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Mt Carmel Church Federal Credit Union Rates and Review January 2026

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Mt Carmel Church Federal Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 3.92% and 3-month CD rates at 3.75%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.68%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to Mt Carmel Church Federal Credit Union rates.

Compare Mt Carmel Church Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mt Carmel Church Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Mt Carmel Church Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mt Carmel Church Federal Credit Union? Share your experience about Mt Carmel Church Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mt Carmel Church Federal Credit Union.

Overall, Mt Carmel Church Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Mt Carmel Church Federal Credit Union
Mt Carmel Church FCU
8951 Ruthby St Ste 4A
Houston, TX 77061
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Moneybuilder + Savings
4.00%
$0
9-Month CD
3.90%
$0
18-Month CD
3.80%
$1,000
18-Month CD
3.75%
$10,000
36-Month CD
3.65%
$1,000
18-Month CD
3.50%
$500
18-Month CD
3.44%
$1,000
60-Month CD
3.25%
$500
48-Month CD
3.20%
$1,000
18-Month CD
3.15%
$1,000
3-Month CD
3.00%
$500
12-Month CD
2.89%
$1,000
60-Month CD (Super Jumbo)
2.88%
$225,000
36-Month CD (Bump-Up)
2.82%
$1,000
48-Month CD
2.50%
$1,000
18-Month CD
2.25%
$1,000
Explorer Savings
2.00%
$10
Max-Rate Checking
2.00%
$0
24-Month CD
1.97%
$1,000
Money Market
1.76%
$2,500
30-Month CD
1.60%
$300
36-Month CD
1.53%
$1,000
12-Month CD
1.51%
$500
36-Month CD
1.30%
$1,000
48-Month CD
1.11%
$1,000
12-Month CD
1.00%
$500
6-Month CD
1.00%
$500
36-Month CD
0.90%
$500
6-Month CD
0.80%
$10,000
3-Month CD
0.55%
$600
60-Month CD
0.50%
$1,000
48-Month CD
0.50%
$1,000
18-Month CD
0.50%
$500
36-Month CD
0.40%
$1,000
24-Month CD
0.35%
$1,000
12-Month CD
0.30%
$1,000
48-Month CD
0.30%
$500
Money Market
0.25%
$2,500
Money Market Plus
0.25%
$5,000
Passbook Savings
0.15%
$10
12-Month CD
0.15%
$100
Regular Savings
0.15%
$100
Money Market
0.10%
$2,500
Regular Savings
0.05%
$100
NOW Checking
0.05%
$100
12-Month CD
0.05%
$1,000
6-Month CD
0.05%
$1,000
60-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
7/1 ARM
7.000%
7.111%
0.000
5.500%
5.612%
0.750
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
30-Year Fixed
6.125%
6.219%
0.000
6.000%
6.059%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
6.055%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.000%
6.160%
0.000
5.500%
5.972%
0.000
5.500%
5.556%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.500%
5.597%
0.000
5.875%
6.055%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
10-Year Fixed
5.375%
5.590%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.000%
5.886%
0.000
30-Year Fixed
6.375%
6.451%
0.000
30-Year Fixed
6.125%
6.192%
0.125
6.300%
6.498%
0.000
5.500%
5.581%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.125%
5.421%
0.000
6.000%
5.892%
0.000
5.625%
5.714%
0.000
5.500%
5.500%
0.000
5.500%
5.620%
0.000
5.875%
5.980%
0.000
5.500%
5.591%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.250%
5.370%
0.000
30-Year Fixed
6.500%
6.512%
0.000
5.625%
5.787%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.625%
6.036%
0.000
5.750%
5.801%
0.000
5.875%
6.012%
0.000
5.625%
6.037%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.000%
6.126%
0.000
15 Year Fixed
5.550%
5.643%
0.000
6.500%
6.582%
0.000
20 Year Fixed
5.500%
5.659%
0.000
6.000%
6.000%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.625%
5.941%
0.000
5.500%
6.004%
0.750
5.375%
5.953%
0.000
5.500%
5.646%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
11.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA® Gold
11.960%
Visa Business Rewards Card
15.240%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Premier Rate Credit Card Mastercard
12.950% - 18.000%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Classic
13.500%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
8.990% - 17.990%
Maximum limit of $30,000
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Student Rewards Card
17.990%
VISA® Credit Cards
7.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Preferred Starter
17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
14.000%
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.500%
$0
60 - 60
11.740% - 17.990%
$0
A+ Personal Loan
8.990%
$0
84
Technology Loan
9.750%
$0
36
Personal Loans
13.450%
$0
60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured Signature Loan
10.250%
$0
25 - 36
Student Loan Consolidation
5.490%
$0
Credit Starter Loan
16.250%
$0
9.990% - 16.240%
$0
61 - 66
18.000%
$0 - $500
5
10.700%
$0 - $10,000
60 - 60
11.240% - 17.950%
$0
25 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
14.700%
$8,000
60 - 60
8.500%
$0 - $6,000
42
13.990%
$0
10.000%
$0
60
17.900%
$0 - $500
10.990%
$500
36
7.000%
$500 - $15,000
60
Access Line Of Credit
16.240%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
13.450%
$0
12.250% - 17.000%
$0 - $20,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mt Carmel Church Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Mt Carmel Church Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 2
President: Vincent Ornelas
CEO: Stephanie Martin
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
8951 Ruthby St Ste 4A
Houston, TX 77061
Phone Number: 713-641-1954
Fax Number: 713-645-6181

Financials

Total Assets:
4,636,329
Total Amount of Shares and Deposits:
3,729,950
Total Shares and Deposits < 1 Year:
3,729,950
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,729,950
Total Interest Expense (Sum of items 6 8):
5,541
Number of Accounts for Regular Shares:
705
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
232,139
Total Liabilities:
3,792,208
Show More
Source: NCUA Last Updated 09/30/2023

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Frequently Asked Questions About Mt Carmel Church Federal Credit Union

Is a member application needed to join Mt Carmel Church Federal Credit Union?

Yes, to access services at Mt Carmel Church Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Mt Carmel Church Federal Credit Union provides a range of mortgage and home equity products.

Is Mt Carmel Church Federal Credit Union a safe place to deposit money?

Yes, Mt Carmel Church Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Mt Carmel Church Federal Credit Union offer online and mobile banking?

Most modern institutions like Mt Carmel Church Federal Credit Union provide digital access including online balance checks and transfers.

Current Mt Carmel Church Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions