Port of Houston Credit Union Rates and Review January 2026
Compare Port of Houston Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Port of Houston Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPort of Houston Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Port of Houston Credit Union? Share your experience about Port of Houston Credit Union by leaving a review below, or read customer reviews before you decide to use Port of Houston Credit Union. Overall, Port of Houston Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonRewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Business Rewards Card
15.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.650%
$0
18.000%
$0 - $500
5
Personal Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Port of Houston Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Port of Houston Credit Union
Website: https://www.pohcu.com
Full Time Employees: 3Part Time Employees: 2 President: Alton Landry CEO: Karol Harvey Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
111 East Loop N
Houston, TX 77029 Phone Number: 713-670-2424 Fax Number: 713-670-1555 FinancialsTotal Assets:
8,535,365
Total Amount of Shares and Deposits:
5,737,748
Total Shares and Deposits < 1 Year:
5,737,748
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,737,748
Total Interest Expense (Sum of items 6 8):
24,347
Share Certificates:
29
Number of Accounts for Share Drafts:
257
IRA KEOGH Accounts:
20
Number of Accounts for Regular Shares:
876
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,050,047
Total Liabilities:
6,007,934
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Port of Houston Credit UnionIs a member application needed to join Port of Houston Credit Union?Yes, to access services at Port of Houston Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Port of Houston Credit Union provides a range of mortgage and home equity products. Is Port of Houston Credit Union a safe place to deposit money?Yes, Port of Houston Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Port of Houston Credit Union offer online and mobile banking?Most modern institutions like Port of Houston Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.15%, 6-month CD rates at 3.65% and 3-month CD rates at 4.10%. Savings rates are at 0.10% and money market rates are at 0.04%. Mortgage rates on 30-year fixed loans are around 5.61%. Credit Card rates are at 15.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
