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 Marion And Polk Schools Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Marion And Polk Schools Credit Union's 12 Month CD Accounts rates are at 1.90%, 12 Month IRA CD rates are at 1.90%, 12 Month Regular Business CDs rates are at 1.90%, 3 Month CD Accounts rates are at 1.90%, 6 Month CD Accounts rates are at 1.90%. Marion And Polk Schools Credit Union's savings rates are at 0.02%. Marion And Polk Schools Credit Union's money market rates are at 0.10%. Marion And Polk Schools Credit Union's Auto Loan Rates are as low as 5.74%. Marion And Polk Schools Credit Union's Credit Card Rates are at 12.25%. MonitorBankRates evaluates the financial stability of Marion And Polk Schools Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.04%. Rates last updated and verified on 09/22/2026. Marion And Polk Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion And Polk Schools Credit Union? Share your experience about Marion And Polk Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Marion And Polk Schools Credit Union. Marion And Polk Schools Credit Union
Maps Administration Building 451 Division St NE
https://www.mapscu.com Salem, OR 97301 
Marion And Polk Schools Credit Union CD Rates
Marion And Polk Schools Credit Union Savings Rates
Marion And Polk Schools Credit Union Money Market Rates
Marion And Polk Schools Credit Union Checking Rates
Marion And Polk Schools Credit Union Auto Loan Rates
Marion And Polk Schools Credit Union Credit Card Rates
Marion And Polk Schools Credit Union Other Rates
Financial Health HistoryMarion And Polk Schools Credit Union’s Texas Ratio rose from 2.11% in Q2 2023 to 9.04% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Marion And Polk Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marion And Polk Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Marion And Polk Schools Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Marion And Polk Schools Credit Union
Website
https://www.mapscu.com
Address
451 Division St NE,
Salem, OR 97301
Phone
503-588-0181
Fax
President
Brant Wolf
CEO
Mark Zook
Full-Time Employees
363
Part-Time Employees
7
Branch Locations
14
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.04%
Return on Assets (ROA)
0.2898%
Return on Equity (ROE)
3.0677%
Non-Performing Loans Ratio (NPL)
1.20%
Total Assets
1,818,724,878
Total Amount of Shares and Deposits
1,615,456,546
Total Shares and Deposits < 1 Year
1,611,270,844
Total Shares and Deposits 1 3 Years
3,354,103
Total Shares and Deposits > 3 Years
831,599
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
192,822,940
Total Uninsured Shares and Deposits > $250K (F+J)
192,822,940
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,422,633,606
Total Interest Expense (Sum of items 6 8)
5,795,706
Share Certificates
1,095
Number of Accounts for Share Drafts
65,647
IRA KEOGH Accounts
1,718
Number of Accounts for Regular Shares
165,875
Money Market Shares
18,014
Net Income (unless the amount is already included in Undivided Earnings)
5,270,551
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
208,400,005
Total Liabilities
1,642,066,854
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Marion And Polk Schools Credit UnionHow many branches does Marion And Polk Schools Credit Union operate?Marion And Polk Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Marion And Polk Schools Credit Union?Yes, to access services at Marion And Polk Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Marion And Polk Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Marion And Polk Schools Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Marion And Polk Schools Credit Union offer online and mobile banking?Most modern institutions like Marion And Polk Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mapscu.com. Current Marion And Polk Schools Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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