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Sisseton Wahpeton Federal Credit Union Rates and Review January 2026

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Sisseton Wahpeton Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 3.85% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.66%. Credit Card rates are at 10.90%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to Sisseton Wahpeton Federal Credit Union rates.

Compare Sisseton Wahpeton Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sisseton Wahpeton Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Sisseton Wahpeton Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sisseton Wahpeton Federal Credit Union? Share your experience about Sisseton Wahpeton Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sisseton Wahpeton Federal Credit Union.

Overall, Sisseton Wahpeton Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Sisseton Wahpeton Federal Credit Union
Main Office
45665 Veterans Memorial Dr
Agency Village, SD 57262
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.90%
$500
36-Month CD
3.60%
$500
6-Month CD
3.53%
$2,500
24-Month CD
3.49%
$500
36-Month CD
3.30%
$1,000
18-Month CD
3.28%
$500
48-Month CD
3.28%
$1,000
12-Month CD
3.25%
$1,000
60-Month CD
3.15%
$1,000
36-Month CD
3.03%
$500
24-month CD
3.00%
$500
24-Month CD (Jumbo)
3.00%
$100,000
Safe Haven Savings
3.00%
$10,000
30-Month CD
2.65%
$500
24-Month CD
2.64%
$2,500
6-Month CD
2.53%
$1,000
60-Month CD
2.52%
$500
12-Month CD
2.50%
$1,000
48-Month CD
2.25%
$1,000
24-Month CD
2.25%
$500
60-Month CD
2.02%
$1,000
60-Month CD
2.02%
$500
48-Month CD
2.00%
$1,000
12-Month CD
2.00%
$1,000
48-Month CD
1.91%
$1,000
48-Month CD
1.60%
$500
48-Month CD
1.16%
$500
Savings
0.80%
$100
24-Month CD
0.75%
$500
60-Month CD
0.70%
$1,000
Money Market
0.40%
$500
48-Month CD
0.40%
$500
36-Month CD
0.40%
$1,000
36-Month CD
0.40%
$1,000
Money Market Checking
0.35%
$100,000
36-Month CD
0.30%
$500
Business Money Market Rates
0.25%
$25,000
NOW Checking
0.20%
$50
36-Month CD
0.20%
$1,000
12-Month CD
0.20%
$1,000
Statement Savings
0.10%
$0
Money Market Passbook
0.10%
$1,000
Share Savings
0.10%
$100
Premier Checking
0.05%
$0
Money Market
0.05%
$2,500
NOW Checking
0.02%
$250
E-Savings
0.02%
$50
Savings
0.01%
$0
First Plus Checking
0.01%
$1
eOne Checking
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.199%
0.000
20-Year Fixed
5.875%
6.140%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
4.875%
5.275%
0.000
5.375%
5.460%
0.500
5.625%
5.850%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.490%
5.539%
0.000
6.000%
6.141%
0.000
30-Year Fixed
6.250%
6.263%
0.000
5.625%
5.787%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
20-Year Fixed
5.750%
5.870%
0.000
7/6 ARM
5.875%
5.947%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.500%
5.680%
1.125
10-Year Fixed
5.125%
5.511%
0.000
15-Year Fixed
5.500%
5.571%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.500%
5.972%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.750%
5.858%
0.000
4.675%
4.867%
0.000
20-Year Fixed
5.625%
5.836%
0.500
10-Year Fixed
6.100%
6.433%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.625%
6.036%
0.000
5.750%
5.856%
0.000
5.750%
6.078%
0.000
6.000%
6.006%
0.000
5.500%
5.646%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.500%
5.574%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.250%
6.232%
0.750
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.612%
0.750
30-Year Fixed
5.875%
6.002%
0.000
10-Year Fixed
5.625%
5.793%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
4.875%
5.754%
0.000
5.000%
5.055%
0.000
3.990%
4.357%
0.750
5.875%
5.888%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.625%
5.643%
0.000
5.500%
5.786%
2.280
5.875%
6.070%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum with Rewards
9.900%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Platinum Rewards
14.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Max Rewards Visa Credit Card
15.250%
Visa Platinum Credit Card
9.500% - 12.500%
Visa Student Rewards Card
17.990%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Member First VISA
15.040%
No balance transfer fees or annual fees.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Business Rewards Card
15.240%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Crimson Card
13.240%
World Cash Back Credit Card Mastercard
18.000%
14.000%
VISA® Gold
11.960%
8.900%
Prime Platinum Visa Credit Card
11.500%
Savings Secured Visa®
18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
13.240%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Academic VISA® Classic
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
9.500%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Signature Loans
12.990%
$0
48
Personal Signature Loan
11.000%
$0
96
8.490%
$0
36 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
13.240%
$0 - $2,000
36 - 36
A+ Personal Loan
8.990%
$0
84
13.990%
$0
Line of Credit Variable
16.740%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
13.450%
$0
Credit Builder Loan
9.000%
$0
12.990%
$0
12
11.990%
$0
12.990%
$0
13 - 60
18.000%
$0 - $500
5
9.200% - 17.950%
$0 - $100
12 - 24
14.990%
$0
25 - 36
12.990%
$0
1 - 24
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Unsecured Signature Loan
10.250%
$0
25 - 36
Student Loan Consolidation
5.490%
$0
Personal Line of Credit Variable
13.150%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Sisseton Wahpeton Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Sisseton Wahpeton Federal Credit Union
Website:
Full Time Employees: 5
Part Time Employees: 2
President: Skyman Redday
CEO: Travis Renville
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
45665 Veterans Memorial Dr
Agency Village, SD 57262
Phone Number: 605-698-3462
Fax Number: 605-698-3907

Financials

Total Assets:
5,257,173
Total Amount of Shares and Deposits:
2,386,338
Total Shares and Deposits < 1 Year:
2,029,409
Total Shares and Deposits 1 3 Years:
356,929
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
338,120
Total Uninsured Shares and Deposits > $250K (F+J):
338,120
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,048,218
Total Interest Expense (Sum of items 6 8):
35,691
Share Certificates:
10
Number of Accounts for Share Drafts:
491
Number of Accounts for Regular Shares:
2,273
All other shares:
87
Net Income (unless the amount is already included in Undivided Earnings):
-205,027
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,569,749
Total Liabilities:
4,273,442
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Sisseton Wahpeton Federal Credit Union

Is a member application needed to join Sisseton Wahpeton Federal Credit Union?

Yes, to access services at Sisseton Wahpeton Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Sisseton Wahpeton Federal Credit Union provides a range of mortgage and home equity products.

Is Sisseton Wahpeton Federal Credit Union a safe place to deposit money?

Yes, Sisseton Wahpeton Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Sisseton Wahpeton Federal Credit Union offer online and mobile banking?

Most modern institutions like Sisseton Wahpeton Federal Credit Union provide digital access including online balance checks and transfers.

Current Sisseton Wahpeton Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions