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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
SOLIDARITY COMMUNITY Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
SOLIDARITY COMMUNITY's top rates as of October 10, 2026 are 3.90% APY on its 5 Month CD Special, 5.00% APY on savings, 4.00% APY on checking, 7.25% on its 10 Yr Fixed Rate Mortgage, and personal loans from 10.00% APR, according to rates verified by MonitorBankRates. Other SOLIDARITY COMMUNITY CD rates include 9 Month CD Special at 3.80%, 17 Month CD Special at 3.64%, and 37 Month CD Special at 3.50%. Other SOLIDARITY COMMUNITY mortgage rates include 15 Yr Fixed Rate Mortgage at 7.38%, 20 Yr Fixed Rate Mortgage at 7.50%, and 30 Yr Fixed Rate Mortgage at 7.62%. MonitorBankRates evaluates the financial stability of SOLIDARITY COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.84%. Rates last updated and verified on 10/10/2026. SOLIDARITY COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SOLIDARITY COMMUNITY? Share your experience about SOLIDARITY COMMUNITY by leaving a review below, or read customer reviews before you decide to use SOLIDARITY COMMUNITY. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. SOLIDARITY COMMUNITY CD Rates
SOLIDARITY COMMUNITY Savings Rates
SOLIDARITY COMMUNITY Checking Rates
SOLIDARITY COMMUNITY Mortgage Rates
SOLIDARITY COMMUNITY Home Equity & HELOC
SOLIDARITY COMMUNITY Auto Loan Rates
SOLIDARITY COMMUNITY RV, Boat and Powersport Loan Rates
SOLIDARITY COMMUNITY Personal Loan Rates
Financial Health HistorySOLIDARITY COMMUNITY’s Texas Ratio stayed near 2.20% in Q3 2023 to 1.84% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SOLIDARITY COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SOLIDARITY COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SOLIDARITY COMMUNITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SOLIDARITY COMMUNITY
Website
https://www.solfcu.org
Address
201 E Southway Blvd,
Kokomo, IN 46902-3677
Phone
765-453-4020
Fax
765-453-1572
President
Glenn Rodgers
CEO
Amy Benner
Full-Time Employees
61
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.84%
Return on Assets (ROA)
0.2576%
Return on Equity (ROE)
2.0709%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
351,099,035
Total Amount of Shares and Deposits
309,371,143
Total Shares and Deposits < 1 Year
300,452,846
Total Shares and Deposits 1 3 Years
8,469,360
Total Shares and Deposits > 3 Years
448,937
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,482,450
Total Uninsured Shares and Deposits > $250K (F+J)
14,482,450
Total Insured Shares and Deposits > $250K (item 17 less item K)
294,888,693
Total Interest Expense (Sum of items 6 8)
1,953,178
Share Certificates
1,946
Number of Accounts for Share Drafts
12,985
IRA KEOGH Accounts
553
Number of Accounts for Regular Shares
28,814
All other shares
1,615
Money Market Shares
915
Net Income (unless the amount is already included in Undivided Earnings)
904,340
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,538,389
Total Liabilities
313,613,566
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for SOLIDARITY COMMUNITY yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for SOLIDARITY COMMUNITY
Frequently Asked Questions About SOLIDARITY COMMUNITYHow many branches does SOLIDARITY COMMUNITY operate?SOLIDARITY COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SOLIDARITY COMMUNITY?Yes, to access services at SOLIDARITY COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SOLIDARITY COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SOLIDARITY COMMUNITY provides members with tools to manage their accounts and build a solid financial history. Does SOLIDARITY COMMUNITY offer online and mobile banking?Most modern institutions like SOLIDARITY COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.solfcu.org. Current SOLIDARITY COMMUNITY Rates
Retrieved from our database of financial products. Rates subject to change.
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