 6 8):
4,646,961
Share Certificates:
4,797
Number of Accounts for Share Drafts:
18,372
IRA KEOGH Accounts:
2,775
Number of Accounts for Regular Shares:
41,585
All other shares:
961
Non Member Deposits:
21
Money Market Shares:
1,288
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
34,920,198
Total Liabilities:
551,450,744
Show More

Maine State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43%Fixed mortgage rates increased this week over last week. Fixed conforming 30 year mortgage rates are back above 5.00 percent for the first time in several weeks. 30 year mortgage rates are averaging 5.07 percent, up from last week's average mortgage rate of 4.95 percent.
choosing-a-home-mortgageChoosing a home mortgage is probably the biggest financial decision most people make in their lifetime. When choosing a mortgage loan it is important to learn about the different mortgage types available so you are equipped to make the right choice.
top-10-online-savings-account-ratesOnline savings account rates are low these days. Right now, the average savings account rate / money market account rate for account balances of $2,500 is only 0.365%. The average savings account / money market rate for account balances of $10,000 is 0.43 percent this week.

Bank or Credit Union Offers and Deals

Are you Saving Enough for Retirement? According to a Pew Report, Probably Not
Mortgage Rates Hit New Lows: Best 15 Year Mortgage Rates at 2.25% Today
TAB Bank 2 Year Jumbo CD Rates now at 1.20%
Navy Federal Credit Union Auto Loans
EH National Bank Money Market Account 50K Rates now at 0.83%
Mortgage Crisis Was Avoidable
Zions Bank Money Market Account
Flagstar Bank 12 to 14 month Promo CD Rate
Colorado Federal Savings Bank Savings Rates now at 0.85%
Average Mortgage Rates Mixed Today but Heading Lower in the Coming Months

Alternative Bank and Credit Union Offers to Explore

Current Fixed Home Mortgage Rates Lower: 30 Year Conforming Mortgage Rates at 4.30%, 30 Year Jumbo Mortgage Rates at 4.76%
Variable Deposit Rate Report for January 14, 2016
Synchrony Bank Savings 25K Rates now at 1.04%
Online Savings Rates Increase in 2019
Best Online Savings Rates at 1.05 Percent, 10 Times the FDIC National Average Savings Rates
giantbank.com 2 Year Jumbo CD Rates now at 1.20%
Average CD Rates - October 16, 2009
Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01%
Dollar Savings Direct Online Savings Account
"Unbanked" and "Underbanked" U.S. Households

Maine State Credit Union Reviews

There are no reviews for Maine State Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Maine State Credit Union
Your Name:
Your Rating:

See how Maine State Credit Union Compares to other credit unions