Northern Valley Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Northern Valley Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 4.15% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 4.16%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 12.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Northern Valley Federal Credit Union rates.

Compare Northern Valley Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northern Valley Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Northern Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northern Valley Federal Credit Union? Share your experience about Northern Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northern Valley Federal Credit Union.

Overall, Northern Valley Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northern Valley Federal Credit Union
Northern Valley FCU
3030 Demers Ave
Grand Forks, ND 58201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Northern Valley Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American State Bank of Grygla
American State Bank of Grygla
18-Month CD
4.32%
$500
BankVista
BankVista
Kasasa Savings
4.00%
$50
GTE Financial Credit Union
GTE Financial Credit Union
12-Month CD (Jumbo)
3.92%
$100,000
Community Bank of Trenton
Community Bank of Trenton
18-Month CD
3.90%
$5,000
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Cendera Bank
Cendera Bank
36-Month CD
3.55%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Clarion County Community Bank
Clarion County Community Bank
18-Month CD
3.10%
$500
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
New Market Bank
New Market Bank
6-Month CD
3.02%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
3.02%
$1,000
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.00%
$1,000
Marion Center Bank
Marion Center Bank
36-Month CD
3.00%
$1,000
Superior National Bank
Superior National Bank
36-Month CD
3.00%
$500
Charles River Bank
Charles River Bank
48-Month CD
3.00%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
36-Month CD
2.90%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD (Super Jumbo)
2.88%
$225,000
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
Home Bank of California
Home Bank of California
24-Month CD
2.34%
$10,000
Bank of Burlington
Bank of Burlington
12-Month CD
2.27%
$1,000
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
2.12%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
18-Month CD
1.56%
$500
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
Heritage Bank Wood River, NE
36-Month CD
1.50%
$1,000
State Bank of Graymont
State Bank of Graymont
48-Month CD
1.41%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
24-Month CD
1.26%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
24-Month CD
1.21%
$1,500
Piedmont FSB
Piedmont FSB
60-Month CD
1.20%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
60-Month CD
1.00%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.85%
$25,000
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
FNB Community Bank
FNB Community Bank
Regular Savings
0.50%
$10
The Wilmington Savings Bank
The Wilmington Savings Bank
36-Month CD
0.50%
$500
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Abington Bank
Abington Bank
30-Month CD
0.35%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
12-Month CD
0.30%
$500
Crest Savings Bank
Crest Savings Bank
Money Market
0.25%
$1,000
Adirondack Bank
Adirondack Bank
24-Month CD
0.25%
$1,000
FLC Bank
FLC Bank
Capital Checking
0.15%
$1,000
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
First Bank Elk River
First Bank Elk River
First Dollars Savings
0.10%
$25
Bath State Bank
Bath State Bank
Savings
0.10%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northern Valley Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.625%
5.674%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.830%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.875%
5.894%
0.125
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.875%
6.071%
1.000
M&T Bank
M&T Bank
15-Year Fixed
5.625%
6.086%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Citi
Citi
15-Year Fixed
5.750%
6.099%
1.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.125%
6.176%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.125%
6.215%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.250%
6.251%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
15 Year Fixed
6.250%
6.281%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.292%
0.000
Chartway Credit Union
Chartway Credit Union
10/1 ARM
6.250%
6.301%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
6.000%
6.329%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Northern Valley Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Northern Valley Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northern Valley Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Northern Valley Federal Credit Union Information

Credit Union Name: Northern Valley Federal Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Ole Borgen
CEO: Nancy Vodden
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
3030 Demers Ave
Grand Forks, ND 58201
Phone Number: 701-772-7922
Fax Number: 701-772-5076

Northern Valley Federal Credit Union Financials

Total Assets:
18,801,371
Total Amount of Shares and Deposits:
16,506,951
Total Shares and Deposits < 1 Year:
16,473,676
Total Shares and Deposits 1 3 Years:
33,275
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,442
Total Uninsured Shares and Deposits > $250K (F+J):
6,442
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,500,509
Total Interest Expense (Sum of items 6 8):
37,861
Share Certificates:
77
Number of Accounts for Share Drafts:
915
IRA KEOGH Accounts:
21
Number of Accounts for Regular Shares:
1,434
All other shares:
190
Net Income (unless the amount is already included in Undivided Earnings):
203,983
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,754,250
Total Liabilities:
16,585,985
Show More

Northern Valley Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

This week didn't bring any real changes in average CD rates or the best CD rates available. Current 12 month bank CD rates are averaging 0.71 percent which is higher from the previous week's average of 0.69 percent. As long as the economy is trudging along and the Fed keeps interest rates at record lows there won't be any big moves in average CD rates higher or lower.
Having cash on hand to get through any ruff period in life is essential to any financial plan.

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Northern Valley Federal Credit Union Reviews

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