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Red Canoe Credit Union Rates & Review September 2026

Red Canoe Credit Union's 6 Month & Easy Saver rates are at 3.30%, 12 Month CD rates are at 3.20%, IRA CD Accounts - 12 Month rates are at 3.20%, 18 Month CD rates are at 3.00%, IRA CD Accounts - 18 Month rates are at 3.00%. Red Canoe Credit Union's savings rates are at 0.05%. Red Canoe Credit Union's money market rates are at 0.60%. MonitorBankRates evaluates the financial stability of Red Canoe Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates last updated and verified on 09/22/2026.

Red Canoe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red Canoe Credit Union? Share your experience about Red Canoe Credit Union by leaving a review below, or read customer reviews before you decide to use Red Canoe Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.24%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Red Canoe Credit Union
Red Canoe Credit Union
1418 15th Ave
Longview, WA 98632
https://www.redcanoecu.com
Member NCUA

Red Canoe Credit Union CD Rates

Product Rate APY Term View More
6 Month & Easy Saver 3.25% 3.30%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
12 Month Certificate 3.15% 3.20% 12 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 12 Month 3.15% 3.20% 12 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
18 Month Certificate 2.96% 3.00% 18 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 18 Month 2.96% 3.00% 18 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
12 Month Flex 2.91% 2.95%
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 12 Month Flex 2.91% 2.95% 12 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
24 Month Certificate 2.86% 2.90% 24 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 24 Month 2.86% 2.90% 24 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
36 Month Certificate 2.81% 2.85% 36 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 36 Month 2.81% 2.85% 36 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
48 Month Certificate 2.77% 2.80% 48 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 48 Month 2.77% 2.80% 48 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
60 Month Certificate 2.67% 2.70% 60 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
IRA Certificate Accounts - 60 Month 2.67% 2.70% 60 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
3 Month Certificate 2.08% 2.10% 3 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%

Red Canoe Credit Union Savings Rates

Product Rate APY View More
Round Up Savings 5.84% 6.00%
Min Balance $0
Details Balance: $0 - $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
6 Month & Easy Saver 3.25% 3.30%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Savings 0.05% 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Round Up Savings 0.05% 0.05%
Min Balance $1,000
Details Balance: $1,000 and up
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Savings 0.05% 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%

Red Canoe Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 2.96% 3.00%
Min Balance $500,000
Details Balance: $500,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 2.47% 2.50%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 1.49% 1.50%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Money Market 1.24% 1.25%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 1.09% 1.10%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Money Market 1.05% 1.05%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Money Market 1.00% 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Money Market 0.95% 0.95%
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Money Market 0.95% 0.95%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 0.90% 0.90%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 0.75% 0.75%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Money Market 0.60% 0.60%
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%

Red Canoe Credit Union Checking Rates

Product Rate APY View More
Elevate Checking 4.41% 4.50%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying Rate $0-$30,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Advantage Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Elevate Checking 0.05% 0.05%
Min Balance $0
Details $30,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%
Business Checking 0.02% 0.02%
Min Balance $1,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%

Red Canoe Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5 Year Home Equity Fixed 6.24% X 6.24% 60 months
Details $30,000 loan at 6.24% for 60 months - $583.34/month
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.24%

Financial Health History

Red Canoe Credit Union’s Texas Ratio rose from 2.62% in Q2 2023 to 3.24% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 2.9% 3.0★ 4.4% 4.0★ 5.8% 5.0★ Healthy zone – entire history below the 15% limit 2.62% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.24% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$1.2B3.24%5.0A+
December 31, 2025$1.2B3.92%5.0A+
September 30, 2025$1.2B3.60%5.0A+
June 30, 2025$1.2B2.98%5.0A+
March 31, 2025$1.2B1.70%5.0A+
December 31, 2024$1.1B2.65%5.0A+
September 30, 2024$1.1B2.79%5.0A+
June 30, 2024$1.2B2.83%5.0A+
March 31, 2024$1.2B2.37%5.0A+
December 31, 2023$1.2B4.30%5.0A+
September 30, 2023$1.1B3.45%5.0A+
June 30, 2023$1.2B2.62%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Red Canoe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Red Canoe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Red Canoe Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Red Canoe Credit Union
Address 1418 15th Ave, Longview, WA 98632
Phone 800-562-5611
Fax
President Kurt Sacha
CEO Deidra Miner
Full-Time Employees 242
Part-Time Employees 6
Branch Locations 12
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.24%
Return on Assets (ROA)
0.2283%
Return on Equity (ROE)
1.8823%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
1,210,119,720
Total Amount of Shares and Deposits
1,047,726,496
Total Shares and Deposits < 1 Year
997,371,884
Total Shares and Deposits 1 3 Years
42,091,412
Total Shares and Deposits > 3 Years
8,263,199
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
99,990,790
Total Uninsured Shares and Deposits > $250K (F+J)
99,990,790
Total Insured Shares and Deposits > $250K (item 17 less item K)
947,735,706
Total Interest Expense (Sum of items 6 8)
3,519,801
Share Certificates
8,999
Number of Accounts for Share Drafts
47,450
IRA KEOGH Accounts
2,290
Number of Accounts for Regular Shares
92,784
Money Market Shares
7,841
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
109,347,688
Total Liabilities
1,063,685,638
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Red Canoe Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Red Canoe Credit Union

How many branches does Red Canoe Credit Union operate?

Red Canoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Red Canoe Credit Union?

Yes, to access services at Red Canoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Red Canoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Red Canoe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Red Canoe Credit Union offer online and mobile banking?

Most modern institutions like Red Canoe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redcanoecu.com.

Current Red Canoe Credit Union Rates

  • 12-Month CD2.95%
  • 18-Month CD3.00%
  • 24-Month CD2.90%
  • 60-Month CD2.70%
  • Savings0.05%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.