Midland Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Midland Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 3.90% and 3-month CD rates at 0.10%. Savings rates are at 0.30% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.81%. Credit Card rates are at 12.24%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to Midland Credit Union rates.

Compare Midland Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Midland Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Midland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Midland Credit Union? Share your experience about Midland Credit Union by leaving a review below, or read customer reviews before you decide to use Midland Credit Union.

Overall, Midland Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Midland Credit Union
Midland Credit Union
2891 106TH ST
URBANDALE, IA 50322 3772
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Midland Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
18-Month CD
4.30%
$1,000
The Fountain Trust Company
The Fountain Trust Company
6-Month CD
4.20%
$50,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.15%
$1,000
Evergreen Bank Group
Evergreen Bank Group
12-Month CD
4.00%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
6-Month CD
3.80%
$500
Ally Bank
Ally Bank
18-Month CD
3.70%
$0
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.56%
$500
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.55%
$1,000
FNB of Litchfield
FNB of Litchfield
24-Month CD
3.55%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
6-Month CD
3.50%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
24-Month CD (Super Jumbo)
3.14%
$225,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
18-Month CD (Flex)
3.00%
$250
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.00%
$1,000
GSL Savings Bank
GSL Savings Bank
18-Month CD
2.73%
$500
PSECU
PSECU
60-Month CD
2.70%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Tucumcari Federal S&L
36-Month CD
2.17%
$1,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
FCNB of St. Paris
48-Month CD
2.07%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
60-Month CD
2.01%
$1,000
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
Department of Commerce FCU
Department of Commerce FCU
60-Month CD
1.71%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
First National Bank in Amboy
First National Bank in Amboy
36-Month CD
1.10%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
1.00%
$1,000
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
State Bank of Scotia
State Bank of Scotia
Savings
0.75%
$0
HTLF Bank
HTLF Bank
60-Month CD
0.60%
$1,000
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
TruBank
TruBank
Money Market
0.50%
$2,500
The Huntington National Bank
The Huntington National Bank
60-Month CD
0.50%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Money Market
0.20%
$2,500
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
Manasquan Bank
Manasquan Bank
Regular Savings
0.10%
$20
Pathfinder Bank
Pathfinder Bank
Money Market
0.10%
$2,500
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
Unity Bank
Unity Bank
Money Market
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Midland Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
5.955%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
5.875%
6.020%
0.250
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.999%
6.101%
0.250
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
6.000%
6.181%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
6.125%
6.339%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.125%
6.350%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.366%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Midland Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Midland Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Midland Credit Union rate data right now, check back for updates, we are adding rates all the time.

Midland Credit Union Information

Credit Union Name: Midland Credit Union
Full Time Employees: 15
Part Time Employees: 1
President: Frank Wimler
CEO: Randy Hass
Branch Locations: 3
ATM Locations: 1
Corporate Office Address:
2891 106TH ST
URBANDALE, IA 50322 3772
Phone Number: 515-278-1994
Fax Number: 515-278-0209

Midland Credit Union Financials

Total Assets:
80,877,631
Total Amount of Shares and Deposits:
68,466,536
Total Shares and Deposits < 1 Year:
57,542,915
Total Shares and Deposits 1 3 Years:
9,888,415
Total Shares and Deposits > 3 Years:
1,035,206
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,425,333
Total Uninsured Shares and Deposits > $250K (F+J):
1,425,333
Total Insured Shares and Deposits > $250K (item 17 less item K):
67,041,203
Total Interest Expense (Sum of items 6 8):
258,557
Share Certificates:
266
Number of Accounts for Share Drafts:
2,935
IRA KEOGH Accounts:
164
Number of Accounts for Regular Shares:
5,744
Non Member Deposits:
37
Money Market Shares:
49
Net Income (unless the amount is already included in Undivided Earnings):
102,410
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,546,800
Total Liabilities:
71,920,651
Show More

Midland Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

USAA 3 Year Jumbo CD rates are now at 0.96 percent with a yield of 0.96 percent. View current 3 Year Jumbo CD rates at USAA below.
First Commonwealth Bank CD RatesFirst Commonwealth Bank CD rates are competitive for a regional bank but not as competitive when compared to online CD rates. For example, the best CD rates offered at First Commonwealth Bank are at 0.70 percent on the bank's 60-month certificate of deposit. The highest 60-month CD rates on our rate table are around 2.25 percent this week. 12-month CD rates from First Commonwealth Bank are only at 0.20 percent right now, the highest 12-month CD rate on our rate table is at 2.20 percent. To get the highest CD rate, always search for and compare online CD rates with First Commonwealth Bank CD Rates.
Polaris Funding Group Mortgage RatesPolaris Funding Group mortgage rates are some of the best mortgage rates available these days. Fixed 30-year mortgage rates for a home purchase are currently quoted at 3.50 percent with $900 in mortgage fees.  Polaris Funding Group's 15-year mortgage rates are also very competitive right now at 3.00 percent and only $300 in fees. If you're looking for non-traditional mortgage terms, 20-year mortgage rates from Polaris Funding Group are quoted at 3.375 percent and 10-year mortgage rates are quoted at 2.75 percent.

Bank or Credit Union Offers and Deals

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Mortgage Rates Head Lower Today: 30 Year Mortgage Rates at 4.05%
Wells Fargo Auto Loans
Teachers FCU Savings Rates and MMA Rates
Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
Mortgage Rates Mixed August 2, 2010: 30 Year Mortgage Rates at 4.71%, 15 Year Mortgage Rates at 4.04%
Mortgage Rates Continue Upward Trend: 30-Year Rates at 6.73%

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Midland Credit Union Reviews

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