|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Oak Farms Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Oak Farms Employees Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Oak Farms Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.44%. Rates were last updated on 04/23/2026. Oak Farms Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oak Farms Employees Credit Union? Share your experience about Oak Farms Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Oak Farms Employees Credit Union. 
Oak Farms Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oak Farms Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oak Farms Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oak Farms Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oak Farms Employees Credit Union
Website
https://www.ofecu.com
Address
3430 Leeland St,
Houston, TX 77003
Phone
713-547-7118
Fax
713-223-1321
President
Michael Williams
CEO
Sophia Salinas
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.44%
Return on Assets (ROA)
0.3764%
Return on Equity (ROE)
1.3039%
Non-Performing Loans Ratio (NPL)
2.73%
Total Assets
3,992,015
Total Amount of Shares and Deposits
2,832,526
Total Shares and Deposits < 1 Year
2,832,526
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
117,016
Total Uninsured Shares and Deposits > $250K (F+J)
117,016
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,715,510
Total Interest Expense (Sum of items 6 8)
24,827
Share Certificates
24
Number of Accounts for Share Drafts
119
Number of Accounts for Regular Shares
747
All other shares
7
Net Income (unless the amount is already included in Undivided Earnings)
15,025
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
444,036
Total Liabilities
2,839,742
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Oak Farms Employees Credit UnionIs Oak Farms Employees Credit Union a safe place to deposit money?Yes, Oak Farms Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 6.442177003909%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oak Farms Employees Credit Union operate?Oak Farms Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oak Farms Employees Credit Union?Yes, to access services at Oak Farms Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oak Farms Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oak Farms Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oak Farms Employees Credit Union offer online and mobile banking?Most modern institutions like Oak Farms Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ofecu.com. Compare to Other Credit Unions
Valley Federal Credit Union
Chrome Federal Credit Union
Quincy Postal Employees Credit Union
Williamsport Teachers Credit Union
State Employees Community Credit Union
Railway Employees Credit Union
Resurrection Lutheran Federal Credit Union
Parkview Community Federal Credit Union
California Credit Union
Kearny Municipal Employees Federal Credit Union
540 IBEW Credit Union
OAS Staff Federal Credit Union
New Jersey Law And Public Safety Credit Union
City & County Credit Union
G.A.P. Federal Credit Union
Centris Federal Credit Union
Fresno Police Department Credit Union
Sabattus Regional Credit Union
Safe Harbor Credit Union
Asbestos Workers Local 14 Federal Credit Union
Shelby County Federal Credit Union
|
||||||||||||
