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Pillar Credit Union

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Pillar Credit Union Rates & Review July 2026

Q: How many branches does Pillar Credit Union operate?

Pillar Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Pillar Credit Union?

Yes, to access services at Pillar Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Pillar Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pillar Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 14, 2026

You can compare Pillar Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.20%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 1.00%. Savings rates are at 1.00% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Pillar Credit Union rates. MonitorBankRates evaluates the financial stability of Pillar Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.79%. Rates were last updated on 07/14/2026.

Pillar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pillar Credit Union? Share your experience about Pillar Credit Union by leaving a review below, or read customer reviews before you decide to use Pillar Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.79%

Excellent Lower than avg

Pillar Credit Union
BARKS ROAD

300 BARKS RD E
MARION, OH 43302

https://pillarcu.com

Current Rate Availability

We do not have Pillar Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Pillar Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Pillar Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pillar Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pillar Credit Union

Website https://pillarcu.com

Address 300 BARKS RD E, MARION, OH 43302

Phone 740-389-9960

Fax 740-389-9961

President ADAM WILLAUER

CEO Christine Gibson

Full-Time Employees 24

Part-Time Employees 6

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.79%

Return on Assets (ROA)

0.7860%

Return on Equity (ROE)

7.2680%

Non-Performing Loans Ratio (NPL)

1.04%

Total Assets

120,790,862

Total Amount of Shares and Deposits

109,166,256

Total Shares and Deposits < 1 Year

107,948,029

Total Shares and Deposits 1 3 Years

1,155,002

Total Shares and Deposits > 3 Years

63,225

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,958,014

Total Uninsured Shares and Deposits > $250K (F+J)

4,958,014

Total Insured Shares and Deposits > $250K (item 17 less item K)

104,208,242

Total Interest Expense (Sum of items 6 8)

1,712,431

Share Certificates

1,329

Number of Accounts for Share Drafts

4,466

IRA KEOGH Accounts

236

Number of Accounts for Regular Shares

11,993

All other shares

124

Money Market Shares

289

Net Income (unless the amount is already included in Undivided Earnings)

949,367

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,456,621

Total Liabilities

109,283,899

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Pillar Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Pillar Credit Union

How many branches does Pillar Credit Union operate?

Pillar Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pillar Credit Union?

Yes, to access services at Pillar Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pillar Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pillar Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pillar Credit Union offer online and mobile banking?

Most modern institutions like Pillar Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://pillarcu.com.