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 My Credit Union Bloomington, MN Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
My Credit Union Bloomington, MN's 39 Month Share & IRA CDs rates are at 4.67%, 39 Month Share & IRA CDs rates are at 4.67%, 39 Month Share & IRA CDs rates are at 4.67%, 15 Month Share & IRA CDs rates are at 4.15%, 15 Month Share & IRA CDs rates are at 4.15%. My Credit Union Bloomington, MN's money market rates are at 0.30%. My Credit Union Bloomington, MN's Personal Loan Rates are as low as 10.99%. My Credit Union Bloomington, MN's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of My Credit Union Bloomington, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.72%. Rates last updated and verified on 09/21/2026. My Credit Union Bloomington, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at My Credit Union Bloomington, MN? Share your experience about My Credit Union Bloomington, MN by leaving a review below, or read customer reviews before you decide to use My Credit Union Bloomington, MN. My Credit Union Bloomington, MN
Lyndale 9550 Lyndale Ave S
https://www.mymncu.org Bloomington, MN 55420 
My Credit Union Bloomington, MN CD Rates
My Credit Union Bloomington, MN Money Market Rates
My Credit Union Bloomington, MN Checking Rates
My Credit Union Bloomington, MN Auto Loan Rates
My Credit Union Bloomington, MN RV, Boat and Powersport Loan Rates
My Credit Union Bloomington, MN Credit Card Rates
My Credit Union Bloomington, MN Personal Loan Rates
My Credit Union Bloomington, MN Other Rates
Financial Health HistoryMy Credit Union Bloomington, MN’s Texas Ratio rose from 2.48% in Q2 2023 to 6.72% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for My Credit Union Bloomington, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather My Credit Union Bloomington, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with My Credit Union Bloomington, MN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
My Credit Union Bloomington, MN
Website
https://www.mymncu.org
Address
9550 Lyndale Ave S,
Bloomington, MN 55420
Phone
612-798-7100
Fax
President
James Habeck
CEO
Gregory Worthen
Full-Time Employees
82
Part-Time Employees
2
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.72%
Return on Assets (ROA)
0.0076%
Return on Equity (ROE)
0.0822%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
371,266,026
Total Amount of Shares and Deposits
332,156,735
Total Shares and Deposits < 1 Year
315,499,331
Total Shares and Deposits 1 3 Years
14,394,526
Total Shares and Deposits > 3 Years
2,262,877
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,348,475
Total Uninsured Shares and Deposits > $250K (F+J)
24,348,475
Total Insured Shares and Deposits > $250K (item 17 less item K)
307,808,260
Total Interest Expense (Sum of items 6 8)
652,009
Share Certificates
1,808
Number of Accounts for Share Drafts
15,234
IRA KEOGH Accounts
776
Number of Accounts for Regular Shares
37,319
Money Market Shares
1,259
Net Income (unless the amount is already included in Undivided Earnings)
28,342
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,448,321
Total Liabilities
337,076,479
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About My Credit Union Bloomington, MNHow many branches does My Credit Union Bloomington, MN operate?My Credit Union Bloomington, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join My Credit Union Bloomington, MN?Yes, to access services at My Credit Union Bloomington, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, My Credit Union Bloomington, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history. Does My Credit Union Bloomington, MN offer online and mobile banking?Most modern institutions like My Credit Union Bloomington, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymncu.org. Current My Credit Union Bloomington, MN Rates
Retrieved from our database of financial products. Rates subject to change.
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