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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Palisades Federal Credit Union Rates & Review April 2026Palisades Federal Credit Union's 5 Month CD rates are at 3.75%, 13 Month CD rates are at 3.33%, 12 Month CD rates are at 0.20%, 18 Month CD rates are at 0.20%, 24 Month CD rates are at 0.20%. Palisades Federal Credit Union's savings rates are at 0.04%. Palisades Federal Credit Union's Personal Loan Rates are at 7.49%. MonitorBankRates evaluates the financial stability of Palisades Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.50%. Rates were last updated on 04/17/2026. Palisades Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Palisades Federal Credit Union? Share your experience about Palisades Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Palisades Federal Credit Union. Palisades Federal Credit Union
Pearl River 1 Blue Hill Plz
https://www.palisadesfcu.org Pearl River, NY 10965 3104
Palisades Federal Credit Union CD Rates
Palisades Federal Credit Union Savings Rates
Palisades Federal Credit Union Checking Rates
Palisades Federal Credit Union Home Equity & HELOC
Palisades Federal Credit Union Credit Card Rates
Palisades Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Palisades Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Palisades Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Palisades Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Palisades Federal Credit Union
Website
https://www.palisadesfcu.org
Address
1 Blue Hill Plz,
Pearl River, NY 10965 3104
Phone
845-602-4242
Fax
845-602-4444
President
Pamela Wiss
CEO
Anthony Kurdziel
Full-Time Employees
36
Part-Time Employees
2
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.50%
Return on Assets (ROA)
-0.1782%
Return on Equity (ROE)
-1.8194%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
201,017,754
Total Amount of Shares and Deposits
178,713,390
Total Shares and Deposits < 1 Year
169,280,708
Total Shares and Deposits 1 3 Years
7,878,566
Total Shares and Deposits > 3 Years
1,554,115
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,180,354
Total Uninsured Shares and Deposits > $250K (F+J)
14,180,354
Total Insured Shares and Deposits > $250K (item 17 less item K)
164,533,036
Total Interest Expense (Sum of items 6 8)
2,434,209
Share Certificates
1,222
Number of Accounts for Share Drafts
5,266
IRA KEOGH Accounts
278
Number of Accounts for Regular Shares
12,311
All other shares
72
Non Member Deposits
11
Money Market Shares
149
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,400,076
Total Liabilities
185,414,468
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Palisades Federal Credit UnionIs Palisades Federal Credit Union a safe place to deposit money?Yes, Palisades Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.4950887549959%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Palisades Federal Credit Union operate?Palisades Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Palisades Federal Credit Union?Yes, to access services at Palisades Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Palisades Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Palisades Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Palisades Federal Credit Union offer online and mobile banking?Most modern institutions like Palisades Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.palisadesfcu.org. Current Palisades Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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