MUSKEGON ST JOSEPH Rates and Review January 2026
Compare MUSKEGON ST JOSEPH CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MUSKEGON ST JOSEPH savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMUSKEGON ST JOSEPH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MUSKEGON ST JOSEPH? Share your experience about MUSKEGON ST JOSEPH by leaving a review below, or read customer reviews before you decide to use MUSKEGON ST JOSEPH. Overall, MUSKEGON ST JOSEPH is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Crimson Rewards Card
13.740%
Member First VISA
15.040%
No balance transfer fees or annual fees.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
14.990%
$0
25 - 36
Unsecured/Personal Loans
8.990%
$0
Signature Loan
13.450%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have MUSKEGON ST JOSEPH rate data right now. Credit Union Profile & OverviewCredit Union Name: MUSKEGON ST JOSEPH
Full Time Employees: 3Part Time Employees: 1 President: Stephen Benedict CEO: Mary Kleinsorge Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1903 Barclay St
Muskegon, MI 49441 Phone Number: 231-759-7931 Fax Number: 231-759-7432 FinancialsTotal Assets:
13,022,330
Total Amount of Shares and Deposits:
11,599,495
Total Shares and Deposits < 1 Year:
11,599,495
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
37,017
Total Uninsured Shares and Deposits > $250K (F+J):
37,017
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,562,478
Total Interest Expense (Sum of items 6 8):
210,030
Number of Accounts for Regular Shares:
1,346
Net Income (unless the amount is already included in Undivided Earnings):
96,485
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
283,921
Total Liabilities:
11,690,354
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About MUSKEGON ST JOSEPHIs a member application needed to join MUSKEGON ST JOSEPH?Yes, to access services at MUSKEGON ST JOSEPH, a member application is required. Is there a first-time homebuyer program?Currently, MUSKEGON ST JOSEPH provides a range of mortgage and home equity products. Is MUSKEGON ST JOSEPH a safe place to deposit money?Yes, MUSKEGON ST JOSEPH is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does MUSKEGON ST JOSEPH offer online and mobile banking?Most modern institutions like MUSKEGON ST JOSEPH provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.70%, 6-month CD rates at 0.00% and 3-month CD rates at 3.80%. Savings rates are at 0.50% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.32%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to 
