Maine State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Maine State Credit Union12-month CD rates can be found at 3.04%, 6-month CD rates at 3.75% and 3-month CD rates at 3.03%. Savings rates are at 0.43% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.80%. Credit Card rates are at 18.00%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates which you can compare to Maine State Credit Union rates.

Compare Maine State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Maine State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Maine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Maine State Credit Union? Share your experience about Maine State Credit Union by leaving a review below, or read customer reviews before you decide to use Maine State Credit Union.

Overall, Maine State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Maine State Credit Union
Capitol Street
200 Capitol St
Augusta, ME 04330 6238
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Maine State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Madison County Bank
Madison County Bank
6-Month CD
4.15%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
48-Month CD
4.10%
$2,000
Presence Bank
Presence Bank
18-Month CD
3.95%
$250
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
3.95%
$500
The Dolores State Bank
The Dolores State Bank
24-Month CD
3.80%
$1,000
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
24-Month CD
3.60%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
24-Month CD
3.56%
$500
Community Commerce Bank
Community Commerce Bank
60-Month CD
3.56%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
24-Month CD
3.50%
$5,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
18-Month CD
3.50%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
60-Month CD
3.50%
$500
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD
3.44%
$500
Home Loan SB
Home Loan SB
24-Month CD
3.10%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
60-Month CD
3.04%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
3.03%
$250
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Centier Bank
Centier Bank
24-Month CD
3.00%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
36-Month CD
2.88%
$1,000
Chesapeake Bank
Chesapeake Bank
12-Month CD
2.75%
$1,000
Vast Bank
Vast Bank
36-Month CD
2.75%
$1,000
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
Marquette Savings Bank
Marquette Savings Bank
60-Month CD
2.52%
$500
First Command Bank
First Command Bank
60-Month CD
2.50%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
Bank of Hillsboro
Bank of Hillsboro
48-Month CD
2.28%
$1,000
Table Rock Community Bank
Table Rock Community Bank
48-Month CD
2.25%
$1,000
Port Washington State Bank
Port Washington State Bank
24-Month CD
2.15%
$1,000
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
1.51%
$50,000
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
18-Month CD
1.40%
$1,000
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
3-Month CD
0.81%
$500
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
60-Month CD
0.70%
$500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
PCSB Bank
PCSB Bank
60-Month CD
0.45%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
12-Month CD
0.35%
$500
Community Bank Delaware
Community Bank Delaware
12-Month CD
0.30%
$500
Pillar Bank
Pillar Bank
36-Month CD
0.30%
$500
First Westroads Bank
First Westroads Bank
Savings
0.25%
$100
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Equitable S&L Co.
Equitable S&L Co.
12-Month CD
0.15%
$500
Windsor Federal S&L
Windsor Federal S&L
3-Month CD
0.10%
$1,000
Community Bank of Missouri
Community Bank of Missouri
Money Market
0.05%
$0
Mayville State Bank
Mayville State Bank
Money Market
0.05%
$100,000
United Bank of Philadelphia
United Bank of Philadelphia
6-Month CD
0.05%
$500
Grand Rapids SB
Grand Rapids SB
Savings
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Maine State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.625%
5.851%
0.125
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.104%
0.250
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.250%
6.305%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.250%
6.321%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.250%
6.344%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.250%
6.363%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.375%
6.386%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.447%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Maine State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Maine State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Maine State Credit Union rate data right now, check back for updates, we are adding rates all the time.

Maine State Credit Union Information

Credit Union Name: Maine State Credit Union
Full Time Employees: 124
Part Time Employees: 1
President: Eric Poirier
CEO: Stephen Wallace
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
200 Capitol St
Augusta, ME 04330 6238
Phone Number: 207-623-1851
Fax Number:

Maine State Credit Union Financials

Total Assets:
691,798,930
Total Amount of Shares and Deposits:
634,741,701
Total Shares and Deposits < 1 Year:
513,097,655
Total Shares and Deposits 1 3 Years:
107,823,231
Total Shares and Deposits > 3 Years:
13,820,815
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,967,325
Total Uninsured Shares and Deposits > $250K (F+J):
64,967,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
569,774,376
Total Interest Expense (Sum of items 6 8):
3,367,188
Share Certificates:
6,905
Number of Accounts for Share Drafts:
19,174
IRA KEOGH Accounts:
2,835
Number of Accounts for Regular Shares:
43,102
All other shares:
1,121
Non Member Deposits:
21
Money Market Shares:
1,411
Net Income (unless the amount is already included in Undivided Earnings):
-302,986
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
90,751,511
Total Liabilities:
637,758,673
Show More

Maine State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are higher this week over last week after a better than expected retail sales report drove bond yields higher. Conforming 30 year mortgage rates are averaging 4.46%, up from last week's average 30 year mortgage rate of 4.41%.
The direction in average mortgage rates are beholden to "fiscal cliff" news these days, more so than any other financial news. Average mortgage rates today are lower as fiscal cliff talks move at a snail's pace or stall, depending on your point of view. One thing is for sure, if we fall off the fiscal cliff you can bet current mortgage rates will fall further and make new record lows. Even if an agreement is made we probably will see lower mortgage rates in 2013 since the Fed is buying mortgage backed-securities to the tune of $85 billion a month right now to force rates lower.

Bank or Credit Union Offers and Deals

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The Northern Trust Deposit Sweep Program Rates vs. Best CD Rates Available
Current Mortgage Interest Rates Back Under 5.00%
Banks and Credit Unions are Offering Prizes to Save Money in Savings Accounts
Mortgage Rates Close Out 2010 Higher: Conforming 30 Year Mortgage Rates Averaging 4.86%
Ally Bank 18 Month CD Rates now at 1.29%
Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14%
Current Deposit Rates Remain Stable as Fed's Yellen Talks Interest Rates

Alternative Bank and Credit Union Offers to Explore

The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)
Live Oak Bank CD Rates: 12-Month 5.00%, 6-Month 4.80%, 24-Month 2.00%
5.00% 3-Year Bonus CD Rate from Third Federal Savings & Loan: Best 3-Year Deal
Government Shutdown May Derail Housing Recovery
ableBanking CD Rates
This Week's CD Rates Increased Across the Board
Mortgage Rates Would Rise if Fannie and Freddie are Ended
Higher Mortgage Rates Today: Current 30 Year Refinance Rates at 3.62%
Average Mortgage Rates in Arizona Decline This Week: 30 Year Conforming Rates at 6.96%
California First National Bank Money Market Account Rates now at 0.75%

Maine State Credit Union Reviews

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