Midsouth Community Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Midsouth Community Federal Credit Union12-month CD rates can be found at 2.22%, 6-month CD rates at 2.78% and 3-month CD rates at 2.78%. Savings rates are at 0.05% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 3.99%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates which you can compare to Midsouth Community Federal Credit Union rates.

Compare Midsouth Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Midsouth Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Midsouth Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Midsouth Community Federal Credit Union? Share your experience about Midsouth Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Midsouth Community Federal Credit Union.

Overall, Midsouth Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Midsouth Community Federal Credit Union
Mercer Office
4810 Mercer University Dr
Macon, GA 31210 5675
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Midsouth Community Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.35%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD
3.95%
$5,000
All America Bank
All America Bank
12-Month CD
3.90%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
18-Month CD
3.80%
$100
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
36-Month CD
3.75%
$500
Harleysville Bank
Harleysville Bank
Cash Rewards Checking
3.75%
$25
Main Bank
Main Bank
18-Month CD
3.60%
$1,000
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
12-Month CD
3.54%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
48-Month CD
3.51%
$1,000
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
60-Month CD
3.34%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
48-Month CD
3.30%
$100
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.25%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
3.20%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
48-Month CD
2.95%
$1,000
Foresight Bank
Foresight Bank
48-Month CD
2.93%
$500
F&M Bank & Trust
F&M Bank & Trust
36-Month CD
2.83%
$2,500
Bank of Washington
Bank of Washington
36-Month CD
2.60%
$500
Main Street Bank
Main Street Bank
36-Month CD
2.50%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
36-Month CD
2.50%
$500
Ashton State Bank
Ashton State Bank
12-Month CD
2.26%
$1,000
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Patriot Bank N.A.
Patriot Bank N.A.
60-Month CD
2.25%
$500
Northrim Bank
Northrim Bank
3-Month CD
2.10%
$500
705 Federal Credit Union
705 Federal Credit Union
18-Month CD
2.02%
$1,000
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.01%
$500
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
48-Month CD
1.75%
$1,000
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
North Easton SB
North Easton SB
12-Month CD
1.15%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
18-Month CD
0.90%
$500
Katahdin Trust Company
Katahdin Trust Company
12-Month CD
0.85%
$500
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Marblehead Bank
Marblehead Bank
36-Month CD
0.35%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Century Bank and Trust GA
Century Bank and Trust GA
3-Month CD
0.30%
$500
SNB St. Henry Bank
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Royal Savings
0.25%
$1,000
Miami Savings Bank
Miami Savings Bank
18-Month CD
0.20%
$1,000
Freehold Bank
Freehold Bank
Passbook Savings
0.15%
$10
Midland Federal S&L
Midland Federal S&L
Passbook Savings
0.10%
$100
William Penn Bank
William Penn Bank
Money Market
0.10%
$1,000
Connecticut Community Bank
Connecticut Community Bank
Statement Savings
0.05%
$100
Mercer Savings Bank
Mercer Savings Bank
Savings
0.05%
$100
Town & Country B&T Co.
Town & Country B&T Co.
Savings
0.05%
$50
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Midsouth Community Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
5.875%
6.039%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.085%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed Jumbo
6.250%
6.266%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.308%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Midsouth Community Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Midsouth Community Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Midsouth Community Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Midsouth Community Federal Credit Union Information

Credit Union Name: Midsouth Community Federal Credit Union
Full Time Employees: 99
Part Time Employees: 7
President: Cecil Ethridge
CEO: Roy Bibb
Branch Locations: 10
ATM Locations: 8
Corporate Office Address:
4810 Mercer University Dr
Macon, GA 31210 5675
Phone Number: 478-471-9946
Fax Number: 478-757-7989

Midsouth Community Federal Credit Union Financials

Total Assets:
447,554,822
Total Amount of Shares and Deposits:
393,081,176
Total Shares and Deposits < 1 Year:
383,854,230
Total Shares and Deposits 1 3 Years:
8,077,448
Total Shares and Deposits > 3 Years:
1,149,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,511,540
Total Uninsured Shares and Deposits > $250K (F+J):
20,511,540
Total Insured Shares and Deposits > $250K (item 17 less item K):
372,569,636
Total Interest Expense (Sum of items 6 8):
1,333,754
Share Certificates:
2,920
Number of Accounts for Share Drafts:
26,836
IRA KEOGH Accounts:
864
Number of Accounts for Regular Shares:
42,438
All other shares:
2,510
Money Market Shares:
1,591
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
15,842,049
Total Liabilities:
403,060,072
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Midsouth Community Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates today are lower as Democrats and Republicans were able to pass an agreement to avoid the fiscal cliff. A bare minimum deal was put together as the sequester of spending cuts was put off for another two months. Both parties compromised on the tax side of the deal, raising the top rate on joint filers earning more than $450,000 to return to 39.6%, up from the 35% rate in place since the Bush tax cuts of 2001.
The outlook for CD rates in 2015 is very promising, which is great news since rates have been dismal for the past 6 years. In fact, the return on CDs hasn't even kept up with the inflation rate for the past several years. Investing in FDIC insured certificates of deposit will never give you the best rate of return, but at least your principal is safe.
Credit Union of Colorado is advertising a Share Savings Account, a Holiday Savings Account and a Health Savings Account. The Share Savings and Holiday Savings accounts have a savings rate of 0.25 percent with an annual percentage  yield of 0.25 percent. The Health Savings Account (HSA) has the following savings rates.

Bank or Credit Union Offers and Deals

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Mortgage Rates: 30 Year Mortgage Rates Match All Time Low
Thomaston Savings Bank Current CD Rates
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Midsouth Community Federal Credit Union Reviews

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