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PSE Credit Union Inc

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PSE Credit Union Inc Rates & Review June 2026

Q: How many branches does PSE Credit Union Inc operate?

PSE Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join PSE Credit Union Inc?

Yes, to access services at PSE Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, PSE Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSE Credit Union Inc provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 23, 2026

You can compare PSE Credit Union Inc rates to other rates in our database, including 12-month share certificate rates currently at 1.11%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to PSE Credit Union Inc rates. MonitorBankRates evaluates the financial stability of PSE Credit Union Inc with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.15%. Rates were last updated on 06/23/2026.

PSE Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSE Credit Union Inc? Share your experience about PSE Credit Union Inc by leaving a review below, or read customer reviews before you decide to use PSE Credit Union Inc.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.15%

Excellent Lower than avg

PSE Credit Union Inc
Main Office

5255 Regency Dr
Parma, OH 44129 5453

https://psecreditunion.org

Current Rate Availability

We do not have PSE Credit Union Inc rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PSE Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PSE Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSE Credit Union Inc's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PSE Credit Union Inc

Website https://psecreditunion.org

Address 5255 Regency Dr, Parma, OH 44129 5453

Phone 440-843-8300

Fax 440-843-7741

President Steele Nowlin

CEO Joseph Anderson

Full-Time Employees 63

Part-Time Employees 7

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.15%

Return on Assets (ROA)

0.9296%

Return on Equity (ROE)

8.4827%

Non-Performing Loans Ratio (NPL)

0.79%

Total Assets

337,556,546

Total Amount of Shares and Deposits

299,981,198

Total Shares and Deposits < 1 Year

288,678,108

Total Shares and Deposits 1 3 Years

9,958,202

Total Shares and Deposits > 3 Years

1,344,888

Total Interest Expense (Sum of items 6 8)

3,629,158

Share Certificates

5,039

Number of Accounts for Share Drafts

8,562

IRA KEOGH Accounts

456

Number of Accounts for Regular Shares

25,854

All other shares

5,871

Money Market Shares

760

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

29,495,113

Total Liabilities

303,450,910

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

PSE Credit Union Inc earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About PSE Credit Union Inc

How many branches does PSE Credit Union Inc operate?

PSE Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PSE Credit Union Inc?

Yes, to access services at PSE Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PSE Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSE Credit Union Inc provides members with tools to manage their accounts and build a solid financial history.

Does PSE Credit Union Inc offer online and mobile banking?

Most modern institutions like PSE Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://psecreditunion.org.