|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mission Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Mission Federal Credit Union's Promotional CDs 4-Month rates are at 3.51%, Promotional CDs 9-Month Flex rates are at 3.25%, Promotional CDs 15-Month rates are at 3.20%, 12 month CD rates are at 3.15%, 6 month CD rates are at 3.15%. Mission Federal Credit Union's savings rates are at 0.03%. Mission Federal Credit Union's money market rates are at 0.03%. Mission Federal Credit Union's 3/1 ARM rates are at 5.50%, 5/5 ARM rates are at 5.38%, 30 Year Fixed rates are at 6.25%, 30 Year Fixed Jumbo rates are at 8.62%. Mission Federal Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Mission Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.89%. Rates were last updated on 04/18/2026. Mission Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mission Federal Credit Union? Share your experience about Mission Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mission Federal Credit Union. Mission Federal Credit Union
Meanley HQ Building 1 10325 Meanley Dr
https://www.missionfed.com San Diego, CA 92131 3011 
Mission Federal Credit Union CD Rates
Mission Federal Credit Union Savings Rates
Mission Federal Credit Union Money Market Rates
Mission Federal Credit Union Mortgage Rates
Mission Federal Credit Union Home Equity & HELOC
Mission Federal Credit Union Credit Card Rates
Mission Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mission Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mission Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mission Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mission Federal Credit Union
Website
https://www.missionfed.com
Address
10325 Meanley Dr,
San Diego, CA 92131 3011
Phone
800-500-6328
Fax
President
Scott Patterson
CEO
Doug Wright
Full-Time Employees
651
Part-Time Employees
59
Branch Locations
34
ATM Locations
35
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.89%
Return on Assets (ROA)
0.6179%
Return on Equity (ROE)
5.1102%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
6,978,205,382
Total Amount of Shares and Deposits
6,098,064,554
Total Shares and Deposits < 1 Year
6,021,463,301
Total Shares and Deposits 1 3 Years
69,620,151
Total Shares and Deposits > 3 Years
6,981,102
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
408,060,927
Total Uninsured Shares and Deposits > $250K (F+J)
557,810,927
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,540,253,627
Total Interest Expense (Sum of items 6 8)
101,298,271
Share Certificates
49,112
Number of Accounts for Share Drafts
251,727
IRA KEOGH Accounts
16,133
Number of Accounts for Regular Shares
353,925
All other shares
2,370
Non Member Deposits
1
Money Market Shares
36,864
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
897,603,663
Total Liabilities
6,202,028,009
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mission Federal Credit UnionIs Mission Federal Credit Union a safe place to deposit money?Yes, Mission Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.88541930387212%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mission Federal Credit Union operate?Mission Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mission Federal Credit Union?Yes, to access services at Mission Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mission Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mission Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mission Federal Credit Union offer online and mobile banking?Most modern institutions like Mission Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.missionfed.com. Current Mission Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Skyla Federal Credit Union
Quindaro Homes Federal Credit Union
Treasury Employees Federal Credit Union
LASSEN COUNTY
Civic Federal Credit Union
Champion Community Credit Union
McKeesport Bell Federal Credit Union
Aurora Federal Credit Union
Trenton New Jersey Firemen Federal Credit Union
IRON WORKERS
Tee Pak Credit Union
Union Fidelity Federal Credit Union
Coloramo Federal Credit Union
NYM
Arizona Financial Credit Union
Southeastern Ohio Credit Union
Liberty Bay Credit Union
Ascend Federal Credit Union
Billerica Municipal Employees Credit Union
SONOMA
Hidden River Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
