Mid-Atlantic Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mid-Atlantic Federal Credit Union

Compare Mid-Atlantic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mid-Atlantic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Mid-Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mid-Atlantic Federal Credit Union? Share your experience about Mid-Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mid-Atlantic Federal Credit Union.

Overall, Mid-Atlantic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mid-Atlantic Federal Credit Union
Germantown
12820 Wisteria Dr
Germantown, MD 20874 2627
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Mid-Atlantic Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Quaint Oak Bank
Quaint Oak Bank
12-Month CD
4.25%
$500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
24-Month CD
4.15%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD (Jumbo)
3.87%
$250,000
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
24-Month CD
3.80%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
36-Month CD (Jumbo)
3.75%
$25,000
MountainOne Bank
MountainOne Bank
6-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
12-Month CD
3.75%
$500
American Bank
American Bank
18-Month CD
3.75%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.60%
$1,000
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
24-Month CD
3.44%
$1,000
Genoa Banking Company
36-Month CD
3.30%
$1,000
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.19%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
60-Month CD
3.00%
$25,000
The Bank of Bennington
The Bank of Bennington
36-Month CD
3.00%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
3-Month CD
2.75%
$500
DB&T
DB&T
18-Month CD
2.75%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
48-Month CD
2.50%
$500
New Haven Bank
New Haven Bank
12-Month CD
2.50%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
24-Month CD
2.45%
$1,000
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.37%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
30-Month CD
2.02%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
36-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
60-Month CD
1.80%
$500
Swedish-American State Bank
Swedish-American State Bank
36-Month CD
1.76%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
12-Month CD
1.50%
$1,000
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
Center National Bank
Center National Bank
36-Month CD
1.25%
$500
William Penn Bank
William Penn Bank
48-Month CD
1.01%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
0.95%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
18-Month CD
0.90%
$5,000
Citizens Bank of Kansas
Citizens Bank of Kansas
60-Month CD
0.75%
$500
Texas Heritage National Bank
Texas Heritage National Bank
Traditional Savings
0.75%
$100
Chartway Credit Union
Chartway Credit Union
Money Market Plus
0.75%
$10,000
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Home Bank of California
Home Bank of California
Statement Savings
0.30%
$100
State Bank of Canton
State Bank of Canton
Savings
0.25%
$25
Main Street Bank
Main Street Bank
Money Market
0.15%
$0
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
OBC Bank
OBC Bank
3-Month CD
0.05%
$1,000
Busey Bank
Busey Bank
60-Month CD
0.05%
$1,000
William Penn Bank
William Penn Bank
Statement Savings
0.05%
$100
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mid-Atlantic Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.000%
6.197%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Mid-Atlantic Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Mid-Atlantic Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Mid-Atlantic Federal Credit Union Information

Credit Union Name: Mid-Atlantic Federal Credit Union
Full Time Employees: 59
Part Time Employees: 5
President: Randy Scritchfield
CEO: William Brooks Sr
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
12820 Wisteria Dr
Germantown, MD 20874 2627
Phone Number: 301-944-1800
Fax Number: 301-944-1801

Mid-Atlantic Federal Credit Union Financials

Total Assets:
423,735,109
Total Amount of Shares and Deposits:
376,716,368
Total Shares and Deposits < 1 Year:
366,907,025
Total Shares and Deposits 1 3 Years:
8,011,066
Total Shares and Deposits > 3 Years:
1,798,277
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
43,235,724
Total Uninsured Shares and Deposits > $250K (F+J):
43,235,724
Total Insured Shares and Deposits > $250K (item 17 less item K):
333,480,644
Total Interest Expense (Sum of items 6 8):
1,248,944
Share Certificates:
2,109
Number of Accounts for Share Drafts:
15,654
IRA KEOGH Accounts:
666
Number of Accounts for Regular Shares:
22,662
Money Market Shares:
1,388
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
74,804,949
Total Liabilities:
382,027,378
Show More

Mid-Atlantic Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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Mid-Atlantic Federal Credit Union Reviews

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