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Pathways Financial Credit Union

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Pathways Financial Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pathways Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Pathways Financial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.45%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 2.00%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to Pathways Financial Credit Union rates. MonitorBankRates evaluates the financial stability of Pathways Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates were last updated on 04/23/2026.

Pathways Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pathways Financial Credit Union? Share your experience about Pathways Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Pathways Financial Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.58%

Excellent Higher than avg

Pathways Financial Credit Union
Main Office

5665 N Hamilton Rd
Columbus, OH 43230

https://www.pathwayscu.com

Current Rate Availability

We do not have Pathways Financial Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Pathways Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Pathways Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pathways Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pathways Financial Credit Union

Website https://www.pathwayscu.com

Address 5665 N Hamilton Rd, Columbus, OH 43230

Phone 614-416-7588

Fax 614-416-7580

President John Radich

CEO Michael Shafer

Full-Time Employees 118

Part-Time Employees 7

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.58%

Return on Assets (ROA)

0.5353%

Return on Equity (ROE)

5.1900%

Non-Performing Loans Ratio (NPL)

1.01%

Total Assets

758,502,129

Total Amount of Shares and Deposits

649,613,781

Total Shares and Deposits < 1 Year

605,822,507

Total Shares and Deposits 1 3 Years

16,432,383

Total Shares and Deposits > 3 Years

27,358,891

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

56,347,148

Total Uninsured Shares and Deposits > $250K (F+J)

77,704,129

Total Insured Shares and Deposits > $250K (item 17 less item K)

571,909,652

Total Interest Expense (Sum of items 6 8)

8,201,725

Share Certificates

5,359

Number of Accounts for Share Drafts

27,859

IRA KEOGH Accounts

1,664

Number of Accounts for Regular Shares

82,531

All other shares

4,917

Non Member Deposits

Money Market Shares

3,732

Net Income (unless the amount is already included in Undivided Earnings)

403,907

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

54,561,645

Total Liabilities

687,799,515

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Pathways Financial Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Pathways Financial Credit Union

Is Pathways Financial Credit Union a safe place to deposit money?

Yes, Pathways Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 6.5776789293095%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pathways Financial Credit Union operate?

Pathways Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pathways Financial Credit Union?

Yes, to access services at Pathways Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pathways Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pathways Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pathways Financial Credit Union offer online and mobile banking?

Most modern institutions like Pathways Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pathwayscu.com.