Maine State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Maine State Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 1.75% and 3-month CD rates at 0.80%. Savings rates are at 0.05% and money market rates are at 2.15%. Mortgage rates on 30-year fixed loans are around 6.55%. Credit Card rates are at 13.24%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to Maine State Credit Union rates.

Compare Maine State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Maine State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Maine State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Maine State Credit Union? Share your experience about Maine State Credit Union by leaving a review below, or read customer reviews before you decide to use Maine State Credit Union.

Overall, Maine State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Maine State Credit Union
Capitol Street
200 Capitol St
Augusta, ME 04330 6238
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Maine State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Neighbor Rewards Checking
5.00%
$100
Toyota Financial Savings Bank
Toyota Financial Savings Bank
12-Month CD
4.37%
$1
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Checking
4.25%
$0
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.15%
$1,000
First Exchange Bank
First Exchange Bank
12-Month CD
3.90%
$500
State Bank of Newburg
State Bank of Newburg
24-Month CD
3.85%
$500
Adams State Bank
Adams State Bank
48-Month CD
3.55%
$1,000
ValleyDirect
ValleyDirect
24-Month CD
3.50%
$500
Great Plains State Bank
Great Plains State Bank
60-Month CD
3.50%
$500
First Bank Hampton
First Bank Hampton
36-Month CD
3.25%
$1,000
Community Bank of Cameron
Community Bank of Cameron
18-Month CD
3.00%
$1,000
Primary Bank
Primary Bank
24-Month CD
2.75%
$1,000
Security Bank Minnesota
Security Bank Minnesota
60-Month CD
2.65%
$1,000
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
2.60%
$1,000
Senath State Bank
Senath State Bank
48-Month CD
2.52%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
6-Month CD (Member Advantage)
2.50%
$500
Seamens Bank
Seamens Bank
18-Month CD
2.20%
$1,000
Chartway Credit Union
Chartway Credit Union
48-Month CD
2.15%
$500
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
Bank
Bank
36-Month CD
1.30%
$10,000
First FSB of Angola
First FSB of Angola
60-Month CD
1.26%
$500
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Fairfield County Bank
Fairfield County Bank
60-Month CD
1.00%
$2,500
Bank
Bank
18-Month CD
1.00%
$10,000
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Katahdin Trust Company
Katahdin Trust Company
12-Month CD
0.85%
$500
Kitsap Bank
Kitsap Bank
9-Month CD
0.80%
$500
Bank
Bank
6-Month CD
0.80%
$10,000
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
FSB Louise, TX
FSB Louise, TX
Money Market
0.75%
$2,500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
36-Month CD
0.75%
$500
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
United Bank of Union
United Bank of Union
12-Month CD
0.55%
$500
First Exchange Bank
First Exchange Bank
60-Month CD
0.50%
$500
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Frontier State Bank
Frontier State Bank
Interest Checking
0.40%
$100
Grand Rapids SB
Grand Rapids SB
24-Month CD
0.30%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$5,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$1
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Milford Bank
Milford Bank
24-Month CD
0.15%
$1,000
Ascendia Bank
Ascendia Bank
Money Market Checking
0.10%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking
0.05%
$0
Fairfield County Bank
Fairfield County Bank
Savings
0.02%
$2,500
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Maine State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
5.490%
5.799%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
6.000%
6.181%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.125%
6.278%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
6.125%
6.309%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
6.250%
6.362%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.366%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.250%
6.389%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.875%
6.471%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Maine State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Maine State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Maine State Credit Union rate data right now, check back for updates, we are adding rates all the time.

Maine State Credit Union Information

Credit Union Name: Maine State Credit Union
Full Time Employees: 124
Part Time Employees: 1
President: Eric Poirier
CEO: Stephen Wallace
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
200 Capitol St
Augusta, ME 04330 6238
Phone Number: 207-623-1851
Fax Number:

Maine State Credit Union Financials

Total Assets:
691,798,930
Total Amount of Shares and Deposits:
634,741,701
Total Shares and Deposits < 1 Year:
513,097,655
Total Shares and Deposits 1 3 Years:
107,823,231
Total Shares and Deposits > 3 Years:
13,820,815
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,967,325
Total Uninsured Shares and Deposits > $250K (F+J):
64,967,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
569,774,376
Total Interest Expense (Sum of items 6 8):
3,367,188
Share Certificates:
6,905
Number of Accounts for Share Drafts:
19,174
IRA KEOGH Accounts:
2,835
Number of Accounts for Regular Shares:
43,102
All other shares:
1,121
Non Member Deposits:
21
Money Market Shares:
1,411
Net Income (unless the amount is already included in Undivided Earnings):
-302,986
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
90,751,511
Total Liabilities:
637,758,673
Show More

Maine State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

30 year Mortgage rates declined in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. The current average fixed conforming 30 year mortgage is at 5.06 percent for the week ending April 29, 2010, down slightly from the previous week’s average mortgage rate of 5.07 percent. Mortgage discount points averaged 0.7 points.
30 year home mortgage rates are averaging 4.38 percent, down from yesterday’s average 30 year home mortgage rate of 4.42 percent. 30 year mortgage rates in Pennsylvania are slightly higher averaging 4.40 percent. 15 year conforming home mortgage rates are averaging 3.78 percent, down from yesterday’s average 15 year mortgage loan rate of 3.80 percent. Current 15 year mortgage rates in Ohio are higher averaging 3.79 percent.  
Average mortgage rates on all five mortgage products dropped to all-time record lows in the Mortgage Bankers Association's Weekly Application Survey for the week ending September 28, 2012. Lower mortgage rates increased demand for mortgage applications for both home purchases and refinances. Average conforming 30 year mortgage rates hit a record low of 3.53 percent with 0.35 points, down from the prior week's average of 3.63 percent with 0.41 points.

Bank or Credit Union Offers and Deals

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Maine State Credit Union Reviews

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