Maine State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Maine State Credit Union12-month CD rates can be found at 4.15%, 6-month CD rates at 3.50% and 3-month CD rates at 2.78%. Savings rates are at 1.26% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.42%. Credit Card rates are at 16.20%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates which you can compare to Maine State Credit Union rates.

Compare Maine State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Maine State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Maine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Maine State Credit Union? Share your experience about Maine State Credit Union by leaving a review below, or read customer reviews before you decide to use Maine State Credit Union.

Overall, Maine State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Maine State Credit Union
Capitol Street
200 Capitol St
Augusta, ME 04330 6238
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Maine State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
LimeLight Bank
LimeLight Bank
6-Month CD
4.40%
$1,000
Newtek Bank
Newtek Bank
24-Month CD
4.20%
$2,500
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.06%
$500
Spring Valley City Bank
12-Month CD
4.01%
$1,000
Genesis Bank
Genesis Bank
36-Month CD
4.00%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
12-Month CD
3.83%
$500
Prime Alliance Bank
Prime Alliance Bank
48-Month CD
3.75%
$500
Bank of Zachary
Bank of Zachary
12-Month CD
3.70%
$2,500
AAC Credit Union
AAC Credit Union
18-Month CD
3.70%
$500
Huron Valley State Bank
Huron Valley State Bank
3-Month CD
3.50%
$500
Alden State Bank
Alden State Bank
6-Month CD
3.50%
$500
Marion County State Bank
Marion County State Bank
18-Month CD
3.50%
$1,000
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Parke Bank
Parke Bank
24-Month CD
3.50%
$500
FNBO Direct
FNBO Direct
High-Yield Online Savings
3.35%
$0
1st Community Credit Union
1st Community Credit Union
18-Month CD
3.25%
$1,000
Machias Savings Bank
Machias Savings Bank
12-Month CD
3.00%
$500
The Grant County Bank
The Grant County Bank
36-Month CD
2.95%
$500
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.94%
$500
Laona State Bank
Laona State Bank
36-Month CD
2.78%
$500
Lake Elmo Bank
Lake Elmo Bank
18-Month CD
2.73%
$1,000
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
Artisans Bank
Artisans Bank
24-Month CD
2.50%
$1,500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
48-Month CD
2.00%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
48-Month CD
1.75%
$2,000
Apple Federal Credit Union
Apple Federal Credit Union
Money Market
1.55%
$2,500
United Bank Zebulon, GA
United Bank Zebulon, GA
18-Month CD
1.51%
$500
Bank of Easton
Bank of Easton
60-Month CD
1.50%
$500
Buena Vista National Bank
Buena Vista National Bank
18-Month CD
1.00%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
1.00%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Money Market
1.00%
$20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
Greenstate Credit Union
Greenstate Credit Union
48-Month CD
0.60%
$500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD
0.50%
$500
Industry State Bank
Industry State Bank
Savings
0.43%
$100
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
Conneaut Savings Bank
Conneaut Savings Bank
60-Month CD
0.35%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Money Market
0.25%
$1,000
Collinsville Bank
Collinsville Bank
Total Money Market
0.25%
$1,000
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
First Citizens Bank Luverne, AL
Money Market
0.15%
$2,500
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
BankChampaign
BankChampaign
Money Market
0.05%
$1,500
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Easy Interest Checking
0.01%
$50
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$50
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Maine State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.494%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.500%
5.759%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.875%
5.913%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.170%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.125%
6.267%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.331%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.375%
6.398%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
30 Year Fixed
6.500%
6.505%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.500%
6.513%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.500%
6.519%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.500%
6.538%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.500%
6.606%
0.500
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Maine State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Maine State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Maine State Credit Union rate data right now, check back for updates, we are adding rates all the time.

Maine State Credit Union Information

Credit Union Name: Maine State Credit Union
Full Time Employees: 124
Part Time Employees: 1
President: Eric Poirier
CEO: Stephen Wallace
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
200 Capitol St
Augusta, ME 04330 6238
Phone Number: 207-623-1851
Fax Number:

Maine State Credit Union Financials

Total Assets:
691,798,930
Total Amount of Shares and Deposits:
634,741,701
Total Shares and Deposits < 1 Year:
513,097,655
Total Shares and Deposits 1 3 Years:
107,823,231
Total Shares and Deposits > 3 Years:
13,820,815
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,967,325
Total Uninsured Shares and Deposits > $250K (F+J):
64,967,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
569,774,376
Total Interest Expense (Sum of items 6 8):
3,367,188
Share Certificates:
6,905
Number of Accounts for Share Drafts:
19,174
IRA KEOGH Accounts:
2,835
Number of Accounts for Regular Shares:
43,102
All other shares:
1,121
Non Member Deposits:
21
Money Market Shares:
1,411
Net Income (unless the amount is already included in Undivided Earnings):
-302,986
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
90,751,511
Total Liabilities:
637,758,673
Show More

Maine State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed rate mortgages and adjustable rate mortgages (ARMs) are the two main mortgage types. Each type of mortgage is vastly different and deciding on which type to obtain when buying a home will save money and avoid costly mistakes. 
Mortgage rates on conforming loans and jumbo loans are higher today. Mortgage rates on 30 year home loans are averaging 4.05%, an increase from yesterday's average 30 year mortgage rate of 4.01%. Mortgage rates today on 15 year mortgage loans are averaging 3.35%, an increase from yesterday's average 15 year mortgage rate of 3.31%.

Bank or Credit Union Offers and Deals

Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.47% on Lower Bond Yields
Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan
Mortgage Rates Head Lower After Run Up Of The Past Month: 30 Year Mortgage Rates & Refinance Rates Averaging 4.77%
Applied Bank Savings Rates now at 0.10%
Mortgage Rates Hit New Lows in 2019
Mortgage Rates Plunge on Bond Yields: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.39%
FDIC Insurance: Deposits up to $250,000 Covered until 2014 - 2015 Update
Paper Social Security Checks Stop After February 2013
Which Direction are Bank CD Rates Headed?
Weekly Mortgage Rates: Updated May 25, 2009

Alternative Bank and Credit Union Offers to Explore

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When to Refinance your Mortgage
Credit Card Balance Transfer Offer
Mortgage Rates Hit Record Low: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13%
5 Star Bank Money Market Account Rates now at 0.10%
Mortgage Rates Increase This Week but Will Decline in the Coming Days
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Choosing a Mortgage That Best Fits Your Needs Financially
Top 12 Month CD Rates This Week October 10, 2012

Maine State Credit Union Reviews

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